Is Kent Reliance or United Trust Bank better for your small business?
Below we look at both Kent Reliance and United Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
Kent Reliance vs United Trust Bank Trustpilot Reviews
| Kent Reliance | United Trust Bank | |
| Trustpilot Review Score (out of 5) | 4 | 4.6 |
| Percent 5-Star Reviews | 61% | 78% |
| Percent 1- Star Reviews | 22% | 3% |
| Total Number of Reviews | 2,104 | 1,372 |
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/utbank.co.uk
Kent Reliance vs United Trust Bank App Reviews
| Kent Reliance | United Trust Bank | |
| iPhone Review Score (out of 5) | No Rating | 5 |
| Number of iPhone Reviews | No Reviews | 5 |
| Android Review Score (out of 5) | No Rating | No Rating |
| Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://apps.apple.com/us/app/united-trust-bank/id6444029400
Kent Reliance vs United Trust Bank Account Fees & Charges
| Kent Reliance | United Trust Bank | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | Free | £12.50 |
| Most Expensive Monthly Account Fee | Free | £25 |
| Electronic Payment Cost (in/out) | £10 | Free |
| Cash Payments Cost (in/out) | £1 | Free / £1.50 |
| Cheques (in/out) | £1 | Free / £2.50 |
| CHAPS Payments Cost | £10 | £25 |
| SEPA Payments Cost | No | No |
Kent Reliance vs United Trust Bank Business Savings Rates
| Kent Reliance | United Trust Bank | |
| Types of Business Savings Accounts | Easy access, Notice Account, Fixed rate, Business savings | Fixed Term Business Bonds, Notice Accounts, Tracker Accounts |
| Lowest Savings Rate (AER) | 0.10% | 3.75% |
| Maximum Savings Rate (AER) | 5.13% | 5.25% |
| Minimum Savings Amount | £1,000 | £5,000 |
| Interest Paid On Foreign Currencies | No | Yes |
Kent Reliance vs United Trust Bank Account Opening Times
| Kent Reliance | United Trust Bank | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 10 minutes | 7 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | No | Yes |
Kent Reliance vs United Trust Bank Features & Account Types
| Kent Reliance | United Trust Bank | |
| Business Current Account | No | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | No |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | None | Visa |
| Online Banking | Yes | Yes |
| Mobile Banking | No | Yes |
| In Person/Branch Banking | Yes | No |
| Branch Locations | Locations in Kent only | London office only |
Kent Reliance vs United Trust Bank Customer Support Options
| Kent Reliance | United Trust Bank | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | No |
Kent Reliance vs United Trust Bank Foreign Currency Accounts
| Kent Reliance | United Trust Bank | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | No | Yes |
| Other Currencies Available: | No |
|
Other Business Services From Kent Reliance and United Trust Bank
| Kent Reliance | United Trust Bank | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | No | Yes |
| International Payments | No | Yes |
| Merchant Payment Services | No | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Kent Reliance vs United Trust Bank Banking Basics
| Kent Reliance | United Trust Bank | |
| Bank Type | Challenger | Challenger |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 530504 | 204463 |
| Website | Kent Reliance Website | United Trust Bank Website |
Common Comparison Questions
Does Kent Reliance or United Trust Bank have better customer reviews?
Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.
Whereas, United Trust Bank scores 4.6 out of 5 based 1,372 Trustpilot reviews. Of which 78% are 5-star and 3% are 1-star.
Does Kent Reliance or United Trust Bank have a better App?
Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, United Trust Bank’s iPhone App is rated 5 out of 5 based on 5 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Kent Reliance or United Trust Bank have better business savings rates?
Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)
In contrast, United Trust Bank offers Fixed Term Business Bonds, Notice Accounts, Tracker Accounts accounts with interest rates ranging from 3.75% to 5.25% (AER).
See Other Comparisons:Kent Reliance vs HSBC Kinetic
Kent Reliance vs CardOneMoney
Kent Reliance vs Fair Everywhere
Kent Reliance vs Countingup
Kent Reliance vs State Bank of India (UK)
For other business bank accounts see our guide here.