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Monese VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Monese or Intergiro better for your small business?



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Below we look at both Monese and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Monese Homepage
Monese Homepage


Intergiro Homepage
Intergiro Homepage
 

Monese vs Intergiro Trustpilot Reviews

MoneseIntergiro
Trustpilot Review Score (out of 5)4.33.4
Percent 5-Star Reviews68%77%
Percent 1- Star Reviews17%15%
Total Number of Reviews40,330171
Sources:
https://www.trustpilot.com/review/www.monese.com
https://www.trustpilot.com/review/intergiro.com

Monese vs Intergiro App Reviews

MoneseIntergiro
iPhone Review Score (out of 5)4.85
Number of iPhone Reviews68,1004
Android Review Score (out of 5)4.5No Rating
Number of Android Reviews101,000No Reviews
Sources:
https://apps.apple.com/gb/app/monese-a-banking-alternative/id1102793407
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Monese vs Intergiro Account Fees & Charges

MoneseIntergiro
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£5.95£2.99
Most Expensive Monthly Account Fee£14.95£15
Electronic Payment Cost (in/out)Free25p
Cash Payments Cost (in/out)3.5% / 2%70p per £100
Cheques (in/out)Free£1
CHAPS Payments CostNo£25
SEPA Payments CostNo€1

Monese vs Intergiro Business Savings Rates

MoneseIntergiro
Types of Business Savings AccountsNoneNone
Lowest Savings Rate (AER)NANA
Maximum Savings Rate (AER)NANA
Minimum Savings AmountNANA
Interest Paid On Foreign CurrenciesYesYes
 

Monese vs Intergiro Account Opening Times

MoneseIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day5 to 10 Working days
Do They Check Your Credit?NoNo
Current Account Switch ServiceYesNo

Monese vs Intergiro Features & Account Types

Monese Account Types
Monese Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


MoneseIntergiro
Business Current AccountYesYes
Business Savings AccountNoNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesNo
Accounts For CharitiesNoNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Monese vs Intergiro Customer Support Options

MoneseIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Monese vs Intergiro Foreign Currency Accounts

MoneseIntergiro
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • EUR (Euro)
  • USD (United States Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)
  • SEK (Swedish Krona)
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From Monese and Intergiro

Monese Account Types
Other Monese Services


Intergiro Account Types
Other Intergiro Services


MoneseIntergiro
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Monese vs Intergiro Banking Basics

MoneseIntergiro
Bank TypeChallengerChallenger
FSCS ProtectionNoNo
FCA Number900960900945
WebsiteMonese WebsiteIntergiro Website

Common Comparison Questions

Does Monese or Intergiro have better customer reviews?

Monese scores 4.3 out of 5 based 40,330 Trustpilot reviews. Of these reviews 68% are 5-star and 17% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Monese or Intergiro have a better App?

Monese’s iPhone App is rated 4.8 out of 5 based on 68,100 reviews. And it’s Android App is rated 4.5 out of 5 based on 101,000 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Monese or Intergiro have better business savings rates?

Monese offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Monese vs GoSolo
Monese vs 3S Money
Monese vs MultiPass
Monese vs Reliance Bank
Monese vs SumUp Business Account


For other business bank accounts see our guide here.

 



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