Is Monese or Countingup better for your small business?
Below we look at both Monese and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Monese vs Countingup Trustpilot Reviews
Monese | Countingup | |
Trustpilot Review Score (out of 5) | 4.3 | 4.4 |
Percent 5-Star Reviews | 68% | 81% |
Percent 1- Star Reviews | 17% | 9% |
Total Number of Reviews | 40,330 | 2,382 |
https://www.trustpilot.com/review/www.monese.com
https://www.trustpilot.com/review/countingup.com
Monese vs Countingup App Reviews
Monese | Countingup | |
iPhone Review Score (out of 5) | 4.8 | 4.7 |
Number of iPhone Reviews | 68,100 | 2,800 |
Android Review Score (out of 5) | 4.5 | 4.5 |
Number of Android Reviews | 101,000 | 1,300 |
https://apps.apple.com/gb/app/monese-a-banking-alternative/id1102793407
https://apps.apple.com/gb/app/countingup-business-account/id1286828618
Monese vs Countingup Account Fees & Charges
Monese | Countingup | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £5.95 | £3 |
Most Expensive Monthly Account Fee | £14.95 | £18 |
Electronic Payment Cost (in/out) | Free | 30p |
Cash Payments Cost (in/out) | 3.5% / 2% | £1 |
Cheques (in/out) | Free | Free |
CHAPS Payments Cost | No | No |
SEPA Payments Cost | No | No |
Monese vs Countingup Business Savings Rates
Monese | Countingup | |
Types of Business Savings Accounts | None | None |
Lowest Savings Rate (AER) | NA | NA |
Maximum Savings Rate (AER) | NA | NA |
Minimum Savings Amount | NA | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
Monese vs Countingup Account Opening Times
Monese | Countingup | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | 5 minutes |
Do They Check Your Credit? | No | No |
Current Account Switch Service | Yes | Yes |
Monese vs Countingup Features & Account Types


Monese | Countingup | |
Business Current Account | Yes | Yes |
Business Savings Account | No | Yes |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | No | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | No |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Monese vs Countingup Customer Support Options
Monese | Countingup | |
Phone Support Available | Yes | No |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Monese vs Countingup Foreign Currency Accounts
Monese | Countingup | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Monese and Countingup


Monese | Countingup | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | Yes |
Monese vs Countingup Banking Basics
Monese | Countingup | |
Bank Type | Challenger | Challenger |
FSCS Protection | No | No |
FCA Number | 900960 | 900010 |
Website | Monese Website | Countingup Website |
Common Comparison Questions
Does Monese or Countingup have better customer reviews?
Monese scores 4.3 out of 5 based 40,330 Trustpilot reviews. Of these reviews 68% are 5-star and 17% are 1-star.
Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.
Does Monese or Countingup have a better App?
Monese’s iPhone App is rated 4.8 out of 5 based on 68,100 reviews. And it’s Android App is rated 4.5 out of 5 based on 101,000 reviews.
In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.
Does Monese or Countingup have better business savings rates?
Monese offers the following types of business savings accounts: None with interest rates ranging from NA to NA. (AER)
In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.