Is Mettle or MyPOS better for your small business?
Below we look at both Mettle and MyPOS reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Mettle vs MyPOS Trustpilot Reviews
| Mettle | MyPOS | |
| Trustpilot Review Score (out of 5) | 4.6 | 4.2 |
| Percent 5-Star Reviews | 81% | 67% |
| Percent 1- Star Reviews | 8% | 11% |
| Total Number of Reviews | 3,418 | 10,019 |
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/mypos.com
Mettle vs MyPOS App Reviews
| Mettle | MyPOS | |
| iPhone Review Score (out of 5) | 4.9 | 4.2 |
| Number of iPhone Reviews | 25,100 | 698 |
| Android Review Score (out of 5) | 4.8 | 3.3 |
| Number of Android Reviews | 8,890 | 14,900 |
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/gb/app/mypos-accept-all-payments/id934401253
Mettle vs MyPOS Account Fees & Charges
| Mettle | MyPOS | |
| Free Business Bank Account | Yes | Yes |
| Free Business Account Term Length | No Limit | No Limit |
| Cheapest Monthly Account Fee | No | No |
| Most Expensive Monthly Account Fee | No | No |
| Electronic Payment Cost (in/out) | Free | £1.50 |
| Cash Payments Cost (in/out) | £1.50 / £2.50 | £2 |
| Cheques (in/out) | 50p | Unknown |
| CHAPS Payments Cost | £20 | No |
| SEPA Payments Cost | No | £3 |
Mettle vs MyPOS Business Savings Rates
| Mettle | MyPOS | |
| Types of Business Savings Accounts | Savings pot | None |
| Lowest Savings Rate (AER) | 1.46% | NA |
| Maximum Savings Rate (AER) | 1.46% | NA |
| Minimum Savings Amount | £10 | NA |
| Interest Paid On Foreign Currencies | No | No |
Mettle vs MyPOS Account Opening Times
| Mettle | MyPOS | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | Few minutes |
| Do They Check Your Credit? | No | No |
| Current Account Switch Service | No | No |
Mettle vs MyPOS Features & Account Types
| Mettle | MyPOS | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | No |
| Business Credit Card | No | No |
| Business Overdraft | No | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | No | No |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | None, online only |
Mettle vs MyPOS Customer Support Options
| Mettle | MyPOS | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Mettle vs MyPOS Foreign Currency Accounts
| Mettle | MyPOS | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | No | Yes |
| Other Currencies Available: | No | No |
Other Business Services From Mettle and MyPOS
| Mettle | MyPOS | |
| Business Loans | No | No |
| Commercial Mortgages | No | No |
| Invoice Financing | No | No |
| International Payments | No | Yes |
| Merchant Payment Services | No | Yes |
| Card Machines | No | Yes |
| Free Accounting Software | Yes | Yes |
Mettle vs MyPOS Banking Basics
| Mettle | MyPOS | |
| Bank Type | High Street/Challenger | Other |
| FSCS Protection | Yes, up to £85,000 via NatWest | No |
| FCA Number | 121878 | 900826 |
| Website | Mettle Website | MyPOS Website |
Common Comparison Questions
Does Mettle or MyPOS have better customer reviews?
Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.
Whereas, MyPOS scores 4.2 out of 5 based 10,019 Trustpilot reviews. Of which 67% are 5-star and 11% are 1-star.
Does Mettle or MyPOS have a better App?
Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
In comparison, MyPOS’s iPhone App is rated 4.2 out of 5 based on 698 reviews. And it’s Android App is rated 3.3 out of 5 based on 14,900 reviews.
Does Mettle or MyPOS have better business savings rates?
Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)
In contrast, MyPOS offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Mettle vs Ampere
Monese vs Saffron Building Society
Monese vs OakNorth
Monese vs Airwallex
Monese vs Triodos Bank
For other business bank accounts see our guide here.