Is Kent Reliance or Charity Bank better for your small business?
Below we look at both Kent Reliance and Charity Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Kent Reliance vs Charity Bank Trustpilot Reviews
Kent Reliance | Charity Bank | |
Trustpilot Review Score (out of 5) | 4 | 3.3 |
Percent 5-Star Reviews | 61% | 33% |
Percent 1- Star Reviews | 22% | 34% |
Total Number of Reviews | 2,104 | 3 |
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/charitybank.org
Kent Reliance vs Charity Bank App Reviews
Kent Reliance | Charity Bank | |
iPhone Review Score (out of 5) | No Rating | No Rating |
Number of iPhone Reviews | No Reviews | No Reviews |
Android Review Score (out of 5) | No Rating | No Rating |
Number of Android Reviews | No Reviews | No Reviews |
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/
Kent Reliance vs Charity Bank Account Fees & Charges
Kent Reliance | Charity Bank | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | Free | Free |
Most Expensive Monthly Account Fee | Free | Free |
Electronic Payment Cost (in/out) | £10 | No |
Cash Payments Cost (in/out) | £1 | Free |
Cheques (in/out) | £1 | Free |
CHAPS Payments Cost | £10 | £10 |
SEPA Payments Cost | No | 20p |
Kent Reliance vs Charity Bank Business Savings Rates
Kent Reliance | Charity Bank | |
Types of Business Savings Accounts | Easy access, Notice Account, Fixed rate, Business savings | CITR accounts, Easy Access, Notice Accounts, Fixed Account |
Lowest Savings Rate (AER) | 0.10% | 2.02% |
Maximum Savings Rate (AER) | 5.13% | 4.51% |
Minimum Savings Amount | £1,000 | £1,000 |
Interest Paid On Foreign Currencies | No | No |
Kent Reliance vs Charity Bank Account Opening Times
Kent Reliance | Charity Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 10 minutes | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | No | Yes |
Kent Reliance vs Charity Bank Features & Account Types


Kent Reliance | Charity Bank | |
Business Current Account | No | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | No | No |
Business Overdraft | No | No |
Accounts For Startups | Yes | Yes |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | None | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | No | No |
In Person/Branch Banking | Yes | No |
Branch Locations | Locations in Kent only | Tonbridge |
Kent Reliance vs Charity Bank Customer Support Options
Kent Reliance | Charity Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | No | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Kent Reliance vs Charity Bank Foreign Currency Accounts
Kent Reliance | Charity Bank | |
US Dollar (USD) Bank Accounts | No | No |
Euro (EUR) Bank Accounts | No | No |
Other Currencies Available: | No | No |
Other Business Services From Kent Reliance and Charity Bank


Kent Reliance | Charity Bank | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | No | No |
International Payments | No | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Kent Reliance vs Charity Bank Banking Basics
Kent Reliance | Charity Bank | |
Bank Type | Challenger | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 530504 | 207701 |
Website | Kent Reliance Website | Charity Bank Website |
Common Comparison Questions
Does Kent Reliance or Charity Bank have better customer reviews?
Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.
Whereas, Charity Bank scores 3.3 out of 5 based 3 Trustpilot reviews. Of which 33% are 5-star and 34% are 1-star.
Does Kent Reliance or Charity Bank have a better App?
Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
In comparison, Charity Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does Kent Reliance or Charity Bank have better business savings rates?
Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)
In contrast, Charity Bank offers CITR accounts, Easy Access, Notice Accounts, Fixed Account accounts with interest rates ranging from 2.02% to 4.51% (AER).
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For other business bank accounts see our guide here.