Merchant Machine

Metro Bank VS Cambridge Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Metro Bank or Cambridge Building Society better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Metro Bank and Cambridge Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Metro Bank Homepage
Metro Bank Homepage


Cambridge Building Society Homepage
Cambridge Building Society Homepage
 

Metro Bank vs Cambridge Building Society Trustpilot Reviews

Metro BankCambridge Building Society
Trustpilot Review Score (out of 5)23.1
Percent 5-Star Reviews45%53%
Percent 1- Star Reviews48%47%
Total Number of Reviews4,76415
Sources:
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/www.cambridgebs.co.uk

Metro Bank vs Cambridge Building Society App Reviews

Metro BankCambridge Building Society
iPhone Review Score (out of 5)4.84
Number of iPhone Reviews182,90035
Android Review Score (out of 5)4.62.6
Number of Android Reviews41,50029
Sources:
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229

Metro Bank vs Cambridge Building Society Account Fees & Charges

Metro BankCambridge Building Society
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account FeeFree£10
Most Expensive Monthly Account Fee£6.00£20
Electronic Payment Cost (in/out)30pFree
Cash Payments Cost (in/out)1.00%£1.50
Cheques (in/out)30pFree
CHAPS Payments Cost£25No
SEPA Payments Cost20pNo

Metro Bank vs Cambridge Building Society Business Savings Rates

Metro BankCambridge Building Society
Types of Business Savings AccountsInstant access, Fixed termBusiness Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond
Lowest Savings Rate (AER)1.10%2.90%
Maximum Savings Rate (AER)4.41%4.25%
Minimum Savings Amount£1£1,000
Interest Paid On Foreign CurrenciesYesNo
 

Metro Bank vs Cambridge Building Society Account Opening Times

Metro BankCambridge Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Metro Bank vs Cambridge Building Society Features & Account Types

Metro Bank Account Types
Metro Bank Features & Account Types


Cambridge Building Society Account Types
Cambridge Building Society Features & Account Types


Metro BankCambridge Building Society
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesYes
Branch LocationsLimited locations in England & Wales onlyLocations around Cambridge

Metro Bank vs Cambridge Building Society Customer Support Options

Metro BankCambridge Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesYes

Metro Bank vs Cambridge Building Society Foreign Currency Accounts

Metro BankCambridge Building Society
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Czech Koruna (CZK)
  • Hungarian Forint (HUF)
  • Romanian Leu (RON)
  • Bulgarian Lev (BGN)
  • Croatian Kuna (HRK)
  • Turkish Lira (TRY)
  • South African Rand (ZAR)
  • Brazilian Real (BRL)
  • Mexican Peso (MXN)
No

Other Business Services From Metro Bank and Cambridge Building Society

Metro Bank Account Types
Other Metro Bank Services


Cambridge Building Society Account Types
Other Cambridge Building Society Services


Metro BankCambridge Building Society
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Metro Bank vs Cambridge Building Society Banking Basics

Metro BankCambridge Building Society
Bank TypeHigh StreetBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number488982157223
WebsiteMetro Bank WebsiteCambridge Building Society Website

Common Comparison Questions

Does Metro Bank or Cambridge Building Society have better customer reviews?

Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.

Whereas, Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of which 53% are 5-star and 47% are 1-star.

Does Metro Bank or Cambridge Building Society have a better App?

Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.

In comparison, Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.

Does Metro Bank or Cambridge Building Society have better business savings rates?

Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)

In contrast, Cambridge Building Society offers Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond accounts with interest rates ranging from 2.90% to 4.25% (AER).

See Other Comparisons:
Metro Bank vs PayPal Debit
Metro Bank vs Allica Bank
Metro Bank vs Cater Allen
Metro Bank vs AIB (Allied Irish Bank)
Metro Bank vs Unity Trust


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224