Is Mettle or Saffron Building Society better for your small business?
Below we look at both Mettle and Saffron Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Mettle vs Saffron Building Society Trustpilot Reviews
Mettle | Saffron Building Society | |
Trustpilot Review Score (out of 5) | 4.6 | 2.2 |
Percent 5-Star Reviews | 81% | 21% |
Percent 1- Star Reviews | 8% | 73% |
Total Number of Reviews | 3,418 | 58 |
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/saffronbs.co.uk
Mettle vs Saffron Building Society App Reviews
Mettle | Saffron Building Society | |
iPhone Review Score (out of 5) | 4.9 | 3.7 |
Number of iPhone Reviews | 25,100 | 24 |
Android Review Score (out of 5) | 4.8 | 3.7 |
Number of Android Reviews | 8,890 | 14 |
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/gb/app/saffron-building-society/id1482290341
Mettle vs Saffron Building Society Account Fees & Charges
Mettle | Saffron Building Society | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | No | £10 |
Most Expensive Monthly Account Fee | No | £10 |
Electronic Payment Cost (in/out) | Free | Free |
Cash Payments Cost (in/out) | £1.50 / £2.50 | Free |
Cheques (in/out) | 50p | £1.50 |
CHAPS Payments Cost | £20 | £15 |
SEPA Payments Cost | No | 25p |
Mettle vs Saffron Building Society Business Savings Rates
Mettle | Saffron Building Society | |
Types of Business Savings Accounts | Savings pot | Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts |
Lowest Savings Rate (AER) | 1.46% | 1.20% |
Maximum Savings Rate (AER) | 1.46% | 5.75% |
Minimum Savings Amount | £10 | £1 |
Interest Paid On Foreign Currencies | No | No |
Mettle vs Saffron Building Society Account Opening Times
Mettle | Saffron Building Society | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | Few minutes | Undisclosed |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | Yes |
Mettle vs Saffron Building Society Features & Account Types


Mettle | Saffron Building Society | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | Yes |
Business Overdraft | No | No |
Accounts For Startups | Yes | No |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | Yes |
Branch Locations | None, online only | Locations in Essex only |
Mettle vs Saffron Building Society Customer Support Options
Mettle | Saffron Building Society | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | Yes |
Mettle vs Saffron Building Society Foreign Currency Accounts
Mettle | Saffron Building Society | |
US Dollar (USD) Bank Accounts | No | No |
Euro (EUR) Bank Accounts | No | No |
Other Currencies Available: | No | No |
Other Business Services From Mettle and Saffron Building Society


Mettle | Saffron Building Society | |
Business Loans | No | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | No |
International Payments | No | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | Yes | No |
Mettle vs Saffron Building Society Banking Basics
Mettle | Saffron Building Society | |
Bank Type | High Street/Challenger | Building Society |
FSCS Protection | Yes, up to £85,000 via NatWest | Yes, up to £85,000 |
FCA Number | 121878 | 100015 |
Website | Mettle Website | Saffron Building Society Website |
Common Comparison Questions
Does Mettle or Saffron Building Society have better customer reviews?
Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.
Whereas, Saffron Building Society scores 2.2 out of 5 based 58 Trustpilot reviews. Of which 21% are 5-star and 73% are 1-star.
Does Mettle or Saffron Building Society have a better App?
Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
In comparison, Saffron Building Society’s iPhone App is rated 3.7 out of 5 based on 24 reviews. And it’s Android App is rated 3.7 out of 5 based on 14 reviews.
Does Mettle or Saffron Building Society have better business savings rates?
Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)
In contrast, Saffron Building Society offers Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts accounts with interest rates ranging from 1.20% to 5.75% (AER).
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For other business bank accounts see our guide here.