Is Metro Bank or Airwallex better for your small business?
Below we look at both Metro Bank and Airwallex reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Metro Bank vs Airwallex Trustpilot Reviews
Metro Bank | Airwallex | |
Trustpilot Review Score (out of 5) | 2 | 3.9 |
Percent 5-Star Reviews | 45% | 67% |
Percent 1- Star Reviews | 48% | 25% |
Total Number of Reviews | 4,764 | 1,007 |
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/airwallex.com
Metro Bank vs Airwallex App Reviews
Metro Bank | Airwallex | |
iPhone Review Score (out of 5) | 4.8 | 3.3 |
Number of iPhone Reviews | 182,900 | 12 |
Android Review Score (out of 5) | 4.6 | 2.3 |
Number of Android Reviews | 41,500 | 161 |
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://apps.apple.com/gb/app/airwallex/id1537521807
Metro Bank vs Airwallex Account Fees & Charges
Metro Bank | Airwallex | |
Free Business Bank Account | Yes | Yes |
Free Business Account Term Length | 12 Months | 1 month |
Cheapest Monthly Account Fee | Free | Free or £19/month |
Most Expensive Monthly Account Fee | £6.00 | £999/month |
Electronic Payment Cost (in/out) | 30p | 20p |
Cash Payments Cost (in/out) | 1.00% | Free |
Cheques (in/out) | 30p | Free |
CHAPS Payments Cost | £25 | No |
SEPA Payments Cost | 20p | $2 |
Metro Bank vs Airwallex Business Savings Rates
Metro Bank | Airwallex | |
Types of Business Savings Accounts | Instant access, Fixed term | None |
Lowest Savings Rate (AER) | 1.10% | NA |
Maximum Savings Rate (AER) | 4.41% | NA |
Minimum Savings Amount | £1 | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
Metro Bank vs Airwallex Account Opening Times
Metro Bank | Airwallex | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 1 day | 15 minutes |
Do They Check Your Credit? | Yes | No |
Current Account Switch Service | Yes | No |
Metro Bank vs Airwallex Features & Account Types


Metro Bank | Airwallex | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | Limited locations in England & Wales only | None, online only |
Metro Bank vs Airwallex Customer Support Options
Metro Bank | Airwallex | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Metro Bank vs Airwallex Foreign Currency Accounts
Metro Bank | Airwallex | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Metro Bank and Airwallex


Metro Bank | Airwallex | |
Business Loans | Yes | No |
Commercial Mortgages | No | No |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
Metro Bank vs Airwallex Banking Basics
Metro Bank | Airwallex | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 488982 | 900876 |
Website | Metro Bank Website | Airwallex Website |
Common Comparison Questions
Does Metro Bank or Airwallex have better customer reviews?
Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.
Whereas, Airwallex scores 3.9 out of 5 based 1,007 Trustpilot reviews. Of which 67% are 5-star and 25% are 1-star.
Does Metro Bank or Airwallex have a better App?
Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.
In comparison, Airwallex’s iPhone App is rated 3.3 out of 5 based on 12 reviews. And it’s Android App is rated 2.3 out of 5 based on 161 reviews.
Does Metro Bank or Airwallex have better business savings rates?
Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)
In contrast, Airwallex offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.