Handelsbanken VS Intergiro: Business Banking Review & Fee Comparison

Is Handelsbanken or Intergiro better for your small business?

Below we look at both Handelsbanken and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Handelsbanken vs Intergiro Trustpilot Reviews

	Handelsbanken	Intergiro
Trustpilot Review Score (out of 5)	2.3	3.4
Percent 5-Star Reviews	33%	77%
Percent 1- Star Reviews	55%	15%
Total Number of Reviews	124	171

Sources:
https://www.trustpilot.com/review/handelsbanken.co.uk
https://www.trustpilot.com/review/intergiro.com

Handelsbanken vs Intergiro App Reviews

	Handelsbanken	Intergiro
iPhone Review Score (out of 5)	2.6	5
Number of iPhone Reviews	17	4
Android Review Score (out of 5)	1.6	No Rating
Number of Android Reviews	6	No Reviews

Sources:
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Handelsbanken vs Intergiro Account Fees & Charges

	Handelsbanken	Intergiro
Free Business Bank Account	No	No
Free Business Account Term Length	NA	NA
Cheapest Monthly Account Fee	£5	£2.99
Most Expensive Monthly Account Fee	£20	£15
Electronic Payment Cost (in/out)	Free	25p
Cash Payments Cost (in/out)	30p	70p per £100
Cheques (in/out)	£1.50	£1
CHAPS Payments Cost	£15	£25
SEPA Payments Cost	25p	€1

Handelsbanken vs Intergiro Business Savings Rates

	Handelsbanken	Intergiro
Types of Business Savings Accounts	Instant Access, Fixed Term, Notice Savings	None
Lowest Savings Rate (AER)	No	NA
Maximum Savings Rate (AER)	No	NA
Minimum Savings Amount	£5,000	NA
Interest Paid On Foreign Currencies	Yes	Yes

Handelsbanken vs Intergiro Account Opening Times

	Handelsbanken	Intergiro
Can You Apply Online?	Yes	Yes
How Long Does Opening An Account Typically Take?	7 Working days	5 to 10 Working days
Do They Check Your Credit?	No	No
Current Account Switch Service	Yes	No

Handelsbanken vs Intergiro Features & Account Types

	Handelsbanken	Intergiro
Business Current Account	Yes	Yes
Business Savings Account	Yes	No
Business Credit Card	Yes	No
Business Overdraft	Yes	No
Accounts For Startups	No	No
Accounts For Charities	No	No
Accounts For Sole Traders	Yes	Yes
Joint Business Accounts Available	Yes	No
Card Type	Mastercard	Mastercard
Online Banking	Yes	Yes
Mobile Banking	Yes	Yes
In Person/Branch Banking	Yes	No
Branch Locations	UK-wide	None, online only

Handelsbanken vs Intergiro Customer Support Options

	Handelsbanken	Intergiro
Phone Support Available	Yes	No
Email Support Available	Yes	Yes
App Based Support	Yes	Yes
Web Based Support	Yes	Yes
In person Customer Support	Yes	No

Handelsbanken vs Intergiro Foreign Currency Accounts

	Handelsbanken	Intergiro
US Dollar (USD) Bank Accounts	Yes	Yes
Euro (EUR) Bank Accounts	Yes	Yes
Other Currencies Available:	Australian Dollar (AUD) Canadian Dollar (CAD) Swiss Franc (CHF) Danish Krone (DKK) Norwegian Krone (NOK) Swedish Krona (SEK) New Zealand Dollar (NZD) Japanese Yen (JPY)	AED – United Arab Emirates dirham AUD – Australian dollar BGN – Bulgarian lev CAD – Canadian dollar CHF – Swiss franc CNY – Chinese yuan CZK – Czech koruna DKK – Danish krone GBP – British pound sterling HKD – Hong Kong dollar HRK – Croatian kuna HUF – Hungarian forint ILS – Israeli new shekel INR – Indian rupee ISK – Icelandic króna JPY – Japanese yen KRW – South Korean won KWD – Kuwaiti dinar KZT – Kazakh tenge MXN – Mexican peso MYR – Malaysian ringgit NOK – Norwegian krone NZD – New Zealand dollar PHP – Philippine peso PLN – Polish zloty RON – Romanian leu RUB – Russian ruble SEK – Swedish krona SGD – Singapore dollar THB – Thai baht TRY – Turkish lira

Other Business Services From Handelsbanken and Intergiro

	Handelsbanken	Intergiro
Business Loans	Yes	No
Commercial Mortgages	No	No
Invoice Financing	No	No
International Payments	Yes	Yes
Merchant Payment Services	No	Yes
Card Machines	No	No
Free Accounting Software	No	No

Handelsbanken vs Intergiro Banking Basics

	Handelsbanken	Intergiro
Bank Type	High Street	Challenger
FSCS Protection	Yes, up to £85,000	No
FCA Number	197340	900945
Website	Handelsbanken Website	Intergiro Website

Common Comparison Questions

Does Handelsbanken or Intergiro have better customer reviews?

Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of these reviews 33% are 5-star and 55% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Handelsbanken or Intergiro have a better App?

Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Handelsbanken or Intergiro have better business savings rates?

Handelsbanken offers the following types of business savings accounts: Instant Access, Fixed Term, Notice Savings with interest rates ranging from No to No. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

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For other business bank accounts see our guide here.