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Metro Bank VS Triodos Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Metro Bank or Triodos Bank better for your small business?



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Below we look at both Metro Bank and Triodos Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Metro Bank Homepage
Metro Bank Homepage


Triodos Bank Homepage
Triodos Bank Homepage
 

Metro Bank vs Triodos Bank Trustpilot Reviews

Metro BankTriodos Bank
Trustpilot Review Score (out of 5)24.1
Percent 5-Star Reviews45%58%
Percent 1- Star Reviews48%22%
Total Number of Reviews4,764514
Sources:
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/triodos.co.uk

Metro Bank vs Triodos Bank App Reviews

Metro BankTriodos Bank
iPhone Review Score (out of 5)4.84.6
Number of iPhone Reviews182,9001,700
Android Review Score (out of 5)4.64.6
Number of Android Reviews41,500851
Sources:
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://apps.apple.com/gb/app/triodos-bank-uk/id1238649529

Metro Bank vs Triodos Bank Account Fees & Charges

Metro BankTriodos Bank
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account FeeFree£3
Most Expensive Monthly Account Fee£6.00£3
Electronic Payment Cost (in/out)30pNo
Cash Payments Cost (in/out)1.00%Free / £1
Cheques (in/out)30p£1
CHAPS Payments Cost£25£20
SEPA Payments Cost20pNo

Metro Bank vs Triodos Bank Business Savings Rates

Metro BankTriodos Bank
Types of Business Savings AccountsInstant access, Fixed termNone
Lowest Savings Rate (AER)1.10%NA
Maximum Savings Rate (AER)4.41%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Metro Bank vs Triodos Bank Account Opening Times

Metro BankTriodos Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day1 to 2 Working days
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

Metro Bank vs Triodos Bank Features & Account Types

Metro Bank Account Types
Metro Bank Features & Account Types


Triodos Bank Account Types
Triodos Bank Features & Account Types


Metro BankTriodos Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesYes
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsLimited locations in England & Wales onlyBristol, London and Edinburgh

Metro Bank vs Triodos Bank Customer Support Options

Metro BankTriodos Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Metro Bank vs Triodos Bank Foreign Currency Accounts

Metro BankTriodos Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Czech Koruna (CZK)
  • Hungarian Forint (HUF)
  • Romanian Leu (RON)
  • Bulgarian Lev (BGN)
  • Croatian Kuna (HRK)
  • Turkish Lira (TRY)
  • South African Rand (ZAR)
  • Brazilian Real (BRL)
  • Mexican Peso (MXN)
  • Australian Dollar (AUD)
  • Bulgarian Lev (BGN)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Chinese Renminbi Yuan (CNY)
  • Czech Koruna (CZK)
  • Danish Krone (DKK)
  • Euro (EUR)
  • Hong Kong Dollar (HKD)
  • Croatian Kuna (HRK)
  • Hungarian Forint (HUF)
  • Indian Rupee (INR)
  • New Israeli Sheqel (ILS)
  • Japanese Yen (JPY)
  • Mexican Peso (MXN)
  • Norwegian Krone (NOK)
  • New Zealand Dollar (NZD)

Other Business Services From Metro Bank and Triodos Bank

Metro Bank Account Types
Other Metro Bank Services


Triodos Bank Account Types
Other Triodos Bank Services


Metro BankTriodos Bank
Business LoansYesYes
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Metro Bank vs Triodos Bank Banking Basics

Metro BankTriodos Bank
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number488982817008
WebsiteMetro Bank WebsiteTriodos Bank Website

Common Comparison Questions

Does Metro Bank or Triodos Bank have better customer reviews?

Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.

Whereas, Triodos Bank scores 4.1 out of 5 based 514 Trustpilot reviews. Of which 58% are 5-star and 22% are 1-star.

Does Metro Bank or Triodos Bank have a better App?

Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.

In comparison, Triodos Bank’s iPhone App is rated 4.6 out of 5 based on 1,700 reviews. And it’s Android App is rated 4.6 out of 5 based on 851 reviews.

Does Metro Bank or Triodos Bank have better business savings rates?

Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)

In contrast, Triodos Bank offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Metro Bank vs Soldo
Metro Bank vs Cambridge Building Society
Metro Bank vs PayPal Debit
Metro Bank vs Allica Bank
Metro Bank vs Cater Allen


For other business bank accounts see our guide here.

 



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We do not provide merchant services nor can we recommend which solution is right for you and your business.
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