Merchant Machine

Mettle VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Mettle or Cambridge & Counties Bank better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Mettle and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Mettle Homepage
Mettle Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Mettle vs Cambridge & Counties Bank Trustpilot Reviews

MettleCambridge & Counties Bank
Trustpilot Review Score (out of 5)4.62.8
Percent 5-Star Reviews81%29%
Percent 1- Star Reviews8%43%
Total Number of Reviews3,4187
Sources:
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Mettle vs Cambridge & Counties Bank App Reviews

MettleCambridge & Counties Bank
iPhone Review Score (out of 5)4.9No Rating
Number of iPhone Reviews25,100No Reviews
Android Review Score (out of 5)4.8No Rating
Number of Android Reviews8,890No Reviews
Sources:
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://www.apple.com/uk/app-store/

Mettle vs Cambridge & Counties Bank Account Fees & Charges

MettleCambridge & Counties Bank
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£12
Most Expensive Monthly Account FeeNo£12
Electronic Payment Cost (in/out)Free£1
Cash Payments Cost (in/out)£1.50 / £2.50£2
Cheques (in/out)50p£2
CHAPS Payments Cost£20£20
SEPA Payments CostNo25p

Mettle vs Cambridge & Counties Bank Business Savings Rates

MettleCambridge & Counties Bank
Types of Business Savings AccountsSavings potNotice account, Fixed Rate
Lowest Savings Rate (AER)1.46%4.05%
Maximum Savings Rate (AER)1.46%4.80%
Minimum Savings Amount£10£10,000
Interest Paid On Foreign CurrenciesNoNo
 

Mettle vs Cambridge & Counties Bank Account Opening Times

MettleCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutesUndisclosed
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoYes

Mettle vs Cambridge & Counties Bank Features & Account Types

Mettle Account Types
Mettle Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


MettleCambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingNoYes
Branch LocationsNone, online onlyLeicester

Mettle vs Cambridge & Counties Bank Customer Support Options

MettleCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoYes

Mettle vs Cambridge & Counties Bank Foreign Currency Accounts

MettleCambridge & Counties Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Mettle and Cambridge & Counties Bank

Mettle Account Types
Other Mettle Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


MettleCambridge & Counties Bank
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareYesNo

Mettle vs Cambridge & Counties Bank Banking Basics

MettleCambridge & Counties Bank
Bank TypeHigh Street/ChallengerChallenger
FSCS ProtectionYes, up to £85,000 via NatWestYes, up to £85,000
FCA Number121878579415
WebsiteMettle WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Mettle or Cambridge & Counties Bank have better customer reviews?

Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Mettle or Cambridge & Counties Bank have a better App?

Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Mettle or Cambridge & Counties Bank have better business savings rates?

Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Mettle vs Recognise Bank
Mettle vs Dudley Building Society
Mettle vs MyPOS
Mettle vs Ampere
Monese vs Saffron Building Society


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224