Is Kent Reliance or Cumberland Building Society better for your small business?
Below we look at both Kent Reliance and Cumberland Building Society reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Kent Reliance vs Cumberland Building Society Trustpilot Reviews
Kent Reliance | Cumberland Building Society | |
Trustpilot Review Score (out of 5) | 4 | 2.5 |
Percent 5-Star Reviews | 61% | 22% |
Percent 1- Star Reviews | 22% | 69% |
Total Number of Reviews | 2,104 | 41 |
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/cumberlandbuildingsociety.co.uk
Kent Reliance vs Cumberland Building Society App Reviews
Kent Reliance | Cumberland Building Society | |
iPhone Review Score (out of 5) | No Rating | 4.7 |
Number of iPhone Reviews | No Reviews | 644 |
Android Review Score (out of 5) | No Rating | 4.8 |
Number of Android Reviews | No Reviews | 415 |
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/cumberland-mobile-banking/id715482935
Kent Reliance vs Cumberland Building Society Account Fees & Charges
Kent Reliance | Cumberland Building Society | |
Free Business Bank Account | No | Yes |
Free Business Account Term Length | NA | 12 Months |
Cheapest Monthly Account Fee | Free | Free |
Most Expensive Monthly Account Fee | Free | £5 |
Electronic Payment Cost (in/out) | £10 | 35p |
Cash Payments Cost (in/out) | £1 | 40p per £100 |
Cheques (in/out) | £1 | £1 |
CHAPS Payments Cost | £10 | £25 |
SEPA Payments Cost | No | No |
Kent Reliance vs Cumberland Building Society Business Savings Rates
Kent Reliance | Cumberland Building Society | |
Types of Business Savings Accounts | Easy access, Notice Account, Fixed rate, Business savings | Instant Access, Fixed Term, Notice Savings |
Lowest Savings Rate (AER) | 0.10% | 3.05% |
Maximum Savings Rate (AER) | 5.13% | 4.20% |
Minimum Savings Amount | £1,000 | £1 |
Interest Paid On Foreign Currencies | No | No |
Kent Reliance vs Cumberland Building Society Account Opening Times
Kent Reliance | Cumberland Building Society | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 minutes | 5 to 10 minutes |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | Yes |
Kent Reliance vs Cumberland Building Society Features & Account Types


Kent Reliance | Cumberland Building Society | |
Business Current Account | No | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | Yes |
Business Overdraft | No | Yes |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | None | Visa |
Online Banking | Yes | Yes |
Mobile Banking | No | Yes |
In Person/Branch Banking | Yes | Yes |
Branch Locations | Locations in Kent only | Locations in North East England only |
Kent Reliance vs Cumberland Building Society Customer Support Options
Kent Reliance | Cumberland Building Society | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | Yes |
Kent Reliance vs Cumberland Building Society Foreign Currency Accounts
Kent Reliance | Cumberland Building Society | |
US Dollar (USD) Bank Accounts | No | Yes |
Euro (EUR) Bank Accounts | No | Yes |
Other Currencies Available: | No | No |
Other Business Services From Kent Reliance and Cumberland Building Society


Kent Reliance | Cumberland Building Society | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | No | No |
International Payments | No | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | Yes |
Kent Reliance vs Cumberland Building Society Banking Basics
Kent Reliance | Cumberland Building Society | |
Bank Type | Challenger | Building Society |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 530504 | 106074 |
Website | Kent Reliance Website | Cumberland Building Society Website |
Common Comparison Questions
Does Kent Reliance or Cumberland Building Society have better customer reviews?
Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.
Whereas, Cumberland Building Society scores 2.5 out of 5 based 41 Trustpilot reviews. Of which 22% are 5-star and 69% are 1-star.
Does Kent Reliance or Cumberland Building Society have a better App?
Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Cumberland Building Society’s iPhone App is rated 4.7 out of 5 based on 644 reviews. And it’s Android App is rated 4.8 out of 5 based on 415 reviews.
Does Kent Reliance or Cumberland Building Society have better business savings rates?
Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)
In contrast, Cumberland Building Society offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 3.05% to 4.20% (AER).
See Other Comparisons:Kent Reliance vs Redwood Bank
Kent Reliance vs Amaiz
Kent Reliance vs ICICI Bank UK
Kent Reliance vs Intergiro
Kent Reliance vs GoSolo
For other business bank accounts see our guide here.