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Kent Reliance VS Hampshire Trust Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or Hampshire Trust Bank better for your small business?



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Below we look at both Kent Reliance and Hampshire Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage
 

Kent Reliance vs Hampshire Trust Bank Trustpilot Reviews

Kent RelianceHampshire Trust Bank
Trustpilot Review Score (out of 5)44.5
Percent 5-Star Reviews61%75%
Percent 1- Star Reviews22%7%
Total Number of Reviews2,1041,591
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/htb.co.uk

Kent Reliance vs Hampshire Trust Bank App Reviews

Kent RelianceHampshire Trust Bank
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Kent Reliance vs Hampshire Trust Bank Account Fees & Charges

Kent RelianceHampshire Trust Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFreeNo
Most Expensive Monthly Account FeeFreeNo
Electronic Payment Cost (in/out)£1025p
Cash Payments Cost (in/out)£1£1
Cheques (in/out)£1£1
CHAPS Payments Cost£10£25
SEPA Payments CostNo20p

Kent Reliance vs Hampshire Trust Bank Business Savings Rates

Kent RelianceHampshire Trust Bank
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsNotice Account, Fixed
Lowest Savings Rate (AER)0.10%4.50%
Maximum Savings Rate (AER)5.13%5.15%
Minimum Savings Amount£1,000£5,000
Interest Paid On Foreign CurrenciesNoNo
 

Kent Reliance vs Hampshire Trust Bank Account Opening Times

Kent RelianceHampshire Trust Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes1 day
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoNo

Kent Reliance vs Hampshire Trust Bank Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


Kent RelianceHampshire Trust Bank
Business Current AccountNoNo
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneNone
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingYesNo
Branch LocationsLocations in Kent onlyLondon & Leeds

Kent Reliance vs Hampshire Trust Bank Customer Support Options

Kent RelianceHampshire Trust Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportYesNo

Kent Reliance vs Hampshire Trust Bank Foreign Currency Accounts

Kent RelianceHampshire Trust Bank
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:NoNo

Other Business Services From Kent Reliance and Hampshire Trust Bank

Kent Reliance Account Types
Other Kent Reliance Services


Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


Kent RelianceHampshire Trust Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoYes
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Kent Reliance vs Hampshire Trust Bank Banking Basics

Kent RelianceHampshire Trust Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number530504204601
WebsiteKent Reliance WebsiteHampshire Trust Bank Website

Common Comparison Questions

Does Kent Reliance or Hampshire Trust Bank have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of which 75% are 5-star and 7% are 1-star.

Does Kent Reliance or Hampshire Trust Bank have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Kent Reliance or Hampshire Trust Bank have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, Hampshire Trust Bank offers Notice Account, Fixed accounts with interest rates ranging from 4.50% to 5.15% (AER).

See Other Comparisons:
Kent Reliance vs Mettle
Kent Reliance vs Monese
Kent Reliance vs Saffron Building Society
Kent Reliance vs OakNorth
Kent Reliance vs Airwallex


For other business bank accounts see our guide here.

 



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