Merchant Machine

Kent Reliance VS Allica Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or Allica Bank better for your small business?



Compare UK Business Bank Accounts

Powered By BusinessBankAccounts.co.uk



Below we look at both Kent Reliance and Allica Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


Allica Bank Homepage
Allica Bank Homepage
 

Kent Reliance vs Allica Bank Trustpilot Reviews

Kent RelianceAllica Bank
Trustpilot Review Score (out of 5)44.5
Percent 5-Star Reviews61%76%
Percent 1- Star Reviews22%6%
Total Number of Reviews2,104815
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/www.allica.bank

Kent Reliance vs Allica Bank App Reviews

Kent RelianceAllica Bank
iPhone Review Score (out of 5)No Rating4.8
Number of iPhone ReviewsNo Reviews503
Android Review Score (out of 5)No Rating4.4
Number of Android ReviewsNo Reviews107
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/allica-bank/id1489138340

Kent Reliance vs Allica Bank Account Fees & Charges

Kent RelianceAllica Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFreeNo
Most Expensive Monthly Account FeeFreeNo
Electronic Payment Cost (in/out)£10Free
Cash Payments Cost (in/out)£1Free
Cheques (in/out)£1Unknown
CHAPS Payments Cost£10£20
SEPA Payments CostNoNo

Kent Reliance vs Allica Bank Business Savings Rates

Kent RelianceAllica Bank
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsEasy Access, Notice Account
Lowest Savings Rate (AER)0.10%3.65%
Maximum Savings Rate (AER)5.13%5.10%
Minimum Savings Amount£1,000£20,000
Interest Paid On Foreign CurrenciesNoNo
 

Kent Reliance vs Allica Bank Account Opening Times

Kent RelianceAllica Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes3 to 5 Working days
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Kent Reliance vs Allica Bank Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


Allica Bank Account Types
Allica Bank Features & Account Types


Kent RelianceAllica Bank
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoNo
Business OverdraftNoYes
Accounts For StartupsYesNo
Accounts For CharitiesYesNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeNoneVisa
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingYesYes
Branch LocationsLocations in Kent onlyMilton Keynes, London and Manchester

Kent Reliance vs Allica Bank Customer Support Options

Kent RelianceAllica Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportYesYes

Kent Reliance vs Allica Bank Foreign Currency Accounts

Kent RelianceAllica Bank
US Dollar (USD) Bank AccountsNoNo
Euro (EUR) Bank AccountsNoNo
Other Currencies Available:NoNo

Other Business Services From Kent Reliance and Allica Bank

Kent Reliance Account Types
Other Kent Reliance Services


Allica Bank Account Types
Other Allica Bank Services


Kent RelianceAllica Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoYes
International PaymentsNoYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Kent Reliance vs Allica Bank Banking Basics

Kent RelianceAllica Bank
Bank TypeChallengerChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number530504821851
WebsiteKent Reliance WebsiteAllica Bank Website

Common Comparison Questions

Does Kent Reliance or Allica Bank have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, Allica Bank scores 4.5 out of 5 based 815 Trustpilot reviews. Of which 76% are 5-star and 6% are 1-star.

Does Kent Reliance or Allica Bank have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, Allica Bank’s iPhone App is rated 4.8 out of 5 based on 503 reviews. And it’s Android App is rated 4.4 out of 5 based on 107 reviews.

Does Kent Reliance or Allica Bank have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, Allica Bank offers Easy Access, Notice Account accounts with interest rates ranging from 3.65% to 5.10% (AER).

See Other Comparisons:
Kent Reliance vs Cater Allen
Kent Reliance vs AIB (Allied Irish Bank)
Kent Reliance vs Unity Trust
Kent Reliance vs United Trust Bank
Kent Reliance vs HSBC Kinetic


For other business bank accounts see our guide here.

 



Please note: Merchant Machine is an information and comparison website only.
We do not provide merchant services nor can we recommend which solution is right for you and your business.
Blog · About · Privacy Policy · Terms of Use · Contact Us
Copyright © 2025 Brilliant British Ltd trading as Merchant Machine

Registered Office Address:
3rd Floor Great Titchfield House, 14-18 Great Titchfield Street, London, United Kingdom, W1W 8BD
Company number 10490224