Is Monese or Intergiro better for your small business?
Below we look at both Monese and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Monese vs Intergiro Trustpilot Reviews
Monese | Intergiro | |
Trustpilot Review Score (out of 5) | 4.3 | 3.4 |
Percent 5-Star Reviews | 68% | 77% |
Percent 1- Star Reviews | 17% | 15% |
Total Number of Reviews | 40,330 | 171 |
https://www.trustpilot.com/review/www.monese.com
https://www.trustpilot.com/review/intergiro.com
Monese vs Intergiro App Reviews
Monese | Intergiro | |
iPhone Review Score (out of 5) | 4.8 | 5 |
Number of iPhone Reviews | 68,100 | 4 |
Android Review Score (out of 5) | 4.5 | No Rating |
Number of Android Reviews | 101,000 | No Reviews |
https://apps.apple.com/gb/app/monese-a-banking-alternative/id1102793407
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309
Monese vs Intergiro Account Fees & Charges
Monese | Intergiro | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £5.95 | £2.99 |
Most Expensive Monthly Account Fee | £14.95 | £15 |
Electronic Payment Cost (in/out) | Free | 25p |
Cash Payments Cost (in/out) | 3.5% / 2% | 70p per £100 |
Cheques (in/out) | Free | £1 |
CHAPS Payments Cost | No | £25 |
SEPA Payments Cost | No | €1 |
Monese vs Intergiro Business Savings Rates
Monese | Intergiro | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | NA | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
Monese vs Intergiro Account Opening Times
Monese | Intergiro | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | 5 to 10 Working days |
Do They Check Your Credit? | No | No |
Current Account Switch Service | Yes | No |
Monese vs Intergiro Features & Account Types


Monese | Intergiro | |
Business Current Account | Yes | Yes |
Business Savings Account | No | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | No |
Accounts For Charities | No | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Monese vs Intergiro Customer Support Options
Monese | Intergiro | |
Phone Support Available | Yes | No |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Monese vs Intergiro Foreign Currency Accounts
Monese | Intergiro | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Monese and Intergiro


Monese | Intergiro | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
Monese vs Intergiro Banking Basics
Monese | Intergiro | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | No |
FCA Number | 900960 | 900945 |
Website | Monese Website | Intergiro Website |
Common Comparison Questions
Does Monese or Intergiro have better customer reviews?
Monese scores 4.3 out of 5 based 40,330 Trustpilot reviews. Of these reviews 68% are 5-star and 17% are 1-star.
Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.
Does Monese or Intergiro have a better App?
Monese’s iPhone App is rated 4.8 out of 5 based on 68,100 reviews. And it’s Android App is rated 4.5 out of 5 based on 101,000 reviews.
In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Monese or Intergiro have better business savings rates?
Monese offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.