Is HSBC or Cambridge & Counties Bank better for your small business?
Below we look at both HSBC and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


HSBC vs Cambridge & Counties Bank Trustpilot Reviews
HSBC | Cambridge & Counties Bank | |
Trustpilot Review Score (out of 5) | 1.5 | 2.8 |
Percent 5-Star Reviews | 7% | 29% |
Percent 1- Star Reviews | 88% | 43% |
Total Number of Reviews | 8,399 | 7 |
https://www.trustpilot.com/review/www.hsbc.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk
HSBC vs Cambridge & Counties Bank App Reviews
HSBC | Cambridge & Counties Bank | |
iPhone Review Score (out of 5) | 4.8 | No Rating |
Number of iPhone Reviews | 1,400,000 | No Reviews |
Android Review Score (out of 5) | 4.8 | No Rating |
Number of Android Reviews | 260,000 | No Reviews |
https://apps.apple.com/gb/app/hsbc-uk-mobile-banking/id1220329065
https://www.apple.com/uk/app-store/
HSBC vs Cambridge & Counties Bank Account Fees & Charges
HSBC | Cambridge & Counties Bank | |
Free Business Bank Account | Yes | No |
Free Business Account Term Length | 12 Months | NA |
Cheapest Monthly Account Fee | £6.50 | £12 |
Most Expensive Monthly Account Fee | £10 | £12 |
Electronic Payment Cost (in/out) | 35p | £1 |
Cash Payments Cost (in/out) | £1.50 | £2 |
Cheques (in/out) | 50p per cheque | £2 |
CHAPS Payments Cost | £17 | £20 |
SEPA Payments Cost | 20p | 25p |
HSBC vs Cambridge & Counties Bank Business Savings Rates
HSBC | Cambridge & Counties Bank | |
Types of Business Savings Accounts | Business Money Manager, Business Money Market, Clients Deposit | Notice account, Fixed Rate |
Lowest Savings Rate (AER) | 0.10% | 4.05% |
Maximum Savings Rate (AER) | 2.02% | 4.80% |
Minimum Savings Amount | £1 | £10,000 |
Interest Paid On Foreign Currencies | Yes | No |
HSBC vs Cambridge & Counties Bank Account Opening Times
HSBC | Cambridge & Counties Bank | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 to 10 Working days | Undisclosed |
Do They Check Your Credit? | Yes | Yes |
Current Account Switch Service | Yes | Yes |
HSBC vs Cambridge & Counties Bank Features & Account Types


HSBC | Cambridge & Counties Bank | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | Yes |
Accounts For Startups | Yes | No |
Accounts For Charities | Yes | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | Yes |
Card Type | Visa | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | No |
In Person/Branch Banking | Yes | Yes |
Branch Locations | UK-wide | Leicester |
HSBC vs Cambridge & Counties Bank Customer Support Options
HSBC | Cambridge & Counties Bank | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | No |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | Yes |
HSBC vs Cambridge & Counties Bank Foreign Currency Accounts
HSBC | Cambridge & Counties Bank | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From HSBC and Cambridge & Counties Bank


HSBC | Cambridge & Counties Bank | |
Business Loans | Yes | Yes |
Commercial Mortgages | Yes | Yes |
Invoice Financing | Yes | No |
International Payments | Yes | Yes |
Merchant Payment Services | Yes | No |
Card Machines | Yes | No |
Free Accounting Software | No | No |
HSBC vs Cambridge & Counties Bank Banking Basics
HSBC | Cambridge & Counties Bank | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 |
FCA Number | 765112 | 579415 |
Website | HSBC Website | Cambridge & Counties Bank Website |
Common Comparison Questions
Does HSBC or Cambridge & Counties Bank have better customer reviews?
HSBC scores 1.5 out of 5 based 8,399 Trustpilot reviews. Of these reviews 7% are 5-star and 88% are 1-star.
Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.
Does HSBC or Cambridge & Counties Bank have a better App?
HSBC’s iPhone App is rated 4.8 out of 5 based on 1,400,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 260,000 reviews.
In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.
Does HSBC or Cambridge & Counties Bank have better business savings rates?
HSBC offers the following types of business savings accounts: Business Money Manager, Business Money Market, Clients Deposit with interest rates ranging from 0.10% to 2.02%. (AER)
In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).
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For other business bank accounts see our guide here.