Is Mettle or Charity Bank better for your small business?
Below we look at both Mettle and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Mettle vs Charity Bank Trustpilot Reviews
| Mettle | Charity Bank | |
| Trustpilot Review Score (out of 5) | 4.6 | 3.3 |
| Percent 5-Star Reviews | 81% | 33% |
| Percent 1- Star Reviews | 8% | 34% |
| Total Number of Reviews | 3,418 | 3 |
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/charitybank.org
Mettle vs Charity Bank App Reviews
| Mettle | Charity Bank | |
| iPhone Review Score (out of 5) | 4.9 | No Rating |
| Number of iPhone Reviews | 25,100 | No Reviews |
| Android Review Score (out of 5) | 4.8 | No Rating |
| Number of Android Reviews | 8,890 | No Reviews |
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://www.apple.com/uk/app-store/
Mettle vs Charity Bank Account Fees & Charges
| Mettle | Charity Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | Free |
| Most Expensive Monthly Account Fee | No | Free |
| Electronic Payment Cost (in/out) | Free | No |
| Cash Payments Cost (in/out) | £1.50 / £2.50 | Free |
| Cheques (in/out) | 50p | Free |
| CHAPS Payments Cost | £20 | £10 |
| SEPA Payments Cost | No | 20p |
Mettle vs Charity Bank Business Savings Rates
| Mettle | Charity Bank | |
| Types of Business Savings Accounts | Savings pot | CITR accounts, Easy Access, Notice Accounts, Fixed Account |
| Lowest Savings Rate (AER) | 1.46% | 2.02% |
| Maximum Savings Rate (AER) | 1.46% | 4.51% |
| Minimum Savings Amount | £10 | £1,000 |
| Interest Paid On Foreign Currencies | No | No |
Mettle vs Charity Bank Account Opening Times
| Mettle | Charity Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | Undisclosed |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | Yes |
Mettle vs Charity Bank Features & Account Types
| Mettle | Charity Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | No |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | No | Yes |
| Card Type | Mastercard | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | No |
| In Person/Branch Banking | No | No |
| Branch Locations | None, online only | Tonbridge |
Mettle vs Charity Bank Customer Support Options
| Mettle | Charity Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | No |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | No |
Mettle vs Charity Bank Foreign Currency Accounts
| Mettle | Charity Bank | |
| US Dollar (USD) Bank Accounts | No | No |
| Euro (EUR) Bank Accounts | No | No |
| Other Currencies Available: | No | No |
Other Business Services From Mettle and Charity Bank
| Mettle | Charity Bank | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | No |
| International Payments | No | Yes |
| Merchant Payment Services | No | No |
| Card Machines | No | No |
| Free Accounting Software | Yes | No |
Mettle vs Charity Bank Banking Basics
| Mettle | Charity Bank | |
| Bank Type | High Street/Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 via NatWest | Yes, up to £85,000 |
| FCA Number | 121878 | 207701 |
| Website | Mettle Website | Charity Bank Website |
Common Comparison Questions
Does Mettle or Charity Bank have better customer reviews?
Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.
Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.
Does Mettle or Charity Bank have a better App?
Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Mettle or Charity Bank have better business savings rates?
Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)
In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).
See Other Comparisons:Mettle vs Cumberland Building Society
Mettle vs Redwood Bank
Mettle vs Amaiz
Mettle vs ICICI Bank UK
Mettle vs Intergiro
For other business bank accounts see our guide here.