Is Mettle or MultiPass better for your small business?
Below we look at both Mettle and MultiPass reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Mettle vs MultiPass Trustpilot Reviews
Mettle | MultiPass | |
Trustpilot Review Score (out of 5) | 4.6 | 4.5 |
Percent 5-Star Reviews | 81% | 81% |
Percent 1- Star Reviews | 8% | 12% |
Total Number of Reviews | 3,418 | 74 |
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/multipass.co
Mettle vs MultiPass App Reviews
Mettle | MultiPass | |
iPhone Review Score (out of 5) | 4.9 | No Rating |
Number of iPhone Reviews | 25,100 | No Reviews |
Android Review Score (out of 5) | 4.8 | No Rating |
Number of Android Reviews | 8,890 | No Reviews |
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://www.apple.com/uk/app-store/
Mettle vs MultiPass Account Fees & Charges
Mettle | MultiPass | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | No | £29 |
Most Expensive Monthly Account Fee | No | £250 |
Electronic Payment Cost (in/out) | Free | Free + 50p |
Cash Payments Cost (in/out) | £1.50 / £2.50 | Free / £1 per £100 |
Cheques (in/out) | 50p | Free |
CHAPS Payments Cost | £20 | £18 |
SEPA Payments Cost | No | €1 |
Mettle vs MultiPass Business Savings Rates
Mettle | MultiPass | |
Types of Business Savings Accounts | Savings pot | None |
Lowest Savings Rate (AER) | 1.46% | NA |
Maximum Savings Rate (AER) | 1.46% | NA |
Minimum Savings Amount | £10 | NA |
Interest Paid On Foreign Currencies | No | Yes |
Mettle vs MultiPass Account Opening Times
Mettle | MultiPass | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | Few minutes | 10 minutes |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | No |
Mettle vs MultiPass Features & Account Types


Mettle | MultiPass | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Mettle vs MultiPass Customer Support Options
Mettle | MultiPass | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Mettle vs MultiPass Foreign Currency Accounts
Mettle | MultiPass | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From Mettle and MultiPass


Mettle | MultiPass | |
Business Loans | No | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | No | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | Yes | No |
Mettle vs MultiPass Banking Basics
Mettle | MultiPass | |
Bank Type | High Street/Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 via NatWest | No |
FCA Number | 121878 | 900840 |
Website | Mettle Website | MultiPass Website |
Common Comparison Questions
Does Mettle or MultiPass have better customer reviews?
Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.
Whereas, MultiPass scores 4.5 out of 5 based 74 Trustpilot reviews. Of which 81% are 5-star and 12% are 1-star.
Does Mettle or MultiPass have a better App?
Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
In comparison, MultiPass’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Mettle or MultiPass have better business savings rates?
Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)
In contrast, MultiPass offers None accounts with interest rates ranging from NA to NA (AER).
See Other Comparisons:Mettle vs Reliance Bank
Mettle vs SumUp Business Account
Mettle vs Cambridge & Counties Bank
Mettle vs Recognise Bank
Mettle vs Dudley Building Society
For other business bank accounts see our guide here.