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Metro Bank VS Ampere: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Metro Bank or Ampere better for your small business?



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Below we look at both Metro Bank and Ampere reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Metro Bank Homepage
Metro Bank Homepage


Ampere Homepage
Ampere Homepage
 

Metro Bank vs Ampere Trustpilot Reviews

Metro BankAmpere
Trustpilot Review Score (out of 5)24.2
Percent 5-Star Reviews45%74%
Percent 1- Star Reviews48%18%
Total Number of Reviews4,76450
Sources:
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/ampere.co.uk

Metro Bank vs Ampere App Reviews

Metro BankAmpere
iPhone Review Score (out of 5)4.84.8
Number of iPhone Reviews182,90030
Android Review Score (out of 5)4.64.7
Number of Android Reviews41,500953
Sources:
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://apps.apple.com/us/app/ampere-business-mobile-bank/id1641508835

Metro Bank vs Ampere Account Fees & Charges

Metro BankAmpere
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account FeeFree£20.00
Most Expensive Monthly Account Fee£6.00£20.00
Electronic Payment Cost (in/out)30pFree
Cash Payments Cost (in/out)1.00%NA
Cheques (in/out)30pNA
CHAPS Payments Cost£25£25
SEPA Payments Cost20pFree

Metro Bank vs Ampere Business Savings Rates

Metro BankAmpere
Types of Business Savings AccountsInstant access, Fixed termNone
Lowest Savings Rate (AER)1.10%NA
Maximum Savings Rate (AER)4.41%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesNo
 

Metro Bank vs Ampere Account Opening Times

Metro BankAmpere
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesNo

Metro Bank vs Ampere Features & Account Types

Metro Bank Account Types
Metro Bank Features & Account Types


Ampere Account Types
Ampere Features & Account Types


Metro BankAmpere
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesNo
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsLimited locations in England & Wales onlyNone, online only

Metro Bank vs Ampere Customer Support Options

Metro BankAmpere
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Metro Bank vs Ampere Foreign Currency Accounts

Metro BankAmpere
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Czech Koruna (CZK)
  • Hungarian Forint (HUF)
  • Romanian Leu (RON)
  • Bulgarian Lev (BGN)
  • Croatian Kuna (HRK)
  • Turkish Lira (TRY)
  • South African Rand (ZAR)
  • Brazilian Real (BRL)
  • Mexican Peso (MXN)
No

Other Business Services From Metro Bank and Ampere

Metro Bank Account Types
Other Metro Bank Services


Ampere Account Types
Other Ampere Services


Metro BankAmpere
Business LoansYesYes
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Metro Bank vs Ampere Banking Basics

Metro BankAmpere
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number488982900594
WebsiteMetro Bank WebsiteAmpere Website

Common Comparison Questions

Does Metro Bank or Ampere have better customer reviews?

Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.

Whereas, Ampere scores 4.2 out of 5 based 50 Trustpilot reviews. Of which 74% are 5-star and 18% are 1-star.

Does Metro Bank or Ampere have a better App?

Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.

In comparison, Ampere’s iPhone App is rated 4.8 out of 5 based on 30 reviews. And it’s Android App is rated 4.7 out of 5 based on 953 reviews.

Does Metro Bank or Ampere have better business savings rates?

Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)

In contrast, Ampere offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
TSB vs Starling Bank
TSB vs Shawbrook Bank
TSB vs RBS (Royal Bank of Scotland)
TSB vs Wise
TSB vs Revolut Business


For other business bank accounts see our guide here.

 



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