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Kent Reliance VS Charity Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or Charity Bank better for your small business?



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Below we look at both Kent Reliance and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


Charity Bank Homepage
Charity Bank Homepage
 

Kent Reliance vs Charity Bank Trustpilot Reviews

Kent RelianceCharity Bank
Trustpilot Review Score (out of 5)43.3
Percent 5-Star Reviews61%33%
Percent 1- Star Reviews22%34%
Total Number of Reviews2,1043
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/charitybank.org

Kent Reliance vs Charity Bank App Reviews

Kent RelianceCharity Bank
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Kent Reliance vs Charity Bank Account Fees & Charges

Kent RelianceCharity Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFreeFree
Most Expensive Monthly Account FeeFreeFree
Electronic Payment Cost (in/out)£10No
Cash Payments Cost (in/out)£1Free
Cheques (in/out)£1Free
CHAPS Payments Cost£10£10
SEPA Payments CostNo20p

Kent Reliance vs Charity Bank Business Savings Rates

Kent RelianceCharity Bank
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsCITR accounts, Easy Access, Notice Accounts, Fixed Account
Lowest Savings Rate (AER)0.10%2.02%
Maximum Savings Rate (AER)5.13%4.51%
Minimum Savings Amount£1,000£1,000
Interest Paid On Foreign CurrenciesNoNo
 

Kent Reliance vs Charity Bank Account Opening Times

Kent RelianceCharity Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutesUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Kent Reliance vs Charity Bank Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


Charity Bank Account Types
Charity Bank Features & Account Types


Kent RelianceCharity Bank
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingYesNo
Branch LocationsLocations in Kent onlyTonbridge

Kent Reliance vs Charity Bank Customer Support Options

Kent RelianceCharity Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportYesNo

Kent Reliance vs Charity Bank Foreign Currency Accounts

Kent RelianceCharity Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Kent Reliance and Charity Bank

Kent Reliance Account Types
Other Kent Reliance Services


Charity Bank Account Types
Other Charity Bank Services


Kent RelianceCharity Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Kent Reliance vs Charity Bank Banking Basics

Kent RelianceCharity Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number530504207701
WebsiteKent Reliance WebsiteCharity Bank Website

Common Comparison Questions

Does Kent Reliance or Charity Bank have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.

Does Kent Reliance or Charity Bank have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Kent Reliance or Charity Bank have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).

See Other Comparisons:
Kent Reliance vs Cumberland Building Society
Kent Reliance vs Redwood Bank
Kent Reliance vs Amaiz
Kent Reliance vs ICICI Bank UK
Kent Reliance vs Intergiro


For other business bank accounts see our guide here.

 



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