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Mettle VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Mettle or Amaiz better for your small business?



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Below we look at both Mettle and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Mettle Homepage
Mettle Homepage


Amaiz Homepage
Amaiz Homepage
 

Mettle vs Amaiz Trustpilot Reviews

MettleAmaiz
Trustpilot Review Score (out of 5)4.64.1
Percent 5-Star Reviews81%68%
Percent 1- Star Reviews8%20%
Total Number of Reviews3,418168
Sources:
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/amaiz.com

Mettle vs Amaiz App Reviews

MettleAmaiz
iPhone Review Score (out of 5)4.9No Rating
Number of iPhone Reviews25,100No Reviews
Android Review Score (out of 5)4.8No Rating
Number of Android Reviews8,890No Reviews
Sources:
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://www.apple.com/uk/app-store/

Mettle vs Amaiz Account Fees & Charges

MettleAmaiz
Free Business Bank AccountYesNo
Free Business Account Term LengthNo LimitNA
Cheapest Monthly Account FeeNo£49
Most Expensive Monthly Account FeeNo£99
Electronic Payment Cost (in/out)FreeFree
Cash Payments Cost (in/out)£1.50 / £2.50Free
Cheques (in/out)50pFree
CHAPS Payments Cost£20£15
SEPA Payments CostNo£3

Mettle vs Amaiz Business Savings Rates

MettleAmaiz
Types of Business Savings AccountsSavings potNone
Lowest Savings Rate (AER)1.46%NA
Maximum Savings Rate (AER)1.46%NA
Minimum Savings Amount£10NA
Interest Paid On Foreign CurrenciesNoYes
 

Mettle vs Amaiz Account Opening Times

MettleAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
Few minutesFew minutes
Do They Check Your Credit?NoNo
Current Account Switch ServiceNoYes

Mettle vs Amaiz Features & Account Types

Mettle Account Types
Mettle Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


MettleAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableNoNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingNoNo
Branch LocationsNone, online onlyNone, online only

Mettle vs Amaiz Customer Support Options

MettleAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportNoNo

Mettle vs Amaiz Foreign Currency Accounts

MettleAmaiz
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From Mettle and Amaiz

Mettle Account Types
Other Mettle Services


Amaiz Account Types
Other Amaiz Services


MettleAmaiz
Business LoansNoNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareYesYes

Mettle vs Amaiz Banking Basics

MettleAmaiz
Bank TypeHigh Street/ChallengerChallenger
FSCS ProtectionYes, up to £85,000 via NatWestNo
FCA Number121878900857
WebsiteMettle WebsiteAmaiz Website

Common Comparison Questions

Does Mettle or Amaiz have better customer reviews?

Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does Mettle or Amaiz have a better App?

Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Mettle or Amaiz have better business savings rates?

Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Mettle vs ICICI Bank UK
Mettle vs Intergiro
Mettle vs GoSolo
Mettle vs 3S Money
Mettle vs MultiPass


For other business bank accounts see our guide here.

 



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