Is Mettle or CardOneMoney better for your small business?
Below we look at both Mettle and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Mettle vs CardOneMoney Trustpilot Reviews
Mettle | CardOneMoney | |
Trustpilot Review Score (out of 5) | 4.6 | 4.6 |
Percent 5-Star Reviews | 81% | 85% |
Percent 1- Star Reviews | 8% | 9% |
Total Number of Reviews | 3,418 | 798 |
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/cardonemoney.com
Mettle vs CardOneMoney App Reviews
Mettle | CardOneMoney | |
iPhone Review Score (out of 5) | 4.9 | 2.7 |
Number of iPhone Reviews | 25,100 | 61 |
Android Review Score (out of 5) | 4.8 | 3.9 |
Number of Android Reviews | 8,890 | 200 |
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/gb/app/card-one-money/id1133870045
Mettle vs CardOneMoney Account Fees & Charges
Mettle | CardOneMoney | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | No Limit | NA |
Cheapest Monthly Account Fee | No | £12.50 |
Most Expensive Monthly Account Fee | No | £25 |
Electronic Payment Cost (in/out) | Free | Free |
Cash Payments Cost (in/out) | £1.50 / £2.50 | £1.50 |
Cheques (in/out) | 50p | £5 |
CHAPS Payments Cost | £20 | £30 |
SEPA Payments Cost | No | No |
Mettle vs CardOneMoney Business Savings Rates
Mettle | CardOneMoney | |
Types of Business Savings Accounts | Savings pot | None |
Lowest Savings Rate (AER) | 1.46% | NA |
Maximum Savings Rate (AER) | 1.46% | NA |
Minimum Savings Amount | £10 | NA |
Interest Paid On Foreign Currencies | No | Yes |
Mettle vs CardOneMoney Account Opening Times
Mettle | CardOneMoney | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | Few minutes | 3 hours |
Do They Check Your Credit? | No | No |
Current Account Switch Service | No | No |
Mettle vs CardOneMoney Features & Account Types


Mettle | CardOneMoney | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | No | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | No | No |
Branch Locations | None, online only | None, online only |
Mettle vs CardOneMoney Customer Support Options
Mettle | CardOneMoney | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | No | No |
Mettle vs CardOneMoney Foreign Currency Accounts
Mettle | CardOneMoney | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From Mettle and CardOneMoney


Mettle | CardOneMoney | |
Business Loans | No | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | Yes |
International Payments | No | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | Yes | No |
Mettle vs CardOneMoney Banking Basics
Mettle | CardOneMoney | |
Bank Type | High Street/Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 via NatWest | No |
FCA Number | 121878 | 504547 |
Website | Mettle Website | CardOneMoney Website |
Common Comparison Questions
Does Mettle or CardOneMoney have better customer reviews?
Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.
Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.
Does Mettle or CardOneMoney have a better App?
Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.
Does Mettle or CardOneMoney have better business savings rates?
Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)
In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.