Is Metro Bank or Cambridge Building Society better for your small business?
Below we look at both Metro Bank and Cambridge Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Metro Bank vs Cambridge Building Society Trustpilot Reviews
Metro Bank | Cambridge Building Society | |
Trustpilot Review Score (out of 5) | 2 | 3.1 |
Percent 5-Star Reviews | 45% | 53% |
Percent 1- Star Reviews | 48% | 47% |
Total Number of Reviews | 4,764 | 15 |
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/www.cambridgebs.co.uk
Metro Bank vs Cambridge Building Society App Reviews
Metro Bank | Cambridge Building Society | |
iPhone Review Score (out of 5) | 4.8 | 4 |
Number of iPhone Reviews | 182,900 | 35 |
Android Review Score (out of 5) | 4.6 | 2.6 |
Number of Android Reviews | 41,500 | 29 |
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://apps.apple.com/gb/app/cambridge-building-society/id1228676229
Metro Bank vs Cambridge Building Society Account Fees & Charges
Metro Bank | Cambridge Building Society | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 12 Months | NA |
Cheapest Monthly Account Fee | Free | £10 |
Most Expensive Monthly Account Fee | £6.00 | £20 |
Electronic Payment Cost (in/out) | 30p | Free |
Cash Payments Cost (in/out) | 1.00% | £1.50 |
Cheques (in/out) | 30p | Free |
CHAPS Payments Cost | £25 | No |
SEPA Payments Cost | 20p | No |
Metro Bank vs Cambridge Building Society Business Savings Rates
Metro Bank | Cambridge Building Society | |
Types of Business Savings Accounts | Instant access, Fixed term | Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond |
Lowest Savings Rate (AER) | 1.10% | 2.90% |
Maximum Savings Rate (AER) | 4.41% | 4.25% |
Minimum Savings Amount | £1 | £1,000 |
Interest Paid On Foreign Currencies | Yes | No |
Metro Bank vs Cambridge Building Society Account Opening Times
Metro Bank | Cambridge Building Society | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | No |
Metro Bank vs Cambridge Building Society Features & Account Types


Metro Bank | Cambridge Building Society | |
Business Current Account | Yes | No |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Mastercard | None |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | Yes |
Branch Locations | Limited locations in England & Wales only | Locations around Cambridge |
Metro Bank vs Cambridge Building Society Customer Support Options
Metro Bank | Cambridge Building Society | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | Yes |
Metro Bank vs Cambridge Building Society Foreign Currency Accounts
Metro Bank | Cambridge Building Society | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Metro Bank and Cambridge Building Society


Metro Bank | Cambridge Building Society | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Metro Bank vs Cambridge Building Society Banking Basics
Metro Bank | Cambridge Building Society | |
Bank Type | High Street | Building Society |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 488982 | 157223 |
Website | Metro Bank Website | Cambridge Building Society Website |
Common Comparison Questions
Does Metro Bank or Cambridge Building Society have better customer reviews?
Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.
Whereas, Cambridge Building Society scores 3.1 out of 5 based 15 Trustpilot reviews. Of which 53% are 5-star and 47% are 1-star.
Does Metro Bank or Cambridge Building Society have a better App?
Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.
In comparison, Cambridge Building Society’s iPhone App is rated 4 out of 5 based on 35 reviews. And it’s Android App is rated 2.6 out of 5 based on 29 reviews.
Does Metro Bank or Cambridge Building Society have better business savings rates?
Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)
In contrast, Cambridge Building Society offers Business Saver, Council Saver, Notice Business Saver, Fixed Rate Business Bond accounts with interest rates ranging from 2.90% to 4.25% (AER).
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For other business bank accounts see our guide here.