Is Mettle or ICICI Bank UK better for your small business?
Below we look at both Mettle and ICICI Bank UK reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Mettle vs ICICI Bank UK Trustpilot Reviews
Mettle | ICICI Bank UK | |
Trustpilot Review Score (out of 5) | 4.6 | 2.7 |
Percent 5-Star Reviews | 81% | 18% |
Percent 1- Star Reviews | 8% | 74% |
Total Number of Reviews | 3,418 | 23 |
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/www.icicibank.co.uk
Mettle vs ICICI Bank UK App Reviews
Mettle | ICICI Bank UK | |
iPhone Review Score (out of 5) | 4.9 | 2.7 |
Number of iPhone Reviews | 25,100 | 237 |
Android Review Score (out of 5) | 4.8 | 4 |
Number of Android Reviews | 8,890 | 684 |
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/gb/app/icici-bank-uk-imobile/id1223898732
Mettle vs ICICI Bank UK Account Fees & Charges
Mettle | ICICI Bank UK | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | No | £5 |
Most Expensive Monthly Account Fee | No | £15 |
Electronic Payment Cost (in/out) | Free | 25p |
Cash Payments Cost (in/out) | £1.50 / £2.50 | £5 per £1,000 / free |
Cheques (in/out) | 50p | £1 |
CHAPS Payments Cost | £20 | £20 |
SEPA Payments Cost | No | No |
Mettle vs ICICI Bank UK Business Savings Rates
Mettle | ICICI Bank UK | |
Types of Business Savings Accounts | Savings pot | Business Savings Account, Business Fixed Deposit |
Lowest Savings Rate (AER) | 1.46% | 2.85% |
Maximum Savings Rate (AER) | 1.46% | 4.50% |
Minimum Savings Amount | £10 | £1 |
Interest Paid On Foreign Currencies | No | Yes |
Mettle vs ICICI Bank UK Account Opening Times
Mettle | ICICI Bank UK | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | Few minutes | 2 Working days |
Do They Check Your Credit? | No | Yes |
Current Account Switch Service | No | Yes |
Mettle vs ICICI Bank UK Features & Account Types


Mettle | ICICI Bank UK | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | Yes |
Business Overdraft | No | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | Yes |
Branch Locations | None, online only | London, Birmingham and Manchester |
Mettle vs ICICI Bank UK Customer Support Options
Mettle | ICICI Bank UK | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | Yes |
Mettle vs ICICI Bank UK Foreign Currency Accounts
Mettle | ICICI Bank UK | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From Mettle and ICICI Bank UK


Mettle | ICICI Bank UK | |
Business Loans | No | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | Yes |
International Payments | No | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | Yes | No |
Mettle vs ICICI Bank UK Banking Basics
Mettle | ICICI Bank UK | |
Bank Type | High Street/Challenger | Foreign Bank |
FSCS Protection | Yes, up to £85,000 via NatWest | Yes, up to £85,000 |
FCA Number | 121878 | 223268 |
Website | Mettle Website | ICICI Bank UK Website |
Common Comparison Questions
Does Mettle or ICICI Bank UK have better customer reviews?
Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.
Whereas, ICICI Bank UK scores 2.7 out of 5 based 23 Trustpilot reviews. Of which 18% are 5-star and 74% are 1-star.
Does Mettle or ICICI Bank UK have a better App?
Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
In comparison, ICICI Bank UK’s iPhone App is rated 2.7 out of 5 based on 237 reviews. And it’s Android App is rated 4 out of 5 based on 684 reviews.
Does Mettle or ICICI Bank UK have better business savings rates?
Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)
In contrast, ICICI Bank UK offers Business Savings Account, Business Fixed Deposit accounts with interest rates ranging from 2.85% to 4.50% (AER).
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For other business bank accounts see our guide here.