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Kent Reliance VS SumUp Business Account: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or SumUp Business Account better for your small business?



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Below we look at both Kent Reliance and SumUp Business Account reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


SumUp Business Account Homepage
SumUp Business Account Homepage
 

Kent Reliance vs SumUp Business Account Trustpilot Reviews

Kent RelianceSumUp Business Account
Trustpilot Review Score (out of 5)44.2
Percent 5-Star Reviews61%64%
Percent 1- Star Reviews22%22%
Total Number of Reviews2,10418,247
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/sumup.com

Kent Reliance vs SumUp Business Account App Reviews

Kent RelianceSumUp Business Account
iPhone Review Score (out of 5)No Rating4.8
Number of iPhone ReviewsNo Reviews12,400
Android Review Score (out of 5)No Rating4.7
Number of Android ReviewsNo Reviews84,500
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/sumup/id514879214

Kent Reliance vs SumUp Business Account Account Fees & Charges

Kent RelianceSumUp Business Account
Free Business Bank AccountNoYes
Free Business Account Term LengthNANo Limit
Cheapest Monthly Account FeeFreeNo
Most Expensive Monthly Account FeeFreeNo
Electronic Payment Cost (in/out)£10Free
Cash Payments Cost (in/out)£1Free
Cheques (in/out)£1Free
CHAPS Payments Cost£10No
SEPA Payments CostNoNo

Kent Reliance vs SumUp Business Account Business Savings Rates

Kent RelianceSumUp Business Account
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsNone
Lowest Savings Rate (AER)0.10%NA
Maximum Savings Rate (AER)5.13%NA
Minimum Savings Amount£1,000NA
Interest Paid On Foreign CurrenciesNoNo
 

Kent Reliance vs SumUp Business Account Account Opening Times

Kent RelianceSumUp Business Account
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoNo

Kent Reliance vs SumUp Business Account Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


SumUp Business Account Account Types
SumUp Business Account Features & Account Types


Kent RelianceSumUp Business Account
Business Current AccountNoYes
Business Savings AccountYesNo
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingYesNo
Branch LocationsLocations in Kent onlyNone, online only

Kent Reliance vs SumUp Business Account Customer Support Options

Kent RelianceSumUp Business Account
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportYesNo

Kent Reliance vs SumUp Business Account Foreign Currency Accounts

Kent RelianceSumUp Business Account
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Kent Reliance and SumUp Business Account

Kent Reliance Account Types
Other Kent Reliance Services


SumUp Business Account Account Types
Other SumUp Business Account Services


Kent RelianceSumUp Business Account
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Kent Reliance vs SumUp Business Account Banking Basics

Kent RelianceSumUp Business Account
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number530504900700
WebsiteKent Reliance WebsiteSumUp Business Account Website

Common Comparison Questions

Does Kent Reliance or SumUp Business Account have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, SumUp Business Account scores 4.2 out of 5 based 18,247 Trustpilot reviews. Of which 64% are 5-star and 22% are 1-star.

Does Kent Reliance or SumUp Business Account have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, SumUp Business Account’s iPhone App is rated 4.8 out of 5 based on 12,400 reviews. And it’s Android App is rated 4.7 out of 5 based on 84,500 reviews.

Does Kent Reliance or SumUp Business Account have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, SumUp Business Account offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Kent Reliance vs Cambridge & Counties Bank
Kent Reliance vs Recognise Bank
Kent Reliance vs Dudley Building Society
Kent Reliance vs MyPOS
Kent Reliance vs Ampere


For other business bank accounts see our guide here.

 



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