Monzo VS Intergiro: Business Banking Review & Fee Comparison

Is Monzo or Intergiro better for your small business?

Below we look at both Monzo and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Monzo vs Intergiro Trustpilot Reviews

	Monzo	Intergiro
Trustpilot Review Score (out of 5)	3.9	3.4
Percent 5-Star Reviews	77%	77%
Percent 1- Star Reviews	14%	15%
Total Number of Reviews	30,333	171

Sources:
https://www.trustpilot.com/review/www.monzo.com
https://www.trustpilot.com/review/intergiro.com

Monzo vs Intergiro App Reviews

	Monzo	Intergiro
iPhone Review Score (out of 5)	4.9	5
Number of iPhone Reviews	189,000	4
Android Review Score (out of 5)	4.7	No Rating
Number of Android Reviews	125,000	No Reviews

Sources:
https://apps.apple.com/gb/app/monzo-bank-mobile-banking/id1052238659
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Monzo vs Intergiro Account Fees & Charges

	Monzo	Intergiro
Free Business Bank Account	Yes	No
Free Business Account Term Length	No Limit	NA
Cheapest Monthly Account Fee	No	£2.99
Most Expensive Monthly Account Fee	£5	£15
Electronic Payment Cost (in/out)	Free	25p
Cash Payments Cost (in/out)	£1	70p per £100
Cheques (in/out)	Unknown	£1
CHAPS Payments Cost	£20	£25
SEPA Payments Cost	No	€1

Monzo vs Intergiro Business Savings Rates

	Monzo	Intergiro
Types of Business Savings Accounts	Instant Access Savings Pot	None
Lowest Savings Rate (AER)	1.60%	NA
Maximum Savings Rate (AER)	1.60%	NA
Minimum Savings Amount	No	NA
Interest Paid On Foreign Currencies	Yes	Yes

Monzo vs Intergiro Account Opening Times

	Monzo	Intergiro
Can You Apply Online?	Yes	Yes
How Long Does Opening An Account Typically Take?	1 to 8 Working days	5 to 10 Working days
Do They Check Your Credit?	Yes	No
Current Account Switch Service	Yes	No

Monzo vs Intergiro Features & Account Types

	Monzo	Intergiro
Business Current Account	Yes	Yes
Business Savings Account	Yes	No
Business Credit Card	Yes	No
Business Overdraft	Yes	No
Accounts For Startups	Yes	No
Accounts For Charities	No	No
Accounts For Sole Traders	Yes	Yes
Joint Business Accounts Available	Yes	No
Card Type	Mastercard	Mastercard
Online Banking	Yes	Yes
Mobile Banking	Yes	Yes
In Person/Branch Banking	No	No
Branch Locations	None, online only	None, online only

Monzo vs Intergiro Customer Support Options

	Monzo	Intergiro
Phone Support Available	Yes	No
Email Support Available	Yes	Yes
App Based Support	Yes	Yes
Web Based Support	Yes	Yes
In person Customer Support	No	No

Monzo vs Intergiro Foreign Currency Accounts

	Monzo	Intergiro
US Dollar (USD) Bank Accounts	Yes	Yes
Euro (EUR) Bank Accounts	Yes	Yes
Other Currencies Available:	AED – United Arab Emirates dirham AUD – Australian dollar BGN – Bulgarian lev BRL – Brazilian real CAD – Canadian dollar CHF – Swiss franc CZK – Czech koruna DKK – Danish krone EUR – Euro GBP – British pound HRK – Croatian kuna HUF – Hungarian forint ILS – Israeli new shekel ISK – Icelandic króna JPY – Japanese yen KRW – South Korean won MXN – Mexican peso MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PLN – Polish zloty RON – Romanian leu RUB – Russian ruble SEK – Swedish krona SGD – Singapore dollar THB – Thai baht TRY – Turkish lira USD – United States dollar	AED – United Arab Emirates dirham AUD – Australian dollar BGN – Bulgarian lev CAD – Canadian dollar CHF – Swiss franc CNY – Chinese yuan CZK – Czech koruna DKK – Danish krone GBP – British pound sterling HKD – Hong Kong dollar HRK – Croatian kuna HUF – Hungarian forint ILS – Israeli new shekel INR – Indian rupee ISK – Icelandic króna JPY – Japanese yen KRW – South Korean won KWD – Kuwaiti dinar KZT – Kazakh tenge MXN – Mexican peso MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PHP – Philippine peso PLN – Polish zloty RON – Romanian leu RUB – Russian ruble SEK – Swedish krona SGD – Singapore dollar THB – Thai baht TRY – Turkish lira

Other Business Services From Monzo and Intergiro

	Monzo	Intergiro
Business Loans	Yes	No
Commercial Mortgages	Yes	No
Invoice Financing	Yes	No
International Payments	Yes	Yes
Merchant Payment Services	Yes	Yes
Card Machines	Yes	No
Free Accounting Software	Yes	No

Monzo vs Intergiro Banking Basics

	Monzo	Intergiro
Bank Type	Challenger	Challenger
FSCS Protection	Yes, up to £85,000	No
FCA Number	730427	900945
Website	Monzo Website	Intergiro Website

Common Comparison Questions

Does Monzo or Intergiro have better customer reviews?

Monzo scores 3.9 out of 5 based 30,333 Trustpilot reviews. Of these reviews 77% are 5-star and 14% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Monzo or Intergiro have a better App?

Monzo’s iPhone App is rated 4.9 out of 5 based on 189,000 reviews. And it’s Android App is rated 4.7 out of 5 based on 125,000 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Monzo or Intergiro have better business savings rates?

Monzo offers the following types of business savings accounts: Instant Access Savings Pot with interest rates ranging from 1.60% to 1.60%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

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For other business bank accounts see our guide here.