Is Mettle or Recognise Bank better for your small business?
Below we look at both Mettle and Recognise Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Mettle vs Recognise Bank Trustpilot Reviews
| Mettle | Recognise Bank | |
| Trustpilot Review Score (out of 5) | 4.6 | 4.6 |
| Percent 5-Star Reviews | 81% | 77% |
| Percent 1- Star Reviews | 8% | 5% |
| Total Number of Reviews | 3,418 | 539 |
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/recognisebank.co.uk
Mettle vs Recognise Bank App Reviews
| Mettle | Recognise Bank | |
| iPhone Review Score (out of 5) | 4.9 | No Rating |
| Number of iPhone Reviews | 25,100 | No Reviews |
| Android Review Score (out of 5) | 4.8 | No Rating |
| Number of Android Reviews | 8,890 | No Reviews |
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://www.apple.com/uk/app-store/
Mettle vs Recognise Bank Account Fees & Charges
| Mettle | Recognise Bank | |
| Free Business Bank Account | Yes | Yes |
| Free Business Account Term Length | No Limit | No Limit |
| Cheapest Monthly Account Fee | No | No |
| Most Expensive Monthly Account Fee | No | No |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | £1.50 / £2.50 | Free |
| Cheques (in/out) | 50p | Free |
| CHAPS Payments Cost | £20 | £15 |
| SEPA Payments Cost | No | 25p |
Mettle vs Recognise Bank Business Savings Rates
| Mettle | Recognise Bank | |
| Types of Business Savings Accounts | Savings pot | Notice account, Fixed Rate, Instant access |
| Lowest Savings Rate (AER) | 1.46% | 3.15% |
| Maximum Savings Rate (AER) | 1.46% | 4.50% |
| Minimum Savings Amount | £10 | £1,000 |
| Interest Paid On Foreign Currencies | No | Yes |
Mettle vs Recognise Bank Account Opening Times
| Mettle | Recognise Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | Few minutes |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | No |
Mettle vs Recognise Bank Features & Account Types
| Mettle | Recognise Bank | |
| Business Current Account | Yes | No |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | No | Yes |
| Card Type | Mastercard | None |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online and phone only |
Mettle vs Recognise Bank Customer Support Options
| Mettle | Recognise Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Mettle vs Recognise Bank Foreign Currency Accounts
| Mettle | Recognise Bank | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | No | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Mettle and Recognise Bank
| Mettle | Recognise Bank | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | No |
| International Payments | No | No |
| Merchant Payment Services | No | No |
| Card Machines | No | No |
| Free Accounting Software | Yes | No |
Mettle vs Recognise Bank Banking Basics
| Mettle | Recognise Bank | |
| Bank Type | High Street/Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 via NatWest | Yes, up to £85,000 |
| FCA Number | 121878 | 849404 |
| Website | Mettle Website | Recognise Bank Website |
Common Comparison Questions
Does Mettle or Recognise Bank have better customer reviews?
Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.
Whereas, Recognise Bank scores 4.6 out of 5 based 539 Trustpilot reviews. Of which 77% are 5-star and 5% are 1-star.
Does Mettle or Recognise Bank have a better App?
Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
In comparison, Recognise Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Mettle or Recognise Bank have better business savings rates?
Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)
In contrast, Recognise Bank offers Notice account, Fixed Rate, Instant access accounts with interest rates ranging from 3.15% to 4.50% (AER).
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For other business bank accounts see our guide here.