Merchant Machine

Mettle VS Saffron Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Mettle or Saffron Building Society better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Mettle and Saffron Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Mettle Homepage
Mettle Homepage


Saffron Building Society Homepage
Saffron Building Society Homepage
 

Mettle vs Saffron Building Society Trustpilot Reviews

MettleSaffron Building Society
Trustpilot Review Score (out of 5)4.62.2
Percent 5-Star Reviews81%21%
Percent 1- Star Reviews8%73%
Total Number of Reviews3,41858
Sources:
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/saffronbs.co.uk

Mettle vs Saffron Building Society App Reviews

MettleSaffron Building Society
iPhone Review Score (out of 5)4.93.7
Number of iPhone Reviews25,10024
Android Review Score (out of 5)4.83.7
Number of Android Reviews8,89014
Sources:
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/gb/app/saffron-building-society/id1482290341

Mettle vs Saffron Building Society Account Fees & Charges

MettleSaffron Building Society
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£10
Most Expensive Monthly Account FeeNo£10
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)£1.50 / £2.50Free
Cheques (in/out)50p£1.50
CHAPS Payments Cost£20£15
SEPA Payments CostNo25p

Mettle vs Saffron Building Society Business Savings Rates

MettleSaffron Building Society
Types of Business Savings AccountsSavings potRegular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts
Lowest Savings Rate (AER)1.46%1.20%
Maximum Savings Rate (AER)1.46%5.75%
Minimum Savings Amount£10£1
Interest Paid On Foreign CurrenciesNoNo
 

Mettle vs Saffron Building Society Account Opening Times

MettleSaffron Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutesUndisclosed
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoYes

Mettle vs Saffron Building Society Features & Account Types

Mettle Account Types
Mettle Features & Account Types


Saffron Building Society Account Types
Saffron Building Society Features & Account Types


MettleSaffron Building Society
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftNoNo
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoYes
Branch LocationsNone, online onlyLocations in Essex only

Mettle vs Saffron Building Society Customer Support Options

MettleSaffron Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoYes

Mettle vs Saffron Building Society Foreign Currency Accounts

MettleSaffron Building Society
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Mettle and Saffron Building Society

Mettle Account Types
Other Mettle Services


Saffron Building Society Account Types
Other Saffron Building Society Services


MettleSaffron Building Society
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareYesNo

Mettle vs Saffron Building Society Banking Basics

MettleSaffron Building Society
Bank TypeHigh Street/ChallengerBuilding Society
FSCS ProtectionYes, up to £85,000 via NatWestYes, up to £85,000
FCA Number121878100015
WebsiteMettle WebsiteSaffron Building Society Website

Common Comparison Questions

Does Mettle or Saffron Building Society have better customer reviews?

Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.

Whereas, Saffron Building Society scores 2.2 out of 5 based 58 Trustpilot reviews. Of which 21% are 5-star and 73% are 1-star.

Does Mettle or Saffron Building Society have a better App?

Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

In comparison, Saffron Building Society’s iPhone App is rated 3.7 out of 5 based on 24 reviews. And it’s Android App is rated 3.7 out of 5 based on 14 reviews.

Does Mettle or Saffron Building Society have better business savings rates?

Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)

In contrast, Saffron Building Society offers Regular Savings, Easy access, Fixed rate bonds, Notice accounts, Business/corporate accounts accounts with interest rates ranging from 1.20% to 5.75% (AER).

See Other Comparisons:
Mettle vs OakNorth
Mettle vs Airwallex
Mettle vs Triodos Bank
Mettle vs Soldo
Mettle vs Cambridge Building Society


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224