Is Handelsbanken or Mettle better for your small business?
Below we look at both Handelsbanken and Mettle reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Handelsbanken vs Mettle Trustpilot Reviews
Handelsbanken | Mettle | |
Trustpilot Review Score (out of 5) | 2.3 | 4.6 |
Percent 5-Star Reviews | 33% | 81% |
Percent 1- Star Reviews | 55% | 8% |
Total Number of Reviews | 124 | 3,418 |
https://www.trustpilot.com/review/handelsbanken.co.uk
https://www.trustpilot.com/review/mettle.co.uk
Handelsbanken vs Mettle App Reviews
Handelsbanken | Mettle | |
iPhone Review Score (out of 5) | 2.6 | 4.9 |
Number of iPhone Reviews | 17 | 25,100 |
Android Review Score (out of 5) | 1.6 | 4.8 |
Number of Android Reviews | 6 | 8,890 |
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
https://apps.apple.com/gb/app/mettle-business-bank-account/id1411976870
Handelsbanken vs Mettle Account Fees & Charges
Handelsbanken | Mettle | |
Free Business Bank Account | No | Yes |
Free Business Account Term Length | NA | No Limit |
Cheapest Monthly Account Fee | £5 | No |
Most Expensive Monthly Account Fee | £20 | No |
Electronic Payment Cost (in/out) | Free | Free |
Cash Payments Cost (in/out) | 30p | £1.50 / £2.50 |
Cheques (in/out) | £1.50 | 50p |
CHAPS Payments Cost | £15 | £20 |
SEPA Payments Cost | 25p | No |
Handelsbanken vs Mettle Business Savings Rates
Handelsbanken | Mettle | |
Types of Business Savings Accounts | Instant Access, Fixed Term, Notice Savings | Savings pot |
Lowest Savings Rate (AER) | No | 1.46% |
Maximum Savings Rate (AER) | No | 1.46% |
Minimum Savings Amount | £5,000 | £10 |
Interest Paid On Foreign Currencies | Yes | No |
Handelsbanken vs Mettle Account Opening Times
Handelsbanken | Mettle | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 Working days | Few minutes |
Do They Check Your Credit? | No | No |
Current Account Switch Service | Yes | No |
Handelsbanken vs Mettle Features & Account Types


Handelsbanken | Mettle | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | Yes |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | No | Yes |
Accounts For Charities | No | Yes |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | UK-wide | None, online only |
Handelsbanken vs Mettle Customer Support Options
Handelsbanken | Mettle | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Handelsbanken vs Mettle Foreign Currency Accounts
Handelsbanken | Mettle | |
US Dollar (USD) Bank Accounts | Yes | No |
Euro (EUR) Bank Accounts | Yes | No |
Other Currencies Available: |
| No |
Other Business Services From Handelsbanken and Mettle


Handelsbanken | Mettle | |
Business Loans | Yes | No |
Commercial Mortgages | No | No |
Invoice Financing | No | No |
International Payments | Yes | No |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | Yes |
Handelsbanken vs Mettle Banking Basics
Handelsbanken | Mettle | |
Bank Type | High Street | High Street/Challenger |
FSCS Protection | Yes, up to £85,000 | Yes, up to £85,000 via NatWest |
FCA Number | 197340 | 121878 |
Website | Handelsbanken Website | Mettle Website |
Common Comparison Questions
Does Handelsbanken or Mettle have better customer reviews?
Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of these reviews 33% are 5-star and 55% are 1-star.
Whereas, Mettle scores 4.6 out of 5 based 3,418 Trustpilot reviews. Of which 81% are 5-star and 8% are 1-star.
Does Handelsbanken or Mettle have a better App?
Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.
In comparison, Mettle’s iPhone App is rated 4.9 out of 5 based on 25,100 reviews. And it’s Android App is rated 4.8 out of 5 based on 8,890 reviews.
Does Handelsbanken or Mettle have better business savings rates?
Handelsbanken offers the following types of business savings accounts: Instant Access, Fixed Term, Notice Savings with interest rates ranging from No to No. (AER)
In contrast, Mettle offers Savings pot accounts with interest rates ranging from 1.46% to 1.46% (AER).
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For other business bank accounts see our guide here.