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Mettle VS MultiPass: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Mettle or MultiPass better for your small business?



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Below we look at both Mettle and MultiPass reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Mettle Homepage
Mettle Homepage


MultiPass Homepage
MultiPass Homepage
 

Mettle vs MultiPass Trustpilot Reviews

MettleMultiPass
Trustpilot Review Score (out of 5)4.64.5
Percent 5-Star Reviews81%81%
Percent 1- Star Reviews8%12%
Total Number of Reviews3,41874
Sources:
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/multipass.co

Mettle vs MultiPass App Reviews

MettleMultiPass
iPhone Review Score (out of 5)4.9No Rating
Number of iPhone Reviews25,100No Reviews
Android Review Score (out of 5)4.8No Rating
Number of Android Reviews8,890No Reviews
Sources:
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://www.apple.com/uk/app-store/

Mettle vs MultiPass Account Fees & Charges

MettleMultiPass
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£29
Most Expensive Monthly Account FeeNo£250
Electronic Payment Cost (in/out)FreeFree + 50p
Cash Payments Cost (in/out)£1.50 / £2.50Free / £1 per £100
Cheques (in/out)50pFree
CHAPS Payments Cost£20£18
SEPA Payments CostNo€1

Mettle vs MultiPass Business Savings Rates

MettleMultiPass
Types of Business Savings AccountsSavings potNone
Lowest Savings Rate (AER)1.46%NA
Maximum Savings Rate (AER)1.46%NA
Minimum Savings Amount£10NA
Interest Paid On Foreign CurrenciesNoYes
 

Mettle vs MultiPass Account Opening Times

MettleMultiPass
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutes10 minutes
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoNo

Mettle vs MultiPass Features & Account Types

Mettle Account Types
Mettle Features & Account Types


MultiPass Account Types
MultiPass Features & Account Types


MettleMultiPass
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Mettle vs MultiPass Customer Support Options

MettleMultiPass
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Mettle vs MultiPass Foreign Currency Accounts

MettleMultiPass
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • AZN
  • BRL
  • BYN
  • BGN
  • HRK
  • HUF
  • ILS
  • INR
  • KZT
  • KRW
  • LAK
  • LTL
  • MXN
  • MYR
  • NOK
  • PHP
  • PLN
  • RON
  • RUB
  • SEK
  • SGD
  • THB
  • TRY
  • UAH
  • VND
  • ZAR

Other Business Services From Mettle and MultiPass

Mettle Account Types
Other Mettle Services


MultiPass Account Types
Other MultiPass Services


MettleMultiPass
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareYesNo

Mettle vs MultiPass Banking Basics

MettleMultiPass
Bank TypeHigh Street/ChallengerChallenger
FSCS ProtectionYes, up to £85,000 via NatWestNo
FCA Number121878900840
WebsiteMettle WebsiteMultiPass Website

Common Comparison Questions

Does Mettle or MultiPass have better customer reviews?

Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.

Whereas, MultiPass scores 4.5 out of 5 based 74 Trustpilot reviews. Of which 81% are 5-star and 12% are 1-star.

Does Mettle or MultiPass have a better App?

Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

In comparison, MultiPass’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Mettle or MultiPass have better business savings rates?

Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)

In contrast, MultiPass offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Mettle vs Reliance Bank
Mettle vs SumUp Business Account
Mettle vs Cambridge & Counties Bank
Mettle vs Recognise Bank
Mettle vs Dudley Building Society


For other business bank accounts see our guide here.

 



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