Is Metro Bank or AIB (Allied Irish Bank) better for your small business?
Below we look at both Metro Bank and AIB (Allied Irish Bank) reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Metro Bank vs AIB (Allied Irish Bank) Trustpilot Reviews
| Metro Bank | AIB (Allied Irish Bank) | |
| Trustpilot Review Score (out of 5) | 2 | 2.8 |
| Percent 5-Star Reviews | 45% | 20% |
| Percent 1- Star Reviews | 48% | 70% |
| Total Number of Reviews | 4,764 | 10 |
https://www.trustpilot.com/review/www.metrobankonline.co.uk
https://www.trustpilot.com/review/aibgb.co.uk
Metro Bank vs AIB (Allied Irish Bank) App Reviews
| Metro Bank | AIB (Allied Irish Bank) | |
| iPhone Review Score (out of 5) | 4.8 | 1.7 |
| Number of iPhone Reviews | 182,900 | 227 |
| Android Review Score (out of 5) | 4.6 | 1.9 |
| Number of Android Reviews | 41,500 | 21,400 |
https://apps.apple.com/gb/app/metro-bank/id1175525592
https://apps.apple.com/gb/app/aib-mobile/id468042881
Metro Bank vs AIB (Allied Irish Bank) Account Fees & Charges
| Metro Bank | AIB (Allied Irish Bank) | |
| Free Business Bank Account | Yes | No |
| Free Business Account Term Length | 12 Months | NA |
| Cheapest Monthly Account Fee | Free | £10 |
| Most Expensive Monthly Account Fee | £6.00 | £10 |
| Electronic Payment Cost (in/out) | 30p | 35p |
| Cash Payments Cost (in/out) | 1.00% | 65p per £100 |
| Cheques (in/out) | 30p | 70p |
| CHAPS Payments Cost | £25 | £25 |
| SEPA Payments Cost | 20p | £20 |
Metro Bank vs AIB (Allied Irish Bank) Business Savings Rates
| Metro Bank | AIB (Allied Irish Bank) | |
| Types of Business Savings Accounts | Instant access, Fixed term | Demand deposit account, Business fixed term deposit account, Currency deposit account |
| Lowest Savings Rate (AER) | 1.10% | 0.25% |
| Maximum Savings Rate (AER) | 4.41% | 3.02% |
| Minimum Savings Amount | £1 | £1 |
| Interest Paid On Foreign Currencies | Yes | Yes |
Metro Bank vs AIB (Allied Irish Bank) Account Opening Times
| Metro Bank | AIB (Allied Irish Bank) | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 1 day | 15 minutes |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | Yes | Yes |
Metro Bank vs AIB (Allied Irish Bank) Features & Account Types
| Metro Bank | AIB (Allied Irish Bank) | |
| Business Current Account | Yes | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | Yes | Yes |
| Business Overdraft | Yes | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | Mastercard | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | Yes | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | Limited locations in England & Wales only | Belfast, London and Dublin |
Metro Bank vs AIB (Allied Irish Bank) Customer Support Options
| Metro Bank | AIB (Allied Irish Bank) | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | Yes | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Metro Bank vs AIB (Allied Irish Bank) Foreign Currency Accounts
| Metro Bank | AIB (Allied Irish Bank) | |
| US Dollar (USD) Bank Accounts | Yes | Yes |
| Euro (EUR) Bank Accounts | Yes | Yes |
| Other Currencies Available: |
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Other Business Services From Metro Bank and AIB (Allied Irish Bank)
| Metro Bank | AIB (Allied Irish Bank) | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | No | Yes |
| Invoice Financing | Yes | Yes |
| International Payments | Yes | Yes |
| Merchant Payment Services | Yes | Yes |
| Card Machines | No | Yes |
| Free Accounting Software | No | No |
Metro Bank vs AIB (Allied Irish Bank) Banking Basics
| Metro Bank | AIB (Allied Irish Bank) | |
| Bank Type | High Street | High Street |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 488982 | 204793 |
| Website | Metro Bank Website | AIB (Allied Irish Bank) Website |
Common Comparison Questions
Does Metro Bank or AIB (Allied Irish Bank) have better customer reviews?
Metro Bank scores 2 out of 5 based 4,764 Trustpilot reviews. Of these reviews 45% are 5-star and 48% are 1-star.
Whereas, AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of which 20% are 5-star and 70% are 1-star.
Does Metro Bank or AIB (Allied Irish Bank) have a better App?
Metro Bank’s iPhone App is rated 4.8 out of 5 based on 182,900 reviews. And it’s Android App is rated 4.6 out of 5 based on 41,500 reviews.
In comparison, AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.
Does Metro Bank or AIB (Allied Irish Bank) have better business savings rates?
Metro Bank offers the following types of business savings accounts: Instant access, Fixed term with interest rates ranging from 1.10% to 4.41%. (AER)
In contrast, AIB (Allied Irish Bank) offers Demand deposit account, Business fixed term deposit account, Currency deposit account accounts with interest rates ranging from 0.25% to 3.02% (AER).
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For other business bank accounts see our guide here.