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Kent Reliance VS ICICI Bank UK: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or ICICI Bank UK better for your small business?



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Below we look at both Kent Reliance and ICICI Bank UK reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


ICICI Bank UK Homepage
ICICI Bank UK Homepage
 

Kent Reliance vs ICICI Bank UK Trustpilot Reviews

Kent RelianceICICI Bank UK
Trustpilot Review Score (out of 5)42.7
Percent 5-Star Reviews61%18%
Percent 1- Star Reviews22%74%
Total Number of Reviews2,10423
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/www.icicibank.co.uk

Kent Reliance vs ICICI Bank UK App Reviews

Kent RelianceICICI Bank UK
iPhone Review Score (out of 5)No Rating2.7
Number of iPhone ReviewsNo Reviews237
Android Review Score (out of 5)No Rating4
Number of Android ReviewsNo Reviews684
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/icici-bank-uk-imobile/id1223898732

Kent Reliance vs ICICI Bank UK Account Fees & Charges

Kent RelianceICICI Bank UK
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£5
Most Expensive Monthly Account FeeFree£15
Electronic Payment Cost (in/out)£1025p
Cash Payments Cost (in/out)£1£5 per £1,000 / free
Cheques (in/out)£1£1
CHAPS Payments Cost£10£20
SEPA Payments CostNoNo

Kent Reliance vs ICICI Bank UK Business Savings Rates

Kent RelianceICICI Bank UK
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsBusiness Savings Account, Business Fixed Deposit
Lowest Savings Rate (AER)0.10%2.85%
Maximum Savings Rate (AER)5.13%4.50%
Minimum Savings Amount£1,000£1
Interest Paid On Foreign CurrenciesNoYes
 

Kent Reliance vs ICICI Bank UK Account Opening Times

Kent RelianceICICI Bank UK
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes2 Working days
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Kent Reliance vs ICICI Bank UK Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


ICICI Bank UK Account Types
ICICI Bank UK Features & Account Types


Kent RelianceICICI Bank UK
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingYesYes
Branch LocationsLocations in Kent onlyLondon, Birmingham and Manchester

Kent Reliance vs ICICI Bank UK Customer Support Options

Kent RelianceICICI Bank UK
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportYesYes

Kent Reliance vs ICICI Bank UK Foreign Currency Accounts

Kent RelianceICICI Bank UK
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)
  • CHF (Swiss Franc)
  • JPY (Japanese Yen)
  • CNY (Chinese Yuan)
  • INR (Indian Rupee)
  • KRW (South Korean Won)
  • THB (Thai Baht)

Other Business Services From Kent Reliance and ICICI Bank UK

Kent Reliance Account Types
Other Kent Reliance Services


ICICI Bank UK Account Types
Other ICICI Bank UK Services


Kent RelianceICICI Bank UK
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoYes
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Kent Reliance vs ICICI Bank UK Banking Basics

Kent RelianceICICI Bank UK
Bank TypeChallengerForeign Bank
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number530504223268
WebsiteKent Reliance WebsiteICICI Bank UK Website

Common Comparison Questions

Does Kent Reliance or ICICI Bank UK have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, ICICI Bank UK scores 2.7 out of 5 based 23 Trustpilot reviews. Of which 18% are 5-star and 74% are 1-star.

Does Kent Reliance or ICICI Bank UK have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, ICICI Bank UK’s iPhone App is rated 2.7 out of 5 based on 237 reviews. And it’s Android App is rated 4 out of 5 based on 684 reviews.

Does Kent Reliance or ICICI Bank UK have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, ICICI Bank UK offers Business Savings Account, Business Fixed Deposit accounts with interest rates ranging from 2.85% to 4.50% (AER).

See Other Comparisons:
Kent Reliance vs Intergiro
Kent Reliance vs GoSolo
Kent Reliance vs 3S Money
Kent Reliance vs MultiPass
Kent Reliance vs Reliance Bank


For other business bank accounts see our guide here.

 



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