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Metro Bank VS Hampshire Trust Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Metro Bank or Hampshire Trust Bank better for your small business?



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Below we look at both Metro Bank and Hampshire Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Metro Bank Homepage
Metro Bank Homepage


Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage
 

Metro Bank vs Hampshire Trust Bank Trustpilot Reviews

Metro BankHampshire Trust Bank
Trustpilot Review Score (out of 5)24.5
Percent 5-Star Reviews45%75%
Percent 1- Star Reviews48%7%
Total Number of Reviews4,7641,591
Sources:
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/htb.co.uk

Metro Bank vs Hampshire Trust Bank App Reviews

Metro BankHampshire Trust Bank
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews182,900No Reviews
Android Review Score (out of 5)4.6No Rating
Number of Android Reviews41,500No Reviews
Sources:
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://www.apple.com/uk/app-store/

Metro Bank vs Hampshire Trust Bank Account Fees & Charges

Metro BankHampshire Trust Bank
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account FeeFreeNo
Most Expensive Monthly Account Fee£6.00No
Electronic Payment Cost (in/out)30p25p
Cash Payments Cost (in/out)1.00%£1
Cheques (in/out)30p£1
CHAPS Payments Cost£25£25
SEPA Payments Cost20p20p

Metro Bank vs Hampshire Trust Bank Business Savings Rates

Metro BankHampshire Trust Bank
Types of Business Savings AccountsInstant access, Fixed termNotice Account, Fixed
Lowest Savings Rate (AER)1.10%4.50%
Maximum Savings Rate (AER)4.41%5.15%
Minimum Savings Amount£1£5,000
Interest Paid On Foreign CurrenciesYesNo
 

Metro Bank vs Hampshire Trust Bank Account Opening Times

Metro BankHampshire Trust Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day1 day
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Metro Bank vs Hampshire Trust Bank Features & Account Types

Metro Bank Account Types
Metro Bank Features & Account Types


Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


Metro BankHampshire Trust Bank
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftYesYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesNo
Branch LocationsLimited locations in England & Wales onlyLondon & Leeds

Metro Bank vs Hampshire Trust Bank Customer Support Options

Metro BankHampshire Trust Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Metro Bank vs Hampshire Trust Bank Foreign Currency Accounts

Metro BankHampshire Trust Bank
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Czech Koruna (CZK)
  • Hungarian Forint (HUF)
  • Romanian Leu (RON)
  • Bulgarian Lev (BGN)
  • Croatian Kuna (HRK)
  • Turkish Lira (TRY)
  • South African Rand (ZAR)
  • Brazilian Real (BRL)
  • Mexican Peso (MXN)
No

Other Business Services From Metro Bank and Hampshire Trust Bank

Metro Bank Account Types
Other Metro Bank Services


Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


Metro BankHampshire Trust Bank
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingYesYes
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Metro Bank vs Hampshire Trust Bank Banking Basics

Metro BankHampshire Trust Bank
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number488982204601
WebsiteMetro Bank WebsiteHampshire Trust Bank Website

Common Comparison Questions

Does Metro Bank or Hampshire Trust Bank have better customer reviews?

Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.

Whereas, Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of which 75% are 5-star and 7% are 1-star.

Does Metro Bank or Hampshire Trust Bank have a better App?

Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.

In comparison, Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Metro Bank or Hampshire Trust Bank have better business savings rates?

Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)

In contrast, Hampshire Trust Bank offers Notice Account, Fixed accounts with interest rates ranging from 4.50% to 5.15% (AER).

See Other Comparisons:
Metro Bank vs Mettle
Metro Bank vs Monese
Metro Bank vs Saffron Building Society
Metro Bank vs OakNorth
Metro Bank vs Airwallex


For other business bank accounts see our guide here.

 



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