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Mettle VS Ampere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Mettle or Ampere better for your small business?



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Below we look at both Mettle and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Mettle Homepage
Mettle Homepage


Ampere Homepage
Ampere Homepage
 

Mettle vs Ampere Trustpilot Reviews

MettleAmpere
Trustpilot Review Score (out of 5)4.64.2
Percent 5-Star Reviews81%74%
Percent 1- Star Reviews8%18%
Total Number of Reviews3,41850
Sources:
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/ampere.co.uk

Mettle vs Ampere App Reviews

MettleAmpere
iPhone Review Score (out of 5)4.94.8
Number of iPhone Reviews25,10030
Android Review Score (out of 5)4.84.7
Number of Android Reviews8,890953
Sources:
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835

Mettle vs Ampere Account Fees & Charges

MettleAmpere
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£20.00
Most Expensive Monthly Account FeeNo£20.00
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)£1.50 / £2.50NA
Cheques (in/out)50pNA
CHAPS Payments Cost£20£25
SEPA Payments CostNoFree

Mettle vs Ampere Business Savings Rates

MettleAmpere
Types of Business Savings AccountsSavings potNone
Lowest Savings Rate (AER)1.46%NA
Maximum Savings Rate (AER)1.46%NA
Minimum Savings Amount£10NA
Interest Paid On Foreign CurrenciesNoNo
 

Mettle vs Ampere Account Opening Times

MettleAmpere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutesUndisclosed
Do They Check Your Credit?NoYes
Current Account Switch ServiceNoNo

Mettle vs Ampere Features & Account Types

Mettle Account Types
Mettle Features & Account Types


Ampere Account Types
Ampere Features & Account Types


MettleAmpere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Mettle vs Ampere Customer Support Options

MettleAmpere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportNoNo

Mettle vs Ampere Foreign Currency Accounts

MettleAmpere
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Mettle and Ampere

Mettle Account Types
Other Mettle Services


Ampere Account Types
Other Ampere Services


MettleAmpere
Business LoansNoYes
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareYesNo

Mettle vs Ampere Banking Basics

MettleAmpere
Bank TypeHigh Street/ChallengerChallenger
FSCS ProtectionYes, up to £85,000 via NatWestNo
FCA Number121878900594
WebsiteMettle WebsiteAmpere Website

Common Comparison Questions

Does Mettle or Ampere have better customer reviews?

Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.

Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.

Does Mettle or Ampere have a better App?

Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.

Does Mettle or Ampere have better business savings rates?

Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)

In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Monese vs Saffron Building Society
Monese vs OakNorth
Monese vs Airwallex
Monese vs Triodos Bank
Monese vs Soldo


For other business bank accounts see our guide here.

 



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