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Kent Reliance VS AIB (Allied Irish Bank): Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Kent Reliance or AIB (Allied Irish Bank) better for your small business?



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Below we look at both Kent Reliance and AIB (Allied Irish Bank) reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Kent Reliance Homepage
Kent Reliance Homepage


AIB (Allied Irish Bank) Homepage
AIB (Allied Irish Bank) Homepage
 

Kent Reliance vs AIB (Allied Irish Bank) Trustpilot Reviews

Kent RelianceAIB (Allied Irish Bank)
Trustpilot Review Score (out of 5)42.8
Percent 5-Star Reviews61%20%
Percent 1- Star Reviews22%70%
Total Number of Reviews2,10410
Sources:
https://www.trustpilot.com/review/www.kentreliance.co.uk
https://www.trustpilot.com/review/aibgb.co.uk

Kent Reliance vs AIB (Allied Irish Bank) App Reviews

Kent RelianceAIB (Allied Irish Bank)
iPhone Review Score (out of 5)No Rating1.7
Number of iPhone ReviewsNo Reviews227
Android Review Score (out of 5)No Rating1.9
Number of Android ReviewsNo Reviews21,400
Sources:
https://www.apple.com/uk/app-store/
https://apps.apple.com/gb/app/aib-mobile/id468042881

Kent Reliance vs AIB (Allied Irish Bank) Account Fees & Charges

Kent RelianceAIB (Allied Irish Bank)
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account FeeFree£10
Most Expensive Monthly Account FeeFree£10
Electronic Payment Cost (in/out)£1035p
Cash Payments Cost (in/out)£165p per £100
Cheques (in/out)£170p
CHAPS Payments Cost£10£25
SEPA Payments CostNo£20

Kent Reliance vs AIB (Allied Irish Bank) Business Savings Rates

Kent RelianceAIB (Allied Irish Bank)
Types of Business Savings AccountsEasy access, Notice Account, Fixed rate, Business savingsDemand deposit account, Business fixed term deposit account, Currency deposit account
Lowest Savings Rate (AER)0.10%0.25%
Maximum Savings Rate (AER)5.13%3.02%
Minimum Savings Amount£1,000£1
Interest Paid On Foreign CurrenciesNoYes
 

Kent Reliance vs AIB (Allied Irish Bank) Account Opening Times

Kent RelianceAIB (Allied Irish Bank)
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
10 minutes15 minutes
Do They Check Your Credit?YesYes
Current Account Switch ServiceNoYes

Kent Reliance vs AIB (Allied Irish Bank) Features & Account Types

Kent Reliance Account Types
Kent Reliance Features & Account Types


AIB (Allied Irish Bank) Account Types
AIB (Allied Irish Bank) Features & Account Types


Kent RelianceAIB (Allied Irish Bank)
Business Current AccountNoYes
Business Savings AccountYesYes
Business Credit CardNoYes
Business OverdraftNoYes
Accounts For StartupsYesYes
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeNoneVisa
Online BankingYesYes
Mobile BankingNoYes
In Person/Branch BankingYesYes
Branch LocationsLocations in Kent onlyBelfast, London and Dublin

Kent Reliance vs AIB (Allied Irish Bank) Customer Support Options

Kent RelianceAIB (Allied Irish Bank)
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support NoYes
Web Based SupportYesYes
In person Customer SupportYesYes

Kent Reliance vs AIB (Allied Irish Bank) Foreign Currency Accounts

Kent RelianceAIB (Allied Irish Bank)
US Dollar (USD) Bank AccountsNoYes
Euro (EUR) Bank AccountsNoYes
Other Currencies Available:No
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Japanese Yen (JPY)
  • Chinese Yuan (CNY)
  • Singapore Dollar (SGD)

Other Business Services From Kent Reliance and AIB (Allied Irish Bank)

Kent Reliance Account Types
Other Kent Reliance Services


AIB (Allied Irish Bank) Account Types
Other AIB (Allied Irish Bank) Services


Kent RelianceAIB (Allied Irish Bank)
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingNoYes
International PaymentsNoYes
Merchant Payment ServicesNoYes
Card MachinesNoYes
Free Accounting SoftwareNoNo

Kent Reliance vs AIB (Allied Irish Bank) Banking Basics

Kent RelianceAIB (Allied Irish Bank)
Bank TypeChallengerHigh Street
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number530504204793
WebsiteKent Reliance WebsiteAIB (Allied Irish Bank) Website

Common Comparison Questions

Does Kent Reliance or AIB (Allied Irish Bank) have better customer reviews?

Kent Reliance scores 4 out of 5 based 2,104 Trustpilot reviews. Of these reviews 61% are 5-star and 22% are 1-star.

Whereas, AIB (Allied Irish Bank) scores 2.8 out of 5 based 10 Trustpilot reviews. Of which 20% are 5-star and 70% are 1-star.

Does Kent Reliance or AIB (Allied Irish Bank) have a better App?

Kent Reliance’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

In comparison, AIB (Allied Irish Bank)’s iPhone App is rated 1.7 out of 5 based on 227 reviews. And it’s Android App is rated 1.9 out of 5 based on 21,400 reviews.

Does Kent Reliance or AIB (Allied Irish Bank) have better business savings rates?

Kent Reliance offers the following types of business savings accounts: Easy access, Notice Account, Fixed rate, Business savings with interest rates ranging from 0.10% to 5.13%. (AER)

In contrast, AIB (Allied Irish Bank) offers Demand deposit account, Business fixed term deposit account, Currency deposit account accounts with interest rates ranging from 0.25% to 3.02% (AER).

See Other Comparisons:
Kent Reliance vs Unity Trust
Kent Reliance vs United Trust Bank
Kent Reliance vs HSBC Kinetic
Kent Reliance vs CardOneMoney
Kent Reliance vs Fair Everywhere


For other business bank accounts see our guide here.

 



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