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Metro Bank VS Amaiz: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Metro Bank or Amaiz better for your small business?



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Below we look at both Metro Bank and Amaiz reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Metro Bank Homepage
Metro Bank Homepage


Amaiz Homepage
Amaiz Homepage
 

Metro Bank vs Amaiz Trustpilot Reviews

Metro BankAmaiz
Trustpilot Review Score (out of 5)24.1
Percent 5-Star Reviews45%68%
Percent 1- Star Reviews48%20%
Total Number of Reviews4,764168
Sources:
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/amaiz.com

Metro Bank vs Amaiz App Reviews

Metro BankAmaiz
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews182,900No Reviews
Android Review Score (out of 5)4.6No Rating
Number of Android Reviews41,500No Reviews
Sources:
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://www.apple.com/uk/app-store/

Metro Bank vs Amaiz Account Fees & Charges

Metro BankAmaiz
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account FeeFree£49
Most Expensive Monthly Account Fee£6.00£99
Electronic Payment Cost (in/out)30pFree
Cash Payments Cost (in/out)1.00%Free
Cheques (in/out)30pFree
CHAPS Payments Cost£25£15
SEPA Payments Cost20p£3

Metro Bank vs Amaiz Business Savings Rates

Metro BankAmaiz
Types of Business Savings AccountsInstant access, Fixed termNone
Lowest Savings Rate (AER)1.10%NA
Maximum Savings Rate (AER)4.41%NA
Minimum Savings Amount£1NA
Interest Paid On Foreign CurrenciesYesYes
 

Metro Bank vs Amaiz Account Opening Times

Metro BankAmaiz
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
1 dayFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceYesYes

Metro Bank vs Amaiz Features & Account Types

Metro Bank Account Types
Metro Bank Features & Account Types


Amaiz Account Types
Amaiz Features & Account Types


Metro BankAmaiz
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsLimited locations in England & Wales onlyNone, online only

Metro Bank vs Amaiz Customer Support Options

Metro BankAmaiz
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Metro Bank vs Amaiz Foreign Currency Accounts

Metro BankAmaiz
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Swiss Franc (CHF)
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • New Zealand Dollar (NZD)
  • Hong Kong Dollar (HKD)
  • Singapore Dollar (SGD)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Swedish Krona (SEK)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Polish Zloty (PLN)
  • Czech Koruna (CZK)
  • Hungarian Forint (HUF)
  • Romanian Leu (RON)
  • Bulgarian Lev (BGN)
  • Croatian Kuna (HRK)
  • Turkish Lira (TRY)
  • South African Rand (ZAR)
  • Brazilian Real (BRL)
  • Mexican Peso (MXN)
  • EUR (Euro)
  • USD (US Dollar)
  • AUD (Australian Dollar)
  • CAD (Canadian Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • NZD (New Zealand Dollar)
  • PLN (Polish Zloty)
  • RON (Romanian Leu)
  • SEK (Swedish Krona)
  • TRY (Turkish Lira)

Other Business Services From Metro Bank and Amaiz

Metro Bank Account Types
Other Metro Bank Services


Amaiz Account Types
Other Amaiz Services


Metro BankAmaiz
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesYes
Card MachinesNoNo
Free Accounting SoftwareNoYes

Metro Bank vs Amaiz Banking Basics

Metro BankAmaiz
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number488982900857
WebsiteMetro Bank WebsiteAmaiz Website

Common Comparison Questions

Does Metro Bank or Amaiz have better customer reviews?

Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.

Whereas, Amaiz scores 4.1 out of 5 based 168 Trustpilot reviews. Of which 68% are 5-star and 20% are 1-star.

Does Metro Bank or Amaiz have a better App?

Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.

In comparison, Amaiz’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Metro Bank or Amaiz have better business savings rates?

Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)

In contrast, Amaiz offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Metro Bank vs ICICI Bank UK
Metro Bank vs Intergiro
Metro Bank vs GoSolo
Metro Bank vs 3S Money
Metro Bank vs MultiPass


For other business bank accounts see our guide here.

 



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