Is Metro Bank or Cambridge & Counties Bank better for your small business?
Below we look at both Metro Bank and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Metro Bank vs Cambridge & Counties Bank Trustpilot Reviews
Metro Bank | Cambridge & Counties Bank | |
Trustpilot Review Score (out of 5) | 2 | 2.8 |
Percent 5-Star Reviews | 45% | 29% |
Percent 1- Star Reviews | 48% | 43% |
Total Number of Reviews | 4,764 | 7 |
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk
Metro Bank vs Cambridge & Counties Bank App Reviews
Metro Bank | Cambridge & Counties Bank | |
iPhone Review Score (out of 5) | 4.8 | No Rating |
Number of iPhone Reviews | 182,900 | No Reviews |
Android Review Score (out of 5) | 4.6 | No Rating |
Number of Android Reviews | 41,500 | No Reviews |
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://www.apple.com/uk/app-store/
Metro Bank vs Cambridge & Counties Bank Account Fees & Charges
Metro Bank | Cambridge & Counties Bank | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 12 Months | NA |
Cheapest Monthly Account Fee | Free | £12 |
Most Expensive Monthly Account Fee | £6.00 | £12 |
Electronic Payment Cost (in/out) | 30p | £1 |
Cash Payments Cost (in/out) | 1.00% | £2 |
Cheques (in/out) | 30p | £2 |
CHAPS Payments Cost | £25 | £20 |
SEPA Payments Cost | 20p | 25p |
Metro Bank vs Cambridge & Counties Bank Business Savings Rates
Metro Bank | Cambridge & Counties Bank | |
Types of Business Savings Accounts | Instant access, Fixed term | Notice account, Fixed Rate |
Lowest Savings Rate (AER) | 1.10% | 4.05% |
Maximum Savings Rate (AER) | 4.41% | 4.80% |
Minimum Savings Amount | £1 | £10,000 |
Interest Paid On Foreign Currencies | Yes | No |
Metro Bank vs Cambridge & Counties Bank Account Opening Times
Metro Bank | Cambridge & Counties Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | Yes |
Metro Bank vs Cambridge & Counties Bank Features & Account Types


Metro Bank | Cambridge & Counties Bank | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | Yes |
Accounts For Startups | Yes | No |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | Yes | Yes |
Branch Locations | Limited locations in England & Wales only | Leicester |
Metro Bank vs Cambridge & Counties Bank Customer Support Options
Metro Bank | Cambridge & Counties Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | Yes |
Metro Bank vs Cambridge & Counties Bank Foreign Currency Accounts
Metro Bank | Cambridge & Counties Bank | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Metro Bank and Cambridge & Counties Bank


Metro Bank | Cambridge & Counties Bank | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Metro Bank vs Cambridge & Counties Bank Banking Basics
Metro Bank | Cambridge & Counties Bank | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 488982 | 579415 |
Website | Metro Bank Website | Cambridge & Counties Bank Website |
Common Comparison Questions
Does Metro Bank or Cambridge & Counties Bank have better customer reviews?
Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.
Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.
Does Metro Bank or Cambridge & Counties Bank have a better App?
Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.
In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Metro Bank or Cambridge & Counties Bank have better business savings rates?
Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)
In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).
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For other business bank accounts see our guide here.