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Mettle VS Fair Everywhere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Mettle or Fair Everywhere better for your small business?



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Below we look at both Mettle and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Mettle Homepage
Mettle Homepage


Fair Everywhere Homepage
Fair Everywhere Homepage
 

Mettle vs Fair Everywhere Trustpilot Reviews

MettleFair Everywhere
Trustpilot Review Score (out of 5)4.63.1
Percent 5-Star Reviews81%27%
Percent 1- Star Reviews8%64%
Total Number of Reviews3,41811
Sources:
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/faireverywhere.com

Mettle vs Fair Everywhere App Reviews

MettleFair Everywhere
iPhone Review Score (out of 5)4.92.2
Number of iPhone Reviews25,1005
Android Review Score (out of 5)4.83.9
Number of Android Reviews8,8907
Sources:
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/gb/app/fair-everywhere/id1331905256

Mettle vs Fair Everywhere Account Fees & Charges

MettleFair Everywhere
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£12.50
Most Expensive Monthly Account FeeNo£12.50
Electronic Payment Cost (in/out)Free30p
Cash Payments Cost (in/out)£1.50 / £2.50£1.50 / £3 + 2.75%
Cheques (in/out)50p50p per cheque
CHAPS Payments Cost£20£30
SEPA Payments CostNoNo

Mettle vs Fair Everywhere Business Savings Rates

MettleFair Everywhere
Types of Business Savings AccountsSavings potNone
Lowest Savings Rate (AER)1.46%NA
Maximum Savings Rate (AER)1.46%NA
Minimum Savings Amount£10NA
Interest Paid On Foreign CurrenciesNoYes
 

Mettle vs Fair Everywhere Account Opening Times

MettleFair Everywhere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutes1 day
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoYes

Mettle vs Fair Everywhere Features & Account Types

Mettle Account Types
Mettle Features & Account Types


Fair Everywhere Account Types
Fair Everywhere Features & Account Types


MettleFair Everywhere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoYes
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Mettle vs Fair Everywhere Customer Support Options

MettleFair Everywhere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Mettle vs Fair Everywhere Foreign Currency Accounts

MettleFair Everywhere
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • British Pound GBP

Other Business Services From Mettle and Fair Everywhere

Mettle Account Types
Other Mettle Services


Fair Everywhere Account Types
Other Fair Everywhere Services


MettleFair Everywhere
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareYesNo

Mettle vs Fair Everywhere Banking Basics

MettleFair Everywhere
Bank TypeHigh Street/ChallengerChallenger
FSCS ProtectionYes, up to £85,000 via NatWestNo
FCA Number121878504547
WebsiteMettle WebsiteFair Everywhere Website

Common Comparison Questions

Does Mettle or Fair Everywhere have better customer reviews?

Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.

Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.

Does Mettle or Fair Everywhere have a better App?

Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.

Does Mettle or Fair Everywhere have better business savings rates?

Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)

In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Mettle vs Countingup
Mettle vs State Bank of India (UK)
Mettle vs Charity Bank
Mettle vs Cumberland Building Society
Mettle vs Redwood Bank


For other business bank accounts see our guide here.

 



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