Is Metro Bank or Fair Everywhere better for your small business?
Below we look at both Metro Bank and Fair Everywhere reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Metro Bank vs Fair Everywhere Trustpilot Reviews
Metro Bank | Fair Everywhere | |
Trustpilot Review Score (out of 5) | 2 | 3.1 |
Percent 5-Star Reviews | 45% | 27% |
Percent 1- Star Reviews | 48% | 64% |
Total Number of Reviews | 4,764 | 11 |
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/faireverywhere.com
Metro Bank vs Fair Everywhere App Reviews
Metro Bank | Fair Everywhere | |
iPhone Review Score (out of 5) | 4.8 | 2.2 |
Number of iPhone Reviews | 182,900 | 5 |
Android Review Score (out of 5) | 4.6 | 3.9 |
Number of Android Reviews | 41,500 | 7 |
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://apps.apple.com/gb/app/fair-everywhere/id1331905256
Metro Bank vs Fair Everywhere Account Fees & Charges
Metro Bank | Fair Everywhere | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 12 Months | NA |
Cheapest Monthly Account Fee | Free | £12.50 |
Most Expensive Monthly Account Fee | £6.00 | £12.50 |
Electronic Payment Cost (in/out) | 30p | 30p |
Cash Payments Cost (in/out) | 1.00% | £1.50 / £3 + 2.75% |
Cheques (in/out) | 30p | 50p per cheque |
CHAPS Payments Cost | £25 | £30 |
SEPA Payments Cost | 20p | No |
Metro Bank vs Fair Everywhere Business Savings Rates
Metro Bank | Fair Everywhere | |
Types of Business Savings Accounts | Instant access, Fixed term | None |
Lowest Savings Rate (AER) | 1.10% | NA |
Maximum Savings Rate (AER) | 4.41% | NA |
Minimum Savings Amount | £1 | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
Metro Bank vs Fair Everywhere Account Opening Times
Metro Bank | Fair Everywhere | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | 1 day |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | Yes |
Metro Bank vs Fair Everywhere Features & Account Types


Metro Bank | Fair Everywhere | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | Yes |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | Limited locations in England & Wales only | None, online only |
Metro Bank vs Fair Everywhere Customer Support Options
Metro Bank | Fair Everywhere | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Metro Bank vs Fair Everywhere Foreign Currency Accounts
Metro Bank | Fair Everywhere | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Metro Bank and Fair Everywhere


Metro Bank | Fair Everywhere | |
Business Loans | Yes | No |
Commercial Mortgages | No | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
Metro Bank vs Fair Everywhere Banking Basics
Metro Bank | Fair Everywhere | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 488982 | 504547 |
Website | Metro Bank Website | Fair Everywhere Website |
Common Comparison Questions
Does Metro Bank or Fair Everywhere have better customer reviews?
Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.
Whereas, Fair Everywhere scores 3.1 out of 5 based 11 Trustpilot reviews. Of which 27% are 5-star and 64% are 1-star.
Does Metro Bank or Fair Everywhere have a better App?
Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.
In comparison, Fair Everywhere’s iPhone App is rated 2.2 out of 5 based on 5 reviews. And it’s Android App is rated 3.9 out of 5 based on 7 reviews.
Does Metro Bank or Fair Everywhere have better business savings rates?
Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)
In contrast, Fair Everywhere offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.