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Kent Reliance VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or Cambridge & Counties Bank better for your small business?



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Below we look at both Kent Reliance and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Kent Reliance vs Cambridge & Counties Bank Trustpilot Reviews

Kent RelianceCambridge & Counties Bank
Trustpilot Review Score (out of 5)42.8
Percent 5-Star Reviews61%29%
Percent 1- Star Reviews22%43%
Total Number of Reviews2,1047
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Kent Reliance vs Cambridge & Counties Bank App Reviews

Kent RelianceCambridge & Counties Bank
iPhone Review Score (out of 5)No RatingNo Rating
Number of iPhone ReviewsNo ReviewsNo Reviews
Android Review Score (out of 5)No RatingNo Rating
Number of Android ReviewsNo ReviewsNo Reviews
Sources:
https://www.apple.com/uk/app-store/
https://www.apple.com/uk/app-store/

Kent Reliance vs Cambridge & Counties Bank Account Fees & Charges

Kent RelianceCambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£12
Most Expensive Monthly Account FeeFree£12
Electronic Payment Cost (in/out)£10£1
Cash Payments Cost (in/out)£1£2
Cheques (in/out)£1£2
CHAPS Payments Cost£10£20
SEPA Payments CostNo25p

Kent Reliance vs Cambridge & Counties Bank Business Savings Rates

Kent RelianceCambridge & Counties Bank
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsNotice account, Fixed Rate
Lowest Savings Rate (AER)0.10%4.05%
Maximum Savings Rate (AER)5.13%4.80%
Minimum Savings Amount£1,000£10,000
Interest Paid On Foreign CurrenciesNoNo
 

Kent Reliance vs Cambridge & Counties Bank Account Opening Times

Kent RelianceCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutesUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Kent Reliance vs Cambridge & Counties Bank Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


Kent RelianceCambridge & Counties Bank
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneMastercard
Online BankingYesYes
Mobile BankingNoNo
In Person/Branch BankingYesYes
Branch LocationsLocations in Kent onlyLeicester

Kent Reliance vs Cambridge & Counties Bank Customer Support Options

Kent RelianceCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoNo
Web Based SupportYesYes
In person Customer SupportYesYes

Kent Reliance vs Cambridge & Counties Bank Foreign Currency Accounts

Kent RelianceCambridge & Counties Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Kent Reliance and Cambridge & Counties Bank

Kent Reliance Account Types
Other Kent Reliance Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


Kent RelianceCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoNo
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Kent Reliance vs Cambridge & Counties Bank Banking Basics

Kent RelianceCambridge & Counties Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number530504579415
WebsiteKent Reliance WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Kent Reliance or Cambridge & Counties Bank have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Kent Reliance or Cambridge & Counties Bank have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Kent Reliance or Cambridge & Counties Bank have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Kent Reliance vs Recognise Bank
Kent Reliance vs Dudley Building Society
Kent Reliance vs MyPOS
Kent Reliance vs Ampere
Cynergy Bank vs Zempler Bank (formerly Cashplus)


For other business bank accounts see our guide here.

 



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