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Handelsbanken VS Hampshire Trust Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Handelsbanken or Hampshire Trust Bank better for your small business?



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Below we look at both Handelsbanken and Hampshire Trust Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Handelsbanken Homepage
Handelsbanken Homepage


Hampshire Trust Bank Homepage
Hampshire Trust Bank Homepage
 

Handelsbanken vs Hampshire Trust Bank Trustpilot Reviews

HandelsbankenHampshire Trust Bank
Trustpilot Review Score (out of 5)2.34.5
Percent 5-Star Reviews33%75%
Percent 1- Star Reviews55%7%
Total Number of Reviews1241,591
Sources:
https://www.trustpilot.com/review/handelsbanken.co.uk
https://www.trustpilot.com/review/htb.co.uk

Handelsbanken vs Hampshire Trust Bank App Reviews

HandelsbankenHampshire Trust Bank
iPhone Review Score (out of 5)2.6No Rating
Number of iPhone Reviews17No Reviews
Android Review Score (out of 5)1.6No Rating
Number of Android Reviews6No Reviews
Sources:
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
https://www.apple.com/uk/app-store/

Handelsbanken vs Hampshire Trust Bank Account Fees & Charges

HandelsbankenHampshire Trust Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£5No
Most Expensive Monthly Account Fee£20No
Electronic Payment Cost (in/out)Free25p
Cash Payments Cost (in/out)30p£1
Cheques (in/out)£1.50£1
CHAPS Payments Cost£15£25
SEPA Payments Cost25p20p

Handelsbanken vs Hampshire Trust Bank Business Savings Rates

HandelsbankenHampshire Trust Bank
Types of Business Savings AccountsInstant Access, Fixed Term, Notice SavingsNotice Account, Fixed
Lowest Savings Rate (AER)No4.50%
Maximum Savings Rate (AER)No5.15%
Minimum Savings Amount£5,000£5,000
Interest Paid On Foreign CurrenciesYesNo
 

Handelsbanken vs Hampshire Trust Bank Account Opening Times

HandelsbankenHampshire Trust Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working days1 day
Do They Check Your Credit?NoYes
Current Account Switch ServiceYesNo

Handelsbanken vs Hampshire Trust Bank Features & Account Types

Handelsbanken Account Types
Handelsbanken Features & Account Types


Hampshire Trust Bank Account Types
Hampshire Trust Bank Features & Account Types


HandelsbankenHampshire Trust Bank
Business Current AccountYesNo
Business Savings AccountYesYes
Business Credit CardYesYes
Business OverdraftYesYes
Accounts For StartupsNoYes
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardNone
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesNo
Branch LocationsUK-wideLondon & Leeds

Handelsbanken vs Hampshire Trust Bank Customer Support Options

HandelsbankenHampshire Trust Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesNo

Handelsbanken vs Hampshire Trust Bank Foreign Currency Accounts

HandelsbankenHampshire Trust Bank
US Dollar (USD) Bank AccountsYesYes
Euro (EUR) Bank AccountsYesYes
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
No

Other Business Services From Handelsbanken and Hampshire Trust Bank

Handelsbanken Account Types
Other Handelsbanken Services


Hampshire Trust Bank Account Types
Other Hampshire Trust Bank Services


HandelsbankenHampshire Trust Bank
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoYes
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Handelsbanken vs Hampshire Trust Bank Banking Basics

HandelsbankenHampshire Trust Bank
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number197340204601
WebsiteHandelsbanken WebsiteHampshire Trust Bank Website

Common Comparison Questions

Does Handelsbanken or Hampshire Trust Bank have better customer reviews?

Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of these reviews 33% are 5-star and 55% are 1-star.

Whereas, Hampshire Trust Bank scores 4.5 out of 5 based 1,591 Trustpilot reviews. Of which 75% are 5-star and 7% are 1-star.

Does Handelsbanken or Hampshire Trust Bank have a better App?

Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.

In comparison, Hampshire Trust Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Handelsbanken or Hampshire Trust Bank have better business savings rates?

Handelsbanken offers the following types of business savings accounts: Instant Access, Fixed Term, Notice Savings with interest rates ranging from No to No. (AER)

In contrast, Hampshire Trust Bank offers Notice Account, Fixed accounts with interest rates ranging from 4.50% to 5.15% (AER).

See Other Comparisons:
Handelsbanken vs Mettle
Handelsbanken vs Monese
Handelsbanken vs Saffron Building Society
Handelsbanken vs OakNorth
Handelsbanken vs Airwallex


For other business bank accounts see our guide here.

 



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