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Handelsbanken VS Intergiro: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Handelsbanken or Intergiro better for your small business?



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Below we look at both Handelsbanken and Intergiro reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Handelsbanken Homepage
Handelsbanken Homepage


Intergiro Homepage
Intergiro Homepage
 

Handelsbanken vs Intergiro Trustpilot Reviews

HandelsbankenIntergiro
Trustpilot Review Score (out of 5)2.33.4
Percent 5-Star Reviews33%77%
Percent 1- Star Reviews55%15%
Total Number of Reviews124171
Sources:
https://www.trustpilot.com/review/handelsbanken.co.uk
https://www.trustpilot.com/review/intergiro.com

Handelsbanken vs Intergiro App Reviews

HandelsbankenIntergiro
iPhone Review Score (out of 5)2.65
Number of iPhone Reviews174
Android Review Score (out of 5)1.6No Rating
Number of Android Reviews6No Reviews
Sources:
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
https://apps.apple.com/gb/app/intergiro-business-banking/id1506731309

Handelsbanken vs Intergiro Account Fees & Charges

HandelsbankenIntergiro
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£5£2.99
Most Expensive Monthly Account Fee£20£15
Electronic Payment Cost (in/out)Free25p
Cash Payments Cost (in/out)30p70p per £100
Cheques (in/out)£1.50£1
CHAPS Payments Cost£15£25
SEPA Payments Cost25p€1

Handelsbanken vs Intergiro Business Savings Rates

HandelsbankenIntergiro
Types of Business Savings AccountsInstant Access, Fixed Term, Notice SavingsNone
Lowest Savings Rate (AER)NoNA
Maximum Savings Rate (AER)NoNA
Minimum Savings Amount£5,000NA
Interest Paid On Foreign CurrenciesYesYes
 

Handelsbanken vs Intergiro Account Opening Times

HandelsbankenIntergiro
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working days5 to 10 Working days
Do They Check Your Credit?NoNo
Current Account Switch ServiceYesNo

Handelsbanken vs Intergiro Features & Account Types

Handelsbanken Account Types
Handelsbanken Features & Account Types


Intergiro Account Types
Intergiro Features & Account Types


HandelsbankenIntergiro
Business Current AccountYesYes
Business Savings AccountYesNo
Business Credit CardYesNo
Business OverdraftYesNo
Accounts For StartupsNoNo
Accounts For CharitiesNoNo
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesNo
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesYes
In Person/Branch BankingYesNo
Branch LocationsUK-wideNone, online only

Handelsbanken vs Intergiro Customer Support Options

HandelsbankenIntergiro
Phone Support AvailableYesNo
Email Support AvailableYesYes
App Based Support YesYes
Web Based SupportYesYes
In person Customer SupportYesNo

Handelsbanken vs Intergiro Foreign Currency Accounts

HandelsbankenIntergiro
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
  • AED – United Arab Emirates dirham
  • AUD – Australian dollar
  • BGN – Bulgarian lev
  • CAD – Canadian dollar
  • CHF – Swiss franc
  • CNY – Chinese yuan
  • CZK – Czech koruna
  • DKK – Danish krone
  • GBP – British pound sterling
  • HKD – Hong Kong dollar
  • HRK – Croatian kuna
  • HUF – Hungarian forint
  • ILS – Israeli new shekel
  • INR – Indian rupee
  • ISK – Icelandic króna
  • JPY – Japanese yen
  • KRW – South Korean won
  • KWD – Kuwaiti dinar
  • KZT – Kazakh tenge
  • MXN – Mexican peso
  • MYR – Malaysian ringgit
  • NOK – Norwegian krone
  • NZD – New Zealand dollar
  • PHP – Philippine peso
  • PLN – Polish zloty
  • RON – Romanian leu
  • RUB – Russian ruble
  • SEK – Swedish krona
  • SGD – Singapore dollar
  • THB – Thai baht
  • TRY – Turkish lira

Other Business Services From Handelsbanken and Intergiro

Handelsbanken Account Types
Other Handelsbanken Services


Intergiro Account Types
Other Intergiro Services


HandelsbankenIntergiro
Business LoansYesNo
Commercial MortgagesNoNo
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoYes
Card MachinesNoNo
Free Accounting SoftwareNoNo

Handelsbanken vs Intergiro Banking Basics

HandelsbankenIntergiro
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000No
FCA Number197340900945
WebsiteHandelsbanken WebsiteIntergiro Website

Common Comparison Questions

Does Handelsbanken or Intergiro have better customer reviews?

Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of these reviews 33% are 5-star and 55% are 1-star.

Whereas, Intergiro scores 3.4 out of 5 based 171 Trustpilot reviews. Of which 77% are 5-star and 15% are 1-star.

Does Handelsbanken or Intergiro have a better App?

Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.

In comparison, Intergiro’s iPhone App is rated 5 out of 5 based on 4 reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Handelsbanken or Intergiro have better business savings rates?

Handelsbanken offers the following types of business savings accounts: Instant Access, Fixed Term, Notice Savings with interest rates ranging from No to No. (AER)

In contrast, Intergiro offers None accounts with interest rates ranging from NA to NA (AER).

See Other Comparisons:
Handelsbanken vs GoSolo
Handelsbanken vs 3S Money
Handelsbanken vs MultiPass
Handelsbanken vs Reliance Bank
Handelsbanken vs SumUp Business Account


For other business bank accounts see our guide here.

 



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