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Metro Bank VS GoSolo: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Metro Bank or GoSolo better for your small business?



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Below we look at both Metro Bank and GoSolo reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Metro Bank Homepage
Metro Bank Homepage


GoSolo Homepage
GoSolo Homepage
 

Metro Bank vs GoSolo Trustpilot Reviews

Metro BankGoSolo
Trustpilot Review Score (out of 5)22.6
Percent 5-Star Reviews45%39%
Percent 1- Star Reviews48%47%
Total Number of Reviews4,76474
Sources:
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/gosolo.net

Metro Bank vs GoSolo App Reviews

Metro BankGoSolo
iPhone Review Score (out of 5)4.84.6
Number of iPhone Reviews182,90091
Android Review Score (out of 5)4.63.6
Number of Android Reviews41,50061
Sources:
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://apps.apple.com/gb/app/gosolo-smart-business-account/id1569028757

Metro Bank vs GoSolo Account Fees & Charges

Metro BankGoSolo
Free Business Bank AccountYesYes
Free Business Account Term Length12 Months12 Months
Cheapest Monthly Account FeeFreeFree
Most Expensive Monthly Account Fee£6.00Free
Electronic Payment Cost (in/out)30p2% + 20p
Cash Payments Cost (in/out)1.00%£1.50
Cheques (in/out)30p£2.69
CHAPS Payments Cost£25£15
SEPA Payments Cost20p30p

Metro Bank vs GoSolo Business Savings Rates

Metro BankGoSolo
Types of Business Savings AccountsInstant access, Fixed termNone
Lowest Savings Rate (AER)1.10%NA
Maximum Savings Rate (AER)4.41%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesNo
 

Metro Bank vs GoSolo Account Opening Times

Metro BankGoSolo
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Metro Bank vs GoSolo Features & Account Types

Metro Bank Account Types
Metro Bank Features & Account Types


GoSolo Account Types
GoSolo Features & Account Types


Metro BankGoSolo
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsLimited locations in England & Wales onlyNone, online only

Metro Bank vs GoSolo Customer Support Options

Metro BankGoSolo
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Metro Bank vs GoSolo Foreign Currency Accounts

Metro BankGoSolo
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Czech Koruna (CZK)
  • Hungarian Forint (HUF)
  • Romanian Leu (RON)
  • Bulgarian Lev (BGN)
  • Croatian Kuna (HRK)
  • Turkish Lira (TRY)
  • South African Rand (ZAR)
  • Brazilian Real (BRL)
  • Mexican Peso (MXN)
No

Other Business Services From Metro Bank and GoSolo

Metro Bank Account Types
Other Metro Bank Services


GoSolo Account Types
Other GoSolo Services


Metro BankGoSolo
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Metro Bank vs GoSolo Banking Basics

Metro BankGoSolo
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number488982902961
WebsiteMetro Bank WebsiteGoSolo Website

Common Comparison Questions

Does Metro Bank or GoSolo have better customer reviews?

Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.

Whereas, GoSolo scores 2.6 out of 5 based 74 Trustpilot reviews. Of which 39% are 5-star and 47% are 1-star.

Does Metro Bank or GoSolo have a better App?

Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.

In comparison, GoSolo’s iPhone App is rated 4.6 out of 5 based on 91 reviews. And it’s Android App is rated 3.6 out of 5 based on 61 reviews.

Does Metro Bank or GoSolo have better business savings rates?

Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)

In contrast, GoSolo offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Metro Bank vs 3S Money
Metro Bank vs MultiPass
Metro Bank vs Reliance Bank
Metro Bank vs SumUp Business Account
Metro Bank vs Cambridge & Counties Bank


For other business bank accounts see our guide here.

 



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