Is Nationwide or 3S Money better for your small business?
Below we look at both Nationwide and 3S Money reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Nationwide vs 3S Money Trustpilot Reviews
| Nationwide | 3S Money | |
| Trustpilot Review Score (out of 5) | 1.7 | 4.7 |
| Percent 5-Star Reviews | 15% | 93% |
| Percent 1- Star Reviews | 75% | 5% |
| Total Number of Reviews | 5,509 | 730 |
https://www.trustpilot.com/review/www.nationwide.co.uk
https://www.trustpilot.com/review/3s.money
Nationwide vs 3S Money App Reviews
| Nationwide | 3S Money | |
| iPhone Review Score (out of 5) | 4.8 | No Rating |
| Number of iPhone Reviews | 595,000 | No Reviews |
| Android Review Score (out of 5) | 4.5 | No Rating |
| Number of Android Reviews | 106,000 | No Reviews |
https://apps.apple.com/gb/app/nationwide-mobile-banking/id542355130
https://www.apple.com/uk/app-store/
Nationwide vs 3S Money Account Fees & Charges
| Nationwide | 3S Money | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | £6.50 | $100 |
| Most Expensive Monthly Account Fee | £30 | $100 |
| Electronic Payment Cost (in/out) | Free | Free + 60p |
| Cash Payments Cost (in/out) | 1% | Free |
| Cheques (in/out) | £1.50 | £1 |
| CHAPS Payments Cost | £15 | £20 |
| SEPA Payments Cost | No | €1 |
Nationwide vs 3S Money Business Savings Rates
| Nationwide | 3S Money | |
| Types of Business Savings Accounts | Instant access, Limited access, Fixed rate | None |
| Lowest Savings Rate (AER) | 2.25% | NA |
| Maximum Savings Rate (AER) | 6.50% | NA |
| Minimum Savings Amount | £1 | NA |
| Interest Paid On Foreign Currencies | Yes | No |
Nationwide vs 3S Money Account Opening Times
| Nationwide | 3S Money | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 7 Working days | 15 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Nationwide vs 3S Money Features & Account Types
| Nationwide | 3S Money | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | Yes | No |
| Business Overdraft | Yes | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Visa | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | Yes | No |
| Branch Locations | UK-wide | None, online only |
Nationwide vs 3S Money Customer Support Options
| Nationwide | 3S Money | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Nationwide vs 3S Money Foreign Currency Accounts
| Nationwide | 3S Money | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
| No |
Other Business Services From Nationwide and 3S Money
| Nationwide | 3S Money | |
| Business Loans | No | No |
| Commercial Mortgages | Yes | No |
| Invoice Financing | No | No |
| International Payments | Yes | Yes |
| Merchant Payment Services | No | Yes |
| Card Machines | No | No |
| Free Accounting Software | No | Yes |
Nationwide vs 3S Money Banking Basics
| Nationwide | 3S Money | |
| Bank Type | Building Society | Challenger |
| FSCS Protection | Yes, up to £85,000 | No |
| FCA Number | 106078 | 900918 |
| Website | Nationwide Website | 3S Money Website |
Common Comparison Questions
Does Nationwide or 3S Money have better customer reviews?
Nationwide scores 1.7 out of 5 based 5,509 Trustpilot reviews. Of these reviews 15% are 5-star and 75% are 1-star.
Whereas, 3S Money scores 4.7 out of 5 based 730 Trustpilot reviews. Of which 93% are 5-star and 5% are 1-star.
Does Nationwide or 3S Money have a better App?
Nationwide’s iPhone App is rated 4.8 out of 5 based on 595,000 reviews. And it’s Android App is rated 4.5 out of 5 based on 106,000 reviews.
In comparison, 3S Money’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Nationwide or 3S Money have better business savings rates?
Nationwide offers the following types of business savings accounts: Instant access, Limited access, Fixed rate with interest rates ranging from 2.25% to 6.50%. (AER)
In contrast, 3S Money offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.