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HSBC VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is HSBC or Cambridge & Counties Bank better for your small business?



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Below we look at both HSBC and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

HSBC Homepage
HSBC Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

HSBC vs Cambridge & Counties Bank Trustpilot Reviews

HSBCCambridge & Counties Bank
Trustpilot Review Score (out of 5)1.52.8
Percent 5-Star Reviews7%29%
Percent 1- Star Reviews88%43%
Total Number of Reviews8,3997
Sources:
https://www.trustpilot.com/review/www.hsbc.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

HSBC vs Cambridge & Counties Bank App Reviews

HSBCCambridge & Counties Bank
iPhone Review Score (out of 5)4.8No Rating
Number of iPhone Reviews1,400,000No Reviews
Android Review Score (out of 5)4.8No Rating
Number of Android Reviews260,000No Reviews
Sources:
https://apps.apple.com/gb/app/hsbc-uk-mobile-banking/id1220329065
https://www.apple.com/uk/app-store/

HSBC vs Cambridge & Counties Bank Account Fees & Charges

HSBCCambridge & Counties Bank
Free Business Bank AccountYesNo
Free Business Account Term Length12 MonthsNA
Cheapest Monthly Account Fee£6.50£12
Most Expensive Monthly Account Fee£10£12
Electronic Payment Cost (in/out)35p£1
Cash Payments Cost (in/out)£1.50£2
Cheques (in/out)50p per cheque£2
CHAPS Payments Cost£17£20
SEPA Payments Cost20p25p

HSBC vs Cambridge & Counties Bank Business Savings Rates

HSBCCambridge & Counties Bank
Types of Business Savings AccountsBusiness Money Manager, Business Money Market, Clients DepositNotice account, Fixed Rate
Lowest Savings Rate (AER)0.10%4.05%
Maximum Savings Rate (AER)2.02%4.80%
Minimum Savings Amount£1£10,000
Interest Paid On Foreign CurrenciesYesNo
 

HSBC vs Cambridge & Counties Bank Account Opening Times

HSBCCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 to 10 Working daysUndisclosed
Do They Check Your Credit?YesYes
Current Account Switch ServiceYesYes

HSBC vs Cambridge & Counties Bank Features & Account Types

HSBC Account Types
HSBC Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


HSBCCambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesYes
Accounts For StartupsYesNo
Accounts For CharitiesYesYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeVisaMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsUK-wideLeicester

HSBC vs Cambridge & Counties Bank Customer Support Options

HSBCCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

HSBC vs Cambridge & Counties Bank Foreign Currency Accounts

HSBCCambridge & Counties Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian dollar (AUD)
  • Bahraini dinar (BHD)
  • Brunei dollar (BND)
  • Canadian dollar (CAD)
  • Chinese yuan (CNY)
  • Czech koruna (CZK)
  • Danish krone (DKK)
  • Hong Kong dollar (HKD)
  • Hungarian forint (HUF)
  • Indian rupee (INR)
  • Indonesian rupiah (IDR)
  • Israeli shekel (ILS)
  • Japanese yen (JPY)
  • Kuwaiti dinar (KWD)
  • Malaysian ringgit (MYR)
  • New Zealand dollar (NZD)
  • Norwegian krone (NOK)
  • Omani rial (OMR)
  • Polish zloty (PLN)
  • Qatari riyal (QAR)
  • Saudi riyal (SAR)
  • Singapore dollar (SGD)
  • South African rand (ZAR)
  • South Korean won (KRW)
  • Swiss franc (CHF)
  • Swedish krona (SEK)
  • Thai baht (THB)
  • United Arab Emirates dirham (AED)
No

Other Business Services From HSBC and Cambridge & Counties Bank

HSBC Account Types
Other HSBC Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


HSBCCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesYesYes
Invoice FinancingYesNo
International PaymentsYesYes
Merchant Payment ServicesYesNo
Card MachinesYesNo
Free Accounting SoftwareNoNo

HSBC vs Cambridge & Counties Bank Banking Basics

HSBCCambridge & Counties Bank
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number765112579415
WebsiteHSBC WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does HSBC or Cambridge & Counties Bank have better customer reviews?

HSBC scores 1.5 out of 5 based 8,399 Trustpilot reviews. Of these reviews 7% are 5-star and 88% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does HSBC or Cambridge & Counties Bank have a better App?

HSBC’s iPhone App is rated 4.8 out of 5 based on 1,400,000 reviews. And it’s Android App is rated 4.8 out of 5 based on 260,000 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does HSBC or Cambridge & Counties Bank have better business savings rates?

HSBC offers the following types of business savings accounts: Business Money Manager, Business Money Market, Clients Deposit with interest rates ranging from 0.10% to 2.02%. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
HSBC vs Recognise Bank
HSBC vs Dudley Building Society
HSBC vs MyPOS
HSBC vs Ampere
Santander vs Nationwide


For other business bank accounts see our guide here.

 



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