Is Handelsbanken or CardOneMoney better for your small business?
Below we look at both Handelsbanken and CardOneMoney reviews on Trustpilot along with their App reviews from Apple and Google.
We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.


Handelsbanken vs CardOneMoney Trustpilot Reviews
Handelsbanken | CardOneMoney | |
Trustpilot Review Score (out of 5) | 2.3 | 4.6 |
Percent 5-Star Reviews | 33% | 85% |
Percent 1- Star Reviews | 55% | 9% |
Total Number of Reviews | 124 | 798 |
https://www.trustpilot.com/review/handelsbanken.co.uk
https://www.trustpilot.com/review/cardonemoney.com
Handelsbanken vs CardOneMoney App Reviews
Handelsbanken | CardOneMoney | |
iPhone Review Score (out of 5) | 2.6 | 2.7 |
Number of iPhone Reviews | 17 | 61 |
Android Review Score (out of 5) | 1.6 | 3.9 |
Number of Android Reviews | 6 | 200 |
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
https://apps.apple.com/gb/app/card-one-money/id1133870045
Handelsbanken vs CardOneMoney Account Fees & Charges
Handelsbanken | CardOneMoney | |
Free Business Bank Account | No | No |
Free Business Account Term Length | NA | NA |
Cheapest Monthly Account Fee | £5 | £12.50 |
Most Expensive Monthly Account Fee | £20 | £25 |
Electronic Payment Cost (in/out) | Free | Free |
Cash Payments Cost (in/out) | 30p | £1.50 |
Cheques (in/out) | £1.50 | £5 |
CHAPS Payments Cost | £15 | £30 |
SEPA Payments Cost | 25p | No |
Handelsbanken vs CardOneMoney Business Savings Rates
Handelsbanken | CardOneMoney | |
Types of Business Savings Accounts | Instant Access, Fixed Term, Notice Savings | None |
Lowest Savings Rate (AER) | No | NA |
Maximum Savings Rate (AER) | No | NA |
Minimum Savings Amount | £5,000 | NA |
Interest Paid On Foreign Currencies | Yes | Yes |
Handelsbanken vs CardOneMoney Account Opening Times
Handelsbanken | CardOneMoney | |
Can You Apply Online? | Yes | Yes |
How Long Does Opening An Account Typically Take? | 7 Working days | 3 hours |
Do They Check Your Credit? | No | No |
Current Account Switch Service | Yes | No |
Handelsbanken vs CardOneMoney Features & Account Types


Handelsbanken | CardOneMoney | |
Business Current Account | Yes | Yes |
Business Savings Account | Yes | No |
Business Credit Card | Yes | No |
Business Overdraft | Yes | No |
Accounts For Startups | No | Yes |
Accounts For Charities | No | No |
Accounts For Sole Traders | Yes | Yes |
Joint Business Accounts Available | Yes | No |
Card Type | Mastercard | Mastercard |
Online Banking | Yes | Yes |
Mobile Banking | Yes | Yes |
In Person/Branch Banking | Yes | No |
Branch Locations | UK-wide | None, online only |
Handelsbanken vs CardOneMoney Customer Support Options
Handelsbanken | CardOneMoney | |
Phone Support Available | Yes | Yes |
Email Support Available | Yes | Yes |
App Based Support | Yes | Yes |
Web Based Support | Yes | Yes |
In person Customer Support | Yes | No |
Handelsbanken vs CardOneMoney Foreign Currency Accounts
Handelsbanken | CardOneMoney | |
US Dollar (USD) Bank Accounts | Yes | Yes |
Euro (EUR) Bank Accounts | Yes | Yes |
Other Currencies Available: |
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Other Business Services From Handelsbanken and CardOneMoney


Handelsbanken | CardOneMoney | |
Business Loans | Yes | Yes |
Commercial Mortgages | No | Yes |
Invoice Financing | No | Yes |
International Payments | Yes | Yes |
Merchant Payment Services | No | No |
Card Machines | No | No |
Free Accounting Software | No | No |
Handelsbanken vs CardOneMoney Banking Basics
Handelsbanken | CardOneMoney | |
Bank Type | High Street | Challenger |
FSCS Protection | Yes, up to £85,000 | No |
FCA Number | 197340 | 504547 |
Website | Handelsbanken Website | CardOneMoney Website |
Common Comparison Questions
Does Handelsbanken or CardOneMoney have better customer reviews?
Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of these reviews 33% are 5-star and 55% are 1-star.
Whereas, CardOneMoney scores 4.6 out of 5 based 798 Trustpilot reviews. Of which 85% are 5-star and 9% are 1-star.
Does Handelsbanken or CardOneMoney have a better App?
Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.
In comparison, CardOneMoney’s iPhone App is rated 2.7 out of 5 based on 61 reviews. And it’s Android App is rated 3.9 out of 5 based on 200 reviews.
Does Handelsbanken or CardOneMoney have better business savings rates?
Handelsbanken offers the following types of business savings accounts: Instant Access, Fixed Term, Notice Savings with interest rates ranging from No to No. (AER)
In contrast, CardOneMoney offers None accounts with interest rates ranging from NA to NA (AER).
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For other business bank accounts see our guide here.