Is Kent Reliance or Unity Trust better for your small business?
Below we look at both Kent Reliance and Unity Trust reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Kent Reliance vs Unity Trust Trustpilot Reviews
Kent Reliance | Unity Trust | |
Trustpilot Review Score (out of 5) | 4 | 4 |
Percent 5-Star Reviews | 61% | 61% |
Percent 1- Star Reviews | 22% | 14% |
Total Number of Reviews | 2,104 | 255 |
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/unity.co.uk
Kent Reliance vs Unity Trust App Reviews
Kent Reliance | Unity Trust | |
iPhone Review Score (out of 5) | No Rating | No Rating |
Number of iPhone Reviews | No Reviews | No Reviews |
Android Review Score (out of 5) | No Rating | No Rating |
Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Kent Reliance vs Unity Trust Account Fees & Charges
Kent Reliance | Unity Trust | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | Free | £6 |
Most Expensive Monthly Account Fee | Free | £6 |
Electronic Payment Cost (in/out) | £10 | 14p |
Cash Payments Cost (in/out) | £1 | 50p per £100 |
Cheques (in/out) | £1 | 30p per item |
CHAPS Payments Cost | £10 | £28 |
SEPA Payments Cost | No | 25p |
Kent Reliance vs Unity Trust Business Savings Rates
Kent Reliance | Unity Trust | |
Types of Business Savings Accounts | Easy access, Notice Account, Fixed rate, Business savings | Instant Access, Fixed Term |
Lowest Savings Rate (AER) | 0.10% | 2.77% |
Maximum Savings Rate (AER) | 5.13% | 5.10% |
Minimum Savings Amount | £1,000 | No |
Interest Paid On Foreign Currencies | No | Yes |
Kent Reliance vs Unity Trust Account Opening Times
Kent Reliance | Unity Trust | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 minutes | 7 Working days |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | Yes |
Kent Reliance vs Unity Trust Features & Account Types


Kent Reliance | Unity Trust | |
Business Current Account | No | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | No | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | None | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | No |
In Person/Branch Banking | Yes | No |
Branch Locations | Locations in Kent only | No own branches but can use NatWest, RBS or Ulster Bank locations |
Kent Reliance vs Unity Trust Customer Support Options
Kent Reliance | Unity Trust | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Kent Reliance vs Unity Trust Foreign Currency Accounts
Kent Reliance | Unity Trust | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From Kent Reliance and Unity Trust


Kent Reliance | Unity Trust | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | No | No |
International Payments | No | Yes |
Merchant Payment Services | No | Yes |
Card Machines | No | No |
Free Accounting Software | No | No |
Kent Reliance vs Unity Trust Banking Basics
Kent Reliance | Unity Trust | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 530504 | 204570 |
Website | Kent Reliance Website | Unity Trust Website |
Common Comparison Questions
Does Kent Reliance or Unity Trust have better customer reviews?
Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.
Whereas, Unity Trust scores 4 out of 5 based 255 Trustpilot reviews. Of which 61% are 5-star and 14% are 1-star.
Does Kent Reliance or Unity Trust have a better App?
Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Unity Trust’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Kent Reliance or Unity Trust have better business savings rates?
Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)
In contrast, Unity Trust offers Instant Access, Fixed Term accounts with interest rates ranging from 2.77% to 5.10% (AER).
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For other business bank accounts see our guide here.