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Metro Bank VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Metro Bank or Intergiro better for your small business?



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Below we look at both Metro Bank and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Metro Bank Homepage
Metro Bank Homepage


Intergiro Homepage
Intergiro Homepage
 

Metro Bank vs Intergiro Trustpilot Reviews

Metro BankIntergiro
Trustpilot Review Score (out of 5)23.4
Percent 5-Star Reviews45%77%
Percent 1- Star Reviews48%15%
Total Number of Reviews4,764171
Sources:
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/intergiro.com

Metro Bank vs Intergiro App Reviews

Metro BankIntergiro
iPhone Review Score (out of 5)4.85
Number of iPhone Reviews182,9004
Android Review Score (out of 5)4.6No Rating
Number of Android Reviews41,500No Reviews
Sources:
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Metro Bank vs Intergiro Account Fees & Charges

Metro BankIntergiro
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account FeeFree£2.99
Most Expensive Monthly Account Fee£6.00£15
Electronic Payment Cost (in/out)30p25p
Cash Payments Cost (in/out)1.00%70p per £100
Cheques (in/out)30p£1
CHAPS Payments Cost£25£25
SEPA Payments Cost20p€1

Metro Bank vs Intergiro Business Savings Rates

Metro BankIntergiro
Types of Business Savings AccountsInstant access, Fixed termNone
Lowest Savings Rate (AER)1.10%NA
Maximum Savings Rate (AER)4.41%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Metro Bank vs Intergiro Account Opening Times

Metro BankIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day5 to 10 Working days
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Metro Bank vs Intergiro Features & Account Types

Metro Bank Account Types
Metro Bank Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


Metro BankIntergiro
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsLimited locations in England & Wales onlyNone, online only

Metro Bank vs Intergiro Customer Support Options

Metro BankIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Metro Bank vs Intergiro Foreign Currency Accounts

Metro BankIntergiro
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Czech Koruna (CZK)
  • Hungarian Forint (HUF)
  • Romanian Leu (RON)
  • Bulgarian Lev (BGN)
  • Croatian Kuna (HRK)
  • Turkish Lira (TRY)
  • South African Rand (ZAR)
  • Brazilian Real (BRL)
  • Mexican Peso (MXN)
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From Metro Bank and Intergiro

Metro Bank Account Types
Other Metro Bank Services


Intergiro Account Types
Other Intergiro Services


Metro BankIntergiro
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Metro Bank vs Intergiro Banking Basics

Metro BankIntergiro
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number488982900945
WebsiteMetro Bank WebsiteIntergiro Website

Common Comparison Questions

Does Metro Bank or Intergiro have better customer reviews?

Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Metro Bank or Intergiro have a better App?

Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Metro Bank or Intergiro have better business savings rates?

Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Metro Bank vs GoSolo
Metro Bank vs 3S Money
Metro Bank vs MultiPass
Metro Bank vs Reliance Bank
Metro Bank vs SumUp Business Account


For other business bank accounts see our guide here.

 



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