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Metro Bank VS Anna: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Metro Bank or Anna better for your small business?



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Below we look at both Metro Bank and Anna reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Metro Bank Homepage
Metro Bank Homepage


Anna Homepage
Anna Homepage
 

Metro Bank vs Anna Trustpilot Reviews

Metro BankAnna
Trustpilot Review Score (out of 5)24.6
Percent 5-Star Reviews45%85%
Percent 1- Star Reviews48%8%
Total Number of Reviews4,7642,677
Sources:
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/anna.money

Metro Bank vs Anna App Reviews

Metro BankAnna
iPhone Review Score (out of 5)4.84.5
Number of iPhone Reviews182,900846
Android Review Score (out of 5)4.63.9
Number of Android Reviews41,5001,300
Sources:
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://apps.apple.com/gb/app/anna-business-account-tax/id1333008275

Metro Bank vs Anna Account Fees & Charges

Metro BankAnna
Free Business Bank AccountYesYes
Free Business Account Term Length12 Months1 Month
Cheapest Monthly Account FeeFree£14.90
Most Expensive Monthly Account Fee£6.00£49.90
Electronic Payment Cost (in/out)30p20p
Cash Payments Cost (in/out)1.00%£1
Cheques (in/out)30pFree
CHAPS Payments Cost£25No
SEPA Payments Cost20pNo

Metro Bank vs Anna Business Savings Rates

Metro BankAnna
Types of Business Savings AccountsInstant access, Fixed termNone
Lowest Savings Rate (AER)1.10%NA
Maximum Savings Rate (AER)4.41%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Metro Bank vs Anna Account Opening Times

Metro BankAnna
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 day3 minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesNo

Metro Bank vs Anna Features & Account Types

Metro Bank Account Types
Metro Bank Features & Account Types


Anna Account Types
Anna Features & Account Types


Metro BankAnna
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsLimited locations in England & Wales onlyNone, online only

Metro Bank vs Anna Customer Support Options

Metro BankAnna
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Metro Bank vs Anna Foreign Currency Accounts

Metro BankAnna
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Czech Koruna (CZK)
  • Hungarian Forint (HUF)
  • Romanian Leu (RON)
  • Bulgarian Lev (BGN)
  • Croatian Kuna (HRK)
  • Turkish Lira (TRY)
  • South African Rand (ZAR)
  • Brazilian Real (BRL)
  • Mexican Peso (MXN)
  • GBP (British Pound)
  • EUR (Euro)
  • USD (United States Dollar)

Other Business Services From Metro Bank and Anna

Metro Bank Account Types
Other Metro Bank Services


Anna Account Types
Other Anna Services


Metro BankAnna
Business LoansYesYes
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Metro Bank vs Anna Banking Basics

Metro BankAnna
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number488982789333
WebsiteMetro Bank WebsiteAnna Website

Common Comparison Questions

Does Metro Bank or Anna have better customer reviews?

Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.

Whereas, Anna scores 4.6 out of 5 based 2,677 Trustpilot reviews. Of which 85% are 5-star and 8% are 1-star.

Does Metro Bank or Anna have a better App?

Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.

In comparison, Anna’s iPhone App is rated 4.5 out of 5 based on 846 reviews. And it’s Android App is rated 3.9 out of 5 based on 1,300 reviews.

Does Metro Bank or Anna have better business savings rates?

Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)

In contrast, Anna offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Metro Bank vs Hampshire Trust Bank
Metro Bank vs Mettle
Metro Bank vs Monese
Metro Bank vs Saffron Building Society
Metro Bank vs OakNorth


For other business bank accounts see our guide here.

 



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