Is Kent Reliance or State Bank of India (UK) better for your small business?
Below we look at both Kent Reliance and State Bank of India (UK) reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.
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Kent Reliance vs State Bank of India (UK) Trustpilot Reviews
| Kent Reliance | State Bank of India (UK) | |
| Trustpilot Review Score (out of 5) | 4 | 3.7 |
| Percent 5-Star Reviews | 61% | 33% |
| Percent 1- Star Reviews | 22% | 34% |
| Total Number of Reviews | 2,104 | 3 |
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/sbiuk.statebank
Kent Reliance vs State Bank of India (UK) App Reviews
| Kent Reliance | State Bank of India (UK) | |
| iPhone Review Score (out of 5) | No Rating | 2.4 |
| Number of iPhone Reviews | No Reviews | 253 |
| Android Review Score (out of 5) | No Rating | 1.7 |
| Number of Android Reviews | No Reviews | 1,640 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/yono-sbi-uk/id1454780358
Kent Reliance vs State Bank of India (UK) Account Fees & Charges
| Kent Reliance | State Bank of India (UK) | |
| Free Business Bank Account | No | No |
| Free Business Account Term Length | NA | NA |
| Cheapest Monthly Account Fee | Free | £80 |
| Most Expensive Monthly Account Fee | Free | £120 |
| Electronic Payment Cost (in/out) | £10 | Free |
| Cash Payments Cost (in/out) | £1 | £3 / Free |
| Cheques (in/out) | £1 | £10.00 per cheque |
| CHAPS Payments Cost | £10 | £25 |
| SEPA Payments Cost | No | £25 |
Kent Reliance vs State Bank of India (UK) Business Savings Rates
| Kent Reliance | State Bank of India (UK) | |
| Types of Business Savings Accounts | Easy access, Notice Account, Fixed rate, Business savings | Instant Access, Notice Savings, Fixed Deposit, Limited Access |
| Lowest Savings Rate (AER) | 0.10% | 1.95% |
| Maximum Savings Rate (AER) | 5.13% | 5.00% |
| Minimum Savings Amount | £1,000 | £1 |
| Interest Paid On Foreign Currencies | No | Yes |
Kent Reliance vs State Bank of India (UK) Account Opening Times
| Kent Reliance | State Bank of India (UK) | |
| Can You Apply Online? | Yes | Yes |
| How Long Does Opening An Account Typically Take? | 10 minutes | 3 to 4 Working days |
| Do They Check Your Credit? | Yes | Yes |
| Current Account Switch Service | No | Yes |
Kent Reliance vs State Bank of India (UK) Features & Account Types
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| Kent Reliance | State Bank of India (UK) | |
| Business Current Account | No | Yes |
| Business Savings Account | Yes | Yes |
| Business Credit Card | No | Yes |
| Business Overdraft | No | Yes |
| Accounts For Startups | Yes | Yes |
| Accounts For Charities | Yes | Yes |
| Accounts For Sole Traders | Yes | Yes |
| Joint Business Accounts Available | Yes | Yes |
| Card Type | None | Mastercard |
| Online Banking | Yes | Yes |
| Mobile Banking | No | Yes |
| In Person/Branch Banking | Yes | Yes |
| Branch Locations | Locations in Kent only | Limited locations in London and Midlands |
Kent Reliance vs State Bank of India (UK) Customer Support Options
| Kent Reliance | State Bank of India (UK) | |
| Phone Support Available | Yes | Yes |
| Email Support Available | Yes | Yes |
| App Based Support | No | Yes |
| Web Based Support | Yes | Yes |
| In person Customer Support | Yes | Yes |
Kent Reliance vs State Bank of India (UK) Foreign Currency Accounts
| Kent Reliance | State Bank of India (UK) | |
| US Dollar (USD) Bank Accounts | No | Yes |
| Euro (EUR) Bank Accounts | No | Yes |
| Other Currencies Available: | No |
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Other Business Services From Kent Reliance and State Bank of India (UK)
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| Kent Reliance | State Bank of India (UK) | |
| Business Loans | Yes | Yes |
| Commercial Mortgages | Yes | Yes |
| Invoice Financing | No | Yes |
| International Payments | No | Yes |
| Merchant Payment Services | No | No |
| Card Machines | No | No |
| Free Accounting Software | No | No |
Kent Reliance vs State Bank of India (UK) Banking Basics
| Kent Reliance | State Bank of India (UK) | |
| Bank Type | Challenger | Foreign Bank |
| FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
| FCA Number | 530504 | 757156 |
| Website | Kent Reliance Website | State Bank of India (UK) Website |
Common Comparison Questions
Does Kent Reliance or State Bank of India (UK) have better customer reviews?
Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.
Whereas, State Bank of India (UK) scores 3.7 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.
Does Kent Reliance or State Bank of India (UK) have a better App?
Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, State Bank of India (UK)’s iPhone App is rated 2.4 out of 5 based on 253 reviews. And it’s Android App is rated 1.7 out of 5 based on 1,640 reviews.
Does Kent Reliance or State Bank of India (UK) have better business savings rates?
Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)
In contrast, State Bank of India (UK) offers Instant Access, Notice Savings, Fixed Deposit, Limited Access accounts with interest rates ranging from 1.95% to 5.00% (AER).
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For other business bank accounts see our guide here.