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Kent Reliance VS Countingup: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or Countingup better for your small business?



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Below we look at both Kent Reliance and Countingup reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


Countingup Homepage
Countingup Homepage
 

Kent Reliance vs Countingup Trustpilot Reviews

Kent RelianceCountingup
Trustpilot Review Score (out of 5)44.4
Percent 5-Star Reviews61%81%
Percent 1- Star Reviews22%9%
Total Number of Reviews2,1042,382
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/countingup.com

Kent Reliance vs Countingup App Reviews

Kent RelianceCountingup
iPhone Review Score (out of 5)No Rating4.7
Number of iPhone ReviewsNo Reviews2,800
Android Review Score (out of 5)No Rating4.5
Number of Android ReviewsNo Reviews1,300
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/countingup-business-account/id1286828618

Kent Reliance vs Countingup Account Fees & Charges

Kent RelianceCountingup
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£3
Most Expensive Monthly Account FeeFree£18
Electronic Payment Cost (in/out)£1030p
Cash Payments Cost (in/out)£1£1
Cheques (in/out)£1Free
CHAPS Payments Cost£10No
SEPA Payments CostNoNo

Kent Reliance vs Countingup Business Savings Rates

Kent RelianceCountingup
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsNone
Lowest Savings Rate (AER)0.10%NA
Maximum Savings Rate (AER)5.13%NA
Minimum Savings Amount£1,000NA
Interest Paid On Foreign CurrenciesNoYes
 

Kent Reliance vs Countingup Account Opening Times

Kent RelianceCountingup
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes5 minutes
Do They Check Your Credit?YesNo
Current Account Switch ServiceNoYes

Kent Reliance vs Countingup Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


Countingup Account Types
Countingup Features & Account Types


Kent RelianceCountingup
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesNo
Mobile BankingNoYes
In Person/Branch BankingYesNo
Branch LocationsLocations in Kent onlyNone, online only

Kent Reliance vs Countingup Customer Support Options

Kent RelianceCountingup
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportYesNo

Kent Reliance vs Countingup Foreign Currency Accounts

Kent RelianceCountingup
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • GBP (British Pound)
  • EUR (Euro)
  • USD (US Dollar)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • CHF (Swiss Franc)
  • SEK (Swedish Krona)
  • DKK (Danish Krone)
  • NOK (Norwegian Krone)

Other Business Services From Kent Reliance and Countingup

Kent Reliance Account Types
Other Kent Reliance Services


Countingup Account Types
Other Countingup Services


Kent RelianceCountingup
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoYes

Kent Reliance vs Countingup Banking Basics

Kent RelianceCountingup
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number530504900010
WebsiteKent Reliance WebsiteCountingup Website

Common Comparison Questions

Does Kent Reliance or Countingup have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, Countingup scores 4.4 out of 5 based 2,382 Trustpilot reviews. Of which 81% are 5-star and 9% are 1-star.

Does Kent Reliance or Countingup have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Countingup’s iPhone App is rated 4.7 out of 5 based on 2,800 reviews. And it’s Android App is rated 4.5 out of 5 based on 1,300 reviews.

Does Kent Reliance or Countingup have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, Countingup offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Kent Reliance vs State Bank of India (UK)
Kent Reliance vs Charity Bank
Kent Reliance vs Cumberland Building Society
Kent Reliance vs Redwood Bank
Kent Reliance vs Amaiz


For other business bank accounts see our guide here.

 



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