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Kent Reliance VS Cater Allen: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or Cater Allen better for your small business?



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Below we look at both Kent Reliance and Cater Allen reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


Cater Allen Homepage
Cater Allen Homepage
 

Kent Reliance vs Cater Allen Trustpilot Reviews

Kent RelianceCater Allen
Trustpilot Review Score (out of 5)41.9
Percent 5-Star Reviews61%7%
Percent 1- Star Reviews22%80%
Total Number of Reviews2,104136
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/www.caterallen.co.uk

Kent Reliance vs Cater Allen App Reviews

Kent RelianceCater Allen
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Kent Reliance vs Cater Allen Account Fees & Charges

Kent RelianceCater Allen
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFreeFree
Most Expensive Monthly Account FeeFree£25
Electronic Payment Cost (in/out)£10£2
Cash Payments Cost (in/out)£1Free
Cheques (in/out)£1£6
CHAPS Payments Cost£10£25
SEPA Payments CostNo£2

Kent Reliance vs Cater Allen Business Savings Rates

Kent RelianceCater Allen
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsFixed Term, Notice Account
Lowest Savings Rate (AER)0.10%3.00%
Maximum Savings Rate (AER)5.13%4.70%
Minimum Savings Amount£1,000No
Interest Paid On Foreign CurrenciesNoYes
 

Kent Reliance vs Cater Allen Account Opening Times

Kent RelianceCater Allen
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes7 days
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoNo

Kent Reliance vs Cater Allen Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


Cater Allen Account Types
Cater Allen Features & Account Types


Kent RelianceCater Allen
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoNo
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingYesNo
Branch LocationsLocations in Kent onlyNone, online and phone only

Kent Reliance vs Cater Allen Customer Support Options

Kent RelianceCater Allen
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportYesNo

Kent Reliance vs Cater Allen Foreign Currency Accounts

Kent RelianceCater Allen
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • CHF (Swiss Franc)
  • CAD (Canadian Dollar)
  • AUD (Australian Dollar)
  • NZD (New Zealand Dollar)
  • SGD (Singapore Dollar)
  • HKD (Hong Kong Dollar)

Other Business Services From Kent Reliance and Cater Allen

Kent Reliance Account Types
Other Kent Reliance Services


Cater Allen Account Types
Other Cater Allen Services


Kent RelianceCater Allen
Business LoansYesNo
Commercial MortgagesYesNo
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Kent Reliance vs Cater Allen Banking Basics

Kent RelianceCater Allen
Bank TypeChallengerHigh Street
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number530504178737
WebsiteKent Reliance WebsiteCater Allen Website

Common Comparison Questions

Does Kent Reliance or Cater Allen have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, Cater Allen scores 1.9 out of 5 based 136 Trustpilot reviews. Of which 7% are 5-star and 80% are 1-star.

Does Kent Reliance or Cater Allen have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Cater Allen’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Kent Reliance or Cater Allen have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, Cater Allen offers Fixed Term, Notice Account accounts with interest rates ranging from 3.00% to 4.70% (AER).

See Other Comparisons:
Kent Reliance vs AIB (Allied Irish Bank)
Kent Reliance vs Unity Trust
Kent Reliance vs United Trust Bank
Kent Reliance vs HSBC Kinetic
Kent Reliance vs CardOneMoney


For other business bank accounts see our guide here.

 



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