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Mettle VS Countingup: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Mettle or Countingup better for your small business?



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Below we look at both Mettle and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Mettle Homepage
Mettle Homepage


Countingup Homepage
Countingup Homepage
 

Mettle vs Countingup Trustpilot Reviews

MettleCountingup
Trustpilot Review Score (out of 5)4.64.4
Percent 5-Star Reviews81%81%
Percent 1- Star Reviews8%9%
Total Number of Reviews3,4182,382
Sources:
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/countingup.com

Mettle vs Countingup App Reviews

MettleCountingup
iPhone Review Score (out of 5)4.94.7
Number of iPhone Reviews25,1002,800
Android Review Score (out of 5)4.84.5
Number of Android Reviews8,8901,300
Sources:
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/gb/app/countingup-business-account/id1286828618

Mettle vs Countingup Account Fees & Charges

MettleCountingup
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£3
Most Expensive Monthly Account FeeNo£18
Electronic Payment Cost (in/out)Free30p
Cash Payments Cost (in/out)£1.50 / £2.50£1
Cheques (in/out)50pFree
CHAPS Payments Cost£20No
SEPA Payments CostNoNo

Mettle vs Countingup Business Savings Rates

MettleCountingup
Types of Business Savings AccountsSavings potNone
Lowest Savings Rate (AER)1.46%NA
Maximum Savings Rate (AER)1.46%NA
Minimum Savings Amount£10NA
Interest Paid On Foreign CurrenciesNoYes
 

Mettle vs Countingup Account Opening Times

MettleCountingup
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutes5 minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoYes

Mettle vs Countingup Features & Account Types

Mettle Account Types
Mettle Features & Account Types


Countingup Account Types
Countingup Features & Account Types


MettleCountingup
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesNo
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Mettle vs Countingup Customer Support Options

MettleCountingup
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Mettle vs Countingup Foreign Currency Accounts

MettleCountingup
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • GBP (British Pound)
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From Mettle and Countingup

Mettle Account Types
Other Mettle Services


Countingup Account Types
Other Countingup Services


MettleCountingup
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareYesYes

Mettle vs Countingup Banking Basics

MettleCountingup
Bank TypeHigh Street/ChallengerChallenger
FSCS ProtectionYes, up to £85,000 via NatWestNo
FCA Number121878900010
WebsiteMettle WebsiteCountingup Website

Common Comparison Questions

Does Mettle or Countingup have better customer reviews?

Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.

Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.

Does Mettle or Countingup have a better App?

Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.

Does Mettle or Countingup have better business savings rates?

Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)

In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Mettle vs State Bank of India (UK)
Mettle vs Charity Bank
Mettle vs Cumberland Building Society
Mettle vs Redwood Bank
Mettle vs Amaiz


For other business bank accounts see our guide here.

 



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