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Kent Reliance VS Mettle: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or Mettle better for your small business?



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Below we look at both Kent Reliance and Mettle reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


Mettle Homepage
Mettle Homepage
 

Kent Reliance vs Mettle Trustpilot Reviews

Kent RelianceMettle
Trustpilot Review Score (out of 5)44.6
Percent 5-Star Reviews61%81%
Percent 1- Star Reviews22%8%
Total Number of Reviews2,1043,418
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/mettle.co.uk

Kent Reliance vs Mettle App Reviews

Kent RelianceMettle
iPhone Review Score (out of 5)No Rating4.9
Number of iPhone ReviewsNo Reviews25,100
Android Review Score (out of 5)No Rating4.8
Number of Android ReviewsNo Reviews8,890
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870

Kent Reliance vs Mettle Account Fees & Charges

Kent RelianceMettle
Free Business Bank AccountNoYes
Free Business Account Term LengthNANo Limit
Cheapest Monthly Account FeeFreeNo
Most Expensive Monthly Account FeeFreeNo
Electronic Payment Cost (in/out)£10Free
Cash Payments Cost (in/out)£1£1.50 / £2.50
Cheques (in/out)£150p
CHAPS Payments Cost£10£20
SEPA Payments CostNoNo

Kent Reliance vs Mettle Business Savings Rates

Kent RelianceMettle
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsSavings pot
Lowest Savings Rate (AER)0.10%1.46%
Maximum Savings Rate (AER)5.13%1.46%
Minimum Savings Amount£1,000£10
Interest Paid On Foreign CurrenciesNoNo
 

Kent Reliance vs Mettle Account Opening Times

Kent RelianceMettle
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutesFew minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoNo

Kent Reliance vs Mettle Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


Mettle Account Types
Mettle Features & Account Types


Kent RelianceMettle
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingYesNo
Branch LocationsLocations in Kent onlyNone, online only

Kent Reliance vs Mettle Customer Support Options

Kent RelianceMettle
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportYesNo

Kent Reliance vs Mettle Foreign Currency Accounts

Kent RelianceMettle
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Kent Reliance and Mettle

Kent Reliance Account Types
Other Kent Reliance Services


Mettle Account Types
Other Mettle Services


Kent RelianceMettle
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsNoNo
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Kent Reliance vs Mettle Banking Basics

Kent RelianceMettle
Bank TypeChallengerHigh Street/Challenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000 via NatWest
FCA Number530504121878
WebsiteKent Reliance WebsiteMettle Website

Common Comparison Questions

Does Kent Reliance or Mettle have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of which 81% are 5-star and 8% are 1-star.

Does Kent Reliance or Mettle have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.

Does Kent Reliance or Mettle have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, Mettle offers Savings pot accounts with interest rates ranging from 1.46% to 1.46% (AER).

See Other Comparisons:
Kent Reliance vs Monese
Kent Reliance vs Saffron Building Society
Kent Reliance vs OakNorth
Kent Reliance vs Airwallex
Kent Reliance vs Triodos Bank


For other business bank accounts see our guide here.

 



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