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Mettle VS Cambridge Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Mettle or Cambridge Building Society better for your small business?



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Below we look at both Mettle and Cambridge Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Mettle Homepage
Mettle Homepage


Cambridge Building Society Homepage
Cambridge Building Society Homepage
 

Mettle vs Cambridge Building Society Trustpilot Reviews

MettleCambridge Building Society
Trustpilot Review Score (out of 5)4.63.1
Percent 5-Star Reviews81%53%
Percent 1- Star Reviews8%47%
Total Number of Reviews3,41815
Sources:
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/www.cambridgebs.co.uk

Mettle vs Cambridge Building Society App Reviews

MettleCambridge Building Society
iPhone Review Score (out of 5)4.94
Number of iPhone Reviews25,10035
Android Review Score (out of 5)4.82.6
Number of Android Reviews8,89029
Sources:
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229

Mettle vs Cambridge Building Society Account Fees & Charges

MettleCambridge Building Society
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£10
Most Expensive Monthly Account FeeNo£20
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)£1.50 / £2.50£1.50
Cheques (in/out)50pFree
CHAPS Payments Cost£20No
SEPA Payments CostNoNo

Mettle vs Cambridge Building Society Business Savings Rates

MettleCambridge Building Society
Types of Business Savings AccountsSavings potBusiness Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond
Lowest Savings Rate (AER)1.46%2.90%
Maximum Savings Rate (AER)1.46%4.25%
Minimum Savings Amount£10£1,000
Interest Paid On Foreign CurrenciesNoNo
 

Mettle vs Cambridge Building Society Account Opening Times

MettleCambridge Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutesUndisclosed
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoNo

Mettle vs Cambridge Building Society Features & Account Types

Mettle Account Types
Mettle Features & Account Types


Cambridge Building Society Account Types
Cambridge Building Society Features & Account Types


MettleCambridge Building Society
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoYes
Branch LocationsNone, online onlyLocations around Cambridge

Mettle vs Cambridge Building Society Customer Support Options

MettleCambridge Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoYes

Mettle vs Cambridge Building Society Foreign Currency Accounts

MettleCambridge Building Society
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Mettle and Cambridge Building Society

Mettle Account Types
Other Mettle Services


Cambridge Building Society Account Types
Other Cambridge Building Society Services


MettleCambridge Building Society
Business LoansNoYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareYesNo

Mettle vs Cambridge Building Society Banking Basics

MettleCambridge Building Society
Bank TypeHigh Street/ChallengerBuilding Society
FSCS ProtectionYes, up to £85,000 via NatWestYes, up to £85,000
FCA Number121878157223
WebsiteMettle WebsiteCambridge Building Society Website

Common Comparison Questions

Does Mettle or Cambridge Building Society have better customer reviews?

Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.

Whereas, Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of which 53% are 5-star and 47% are 1-star.

Does Mettle or Cambridge Building Society have a better App?

Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

In comparison, Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.

Does Mettle or Cambridge Building Society have better business savings rates?

Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)

In contrast, Cambridge Building Society offers Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond accounts with interest rates ranging from 2.90% to 4.25% (AER).

See Other Comparisons:
Mettle vs PayPal Debit
Mettle vs Allica Bank
Mettle vs Cater Allen
Mettle vs AIB (Allied Irish Bank)
Mettle vs Unity Trust


For other business bank accounts see our guide here.

 



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