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Kent Reliance VS Cumberland Building Society: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or Cumberland Building Society better for your small business?



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Below we look at both Kent Reliance and Cumberland Building Society reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


Cumberland Building Society Homepage
Cumberland Building Society Homepage
 

Kent Reliance vs Cumberland Building Society Trustpilot Reviews

Kent RelianceCumberland Building Society
Trustpilot Review Score (out of 5)42.5
Percent 5-Star Reviews61%22%
Percent 1- Star Reviews22%69%
Total Number of Reviews2,10441
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/cumberlandbuildingsociety.co.uk

Kent Reliance vs Cumberland Building Society App Reviews

Kent RelianceCumberland Building Society
iPhone Review Score (out of 5)No Rating4.7
Number of iPhone ReviewsNo Reviews644
Android Review Score (out of 5)No Rating4.8
Number of Android ReviewsNo Reviews415
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/cumberland-mobile-banking/id715482935

Kent Reliance vs Cumberland Building Society Account Fees & Charges

Kent RelianceCumberland Building Society
Free Business Bank AccountNoYes
Free Business Account Term LengthNA12 Months
Cheapest Monthly Account FeeFreeFree
Most Expensive Monthly Account FeeFree£5
Electronic Payment Cost (in/out)£1035p
Cash Payments Cost (in/out)£140p per £100
Cheques (in/out)£1£1
CHAPS Payments Cost£10£25
SEPA Payments CostNoNo

Kent Reliance vs Cumberland Building Society Business Savings Rates

Kent RelianceCumberland Building Society
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsInstant Access, Fixed Term, Notice Savings
Lowest Savings Rate (AER)0.10%3.05%
Maximum Savings Rate (AER)5.13%4.20%
Minimum Savings Amount£1,000£1
Interest Paid On Foreign CurrenciesNoNo
 

Kent Reliance vs Cumberland Building Society Account Opening Times

Kent RelianceCumberland Building Society
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes5 to 10 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Kent Reliance vs Cumberland Building Society Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


Cumberland Building Society Account Types
Cumberland Building Society Features & Account Types


Kent RelianceCumberland Building Society
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneVisa
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingYesYes
Branch LocationsLocations in Kent onlyLocations in North East England only

Kent Reliance vs Cumberland Building Society Customer Support Options

Kent RelianceCumberland Building Society
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportYesYes

Kent Reliance vs Cumberland Building Society Foreign Currency Accounts

Kent RelianceCumberland Building Society
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:NoNo

Other Business Services From Kent Reliance and Cumberland Building Society

Kent Reliance Account Types
Other Kent Reliance Services


Cumberland Building Society Account Types
Other Cumberland Building Society Services


Kent RelianceCumberland Building Society
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Kent Reliance vs Cumberland Building Society Banking Basics

Kent RelianceCumberland Building Society
Bank TypeChallengerBuilding Society
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number530504106074
WebsiteKent Reliance WebsiteCumberland Building Society Website

Common Comparison Questions

Does Kent Reliance or Cumberland Building Society have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, Cumberland Building Society scores 2.5 out of 5 based 41 Trustpilot reviews. Of which 22% are 5-star and 69% are 1-star.

Does Kent Reliance or Cumberland Building Society have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Cumberland Building Society’s iPhone App is rated 4.7 out of 5 based on 644 reviews. And it’s Android App is rated 4.8 out of 5 based on 415 reviews.

Does Kent Reliance or Cumberland Building Society have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, Cumberland Building Society offers Instant Access, Fixed Term, Notice Savings accounts with interest rates ranging from 3.05% to 4.20% (AER).

See Other Comparisons:
Kent Reliance vs Redwood Bank
Kent Reliance vs Amaiz
Kent Reliance vs ICICI Bank UK
Kent Reliance vs Intergiro
Kent Reliance vs GoSolo


For other business bank accounts see our guide here.

 



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