Is Kent Reliance or ICICI Bank UK better for your small business?
Below we look at both Kent Reliance and ICICI Bank UK reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Kent Reliance vs ICICI Bank UK Trustpilot Reviews
Kent Reliance | ICICI Bank UK | |
Trustpilot Review Score (out of 5) | 4 | 2.7 |
Percent 5-Star Reviews | 61% | 18% |
Percent 1- Star Reviews | 22% | 74% |
Total Number of Reviews | 2,104 | 23 |
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/www.icicibank.co.uk
Kent Reliance vs ICICI Bank UK App Reviews
Kent Reliance | ICICI Bank UK | |
iPhone Review Score (out of 5) | No Rating | 2.7 |
Number of iPhone Reviews | No Reviews | 237 |
Android Review Score (out of 5) | No Rating | 4 |
Number of Android Reviews | No Reviews | 684 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/icici-bank-uk-imobile/id1223898732
Kent Reliance vs ICICI Bank UK Account Fees & Charges
Kent Reliance | ICICI Bank UK | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | Free | £5 |
Most Expensive Monthly Account Fee | Free | £15 |
Electronic Payment Cost (in/out) | £10 | 25p |
Cash Payments Cost (in/out) | £1 | £5 per £1,000 / free |
Cheques (in/out) | £1 | £1 |
CHAPS Payments Cost | £10 | £20 |
SEPA Payments Cost | No | No |
Kent Reliance vs ICICI Bank UK Business Savings Rates
Kent Reliance | ICICI Bank UK | |
Types of Business Savings Accounts | Easy access, Notice Account, Fixed rate, Business savings | Business Savings Account, Business Fixed Deposit |
Lowest Savings Rate (AER) | 0.10% | 2.85% |
Maximum Savings Rate (AER) | 5.13% | 4.50% |
Minimum Savings Amount | £1,000 | £1 |
Interest Paid On Foreign Currencies | No | Yes |
Kent Reliance vs ICICI Bank UK Account Opening Times
Kent Reliance | ICICI Bank UK | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 minutes | 2 Working days |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | Yes |
Kent Reliance vs ICICI Bank UK Features & Account Types


Kent Reliance | ICICI Bank UK | |
Business Current Account | No | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | Yes |
Business Overdraft | No | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | None | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | Yes |
In Person/Branch Banking | Yes | Yes |
Branch Locations | Locations in Kent only | London, Birmingham and Manchester |
Kent Reliance vs ICICI Bank UK Customer Support Options
Kent Reliance | ICICI Bank UK | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | Yes |
Kent Reliance vs ICICI Bank UK Foreign Currency Accounts
Kent Reliance | ICICI Bank UK | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No |
|
Other Business Services From Kent Reliance and ICICI Bank UK


Kent Reliance | ICICI Bank UK | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | No | Yes |
International Payments | No | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Kent Reliance vs ICICI Bank UK Banking Basics
Kent Reliance | ICICI Bank UK | |
Bank Type | Challenger | Foreign Bank |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 530504 | 223268 |
Website | Kent Reliance Website | ICICI Bank UK Website |
Common Comparison Questions
Does Kent Reliance or ICICI Bank UK have better customer reviews?
Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.
Whereas, ICICI Bank UK scores 2.7 out of 5 based 23 Trustpilot reviews. Of which 18% are 5-star and 74% are 1-star.
Does Kent Reliance or ICICI Bank UK have a better App?
Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, ICICI Bank UK’s iPhone App is rated 2.7 out of 5 based on 237 reviews. And it’s Android App is rated 4 out of 5 based on 684 reviews.
Does Kent Reliance or ICICI Bank UK have better business savings rates?
Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)
In contrast, ICICI Bank UK offers Business Savings Account, Business Fixed Deposit accounts with interest rates ranging from 2.85% to 4.50% (AER).
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For other business bank accounts see our guide here.