Is Mettle or Allica Bank better for your small business?
Below we look at both Mettle and Allica Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Mettle vs Allica Bank Trustpilot Reviews
| Mettle | Allica Bank | |
| Trustpilot Review Score (out of 5) | 4.6 | 4.5 |
| Percent 5-Star Reviews | 81% | 76% |
| Percent 1- Star Reviews | 8% | 6% |
| Total Number of Reviews | 3,418 | 815 |
https://www.trustpilot.com/review/mettle.co.uk
https://www.trustpilot.com/review/www.allica.bank
Mettle vs Allica Bank App Reviews
| Mettle | Allica Bank | |
| iPhone Review Score (out of 5) | 4.9 | 4.8 |
| Number of iPhone Reviews | 25,100 | 503 |
| Android Review Score (out of 5) | 4.8 | 4.4 |
| Number of Android Reviews | 8,890 | 107 |
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
https://apps.apple.com/gb/app/allica-bank/id1489138340
Mettle vs Allica Bank Account Fees & Charges
| Mettle | Allica Bank | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | No Limit | NA |
| Cheapest Monthly Account Fee | No | No |
| Most Expensive Monthly Account Fee | No | No |
| Electronic Payment Cost (in/out) | Free | Free |
| Cash Payments Cost (in/out) | £1.50 / £2.50 | Free |
| Cheques (in/out) | 50p | Unknown |
| CHAPS Payments Cost | £20 | £20 |
| SEPA Payments Cost | No | No |
Mettle vs Allica Bank Business Savings Rates
| Mettle | Allica Bank | |
| Types of Business Savings Accounts | Savings pot | Easy Access, Notice Account |
| Lowest Savings Rate (AER) | 1.46% | 3.65% |
| Maximum Savings Rate (AER) | 1.46% | 5.10% |
| Minimum Savings Amount | £10 | £20,000 |
| Interest Paid On Foreign Currencies | No | No |
Mettle vs Allica Bank Account Opening Times
| Mettle | Allica Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | Few minutes | 3 to 5 Working days |
| Do They Check Your Credit? | No | Yes |
| Current Account Switch Service | No | Yes |
Mettle vs Allica Bank Features & Account Types
| Mettle | Allica Bank | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | No |
| Accounts For Charities | Yes | No |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | No | No |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | No | Yes |
| Branch Locations | None, online only | Milton Keynes, London and Manchester |
Mettle vs Allica Bank Customer Support Options
| Mettle | Allica Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | No | Yes |
Mettle vs Allica Bank Foreign Currency Accounts
| Mettle | Allica Bank | |
| US Dollar (USD) Bank Accounts | No | No |
| Euro (EUR) Bank Accounts | No | No |
| Other Currencies Available: | No | No |
Other Business Services From Mettle and Allica Bank
| Mettle | Allica Bank | |
| Business Loans | No | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | No | Yes |
| International Payments | No | Yes |
| Merchant Payment Services | No | No |
| Card Machines | No | No |
| Free Accounting Software | Yes | No |
Mettle vs Allica Bank Banking Basics
| Mettle | Allica Bank | |
| Bank Type | High Street/Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 via NatWest | Yes, up to £85,000 |
| FCA Number | 121878 | 821851 |
| Website | Mettle Website | Allica Bank Website |
Common Comparison Questions
Does Mettle or Allica Bank have better customer reviews?
Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of these reviews 81% are 5-star and 8% are 1-star.
Whereas, Allica Bank scores 4.5 out of 5 based 815 Trustpilot reviews. Of which 76% are 5-star and 6% are 1-star.
Does Mettle or Allica Bank have a better App?
Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
In comparison, Allica Bank’s iPhone App is rated 4.8 out of 5 based on 503 reviews. And it’s Android App is rated 4.4 out of 5 based on 107 reviews.
Does Mettle or Allica Bank have better business savings rates?
Mettle offers the following types of business savings accounts: Savings pot with interest rates ranging from 1.46% to 1.46%. (AER)
In contrast, Allica Bank offers Easy Access, Notice Account accounts with interest rates ranging from 3.65% to 5.10% (AER).
See Other Comparisons:Mettle vs Cater Allen
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Mettle vs Unity Trust
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For other business bank accounts see our guide here.