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Handelsbanken VS Cambridge & Counties Bank: Business Banking Review & Fee Comparison


By: Ian Wright | Last Updated: May 22, 2025

Is Handelsbanken or Cambridge & Counties Bank better for your small business?



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Below we look at both Handelsbanken and Cambridge & Counties Bank reviews on Trustpilot along with their App reviews from Apple and Google.

We then look at typical fees, business savings rates, foreign currency options and a whole bunch of other account features to help you make up your mind.

Handelsbanken Homepage
Handelsbanken Homepage


Cambridge & Counties Bank Homepage
Cambridge & Counties Bank Homepage
 

Handelsbanken vs Cambridge & Counties Bank Trustpilot Reviews

HandelsbankenCambridge & Counties Bank
Trustpilot Review Score (out of 5)2.32.8
Percent 5-Star Reviews33%29%
Percent 1- Star Reviews55%43%
Total Number of Reviews1247
Sources:
https://www.trustpilot.com/review/handelsbanken.co.uk
https://www.trustpilot.com/review/www.ccbank.co.uk

Handelsbanken vs Cambridge & Counties Bank App Reviews

HandelsbankenCambridge & Counties Bank
iPhone Review Score (out of 5)2.6No Rating
Number of iPhone Reviews17No Reviews
Android Review Score (out of 5)1.6No Rating
Number of Android Reviews6No Reviews
Sources:
https://apps.apple.com/gb/app/handelsbanken-uk-corporate/id1122527533
https://www.apple.com/uk/app-store/

Handelsbanken vs Cambridge & Counties Bank Account Fees & Charges

HandelsbankenCambridge & Counties Bank
Free Business Bank AccountNoNo
Free Business Account Term LengthNANA
Cheapest Monthly Account Fee£5£12
Most Expensive Monthly Account Fee£20£12
Electronic Payment Cost (in/out)Free£1
Cash Payments Cost (in/out)30p£2
Cheques (in/out)£1.50£2
CHAPS Payments Cost£15£20
SEPA Payments Cost25p25p

Handelsbanken vs Cambridge & Counties Bank Business Savings Rates

HandelsbankenCambridge & Counties Bank
Types of Business Savings AccountsInstant Access, Fixed Term, Notice SavingsNotice account, Fixed Rate
Lowest Savings Rate (AER)No4.05%
Maximum Savings Rate (AER)No4.80%
Minimum Savings Amount£5,000£10,000
Interest Paid On Foreign CurrenciesYesNo
 

Handelsbanken vs Cambridge & Counties Bank Account Opening Times

HandelsbankenCambridge & Counties Bank
Can You Apply Online?YesYes
How Long Does Opening An
Account Typically Take?
7 Working daysUndisclosed
Do They Check Your Credit?NoYes
Current Account Switch ServiceYesYes

Handelsbanken vs Cambridge & Counties Bank Features & Account Types

Handelsbanken Account Types
Handelsbanken Features & Account Types


Cambridge & Counties Bank Account Types
Cambridge & Counties Bank Features & Account Types


HandelsbankenCambridge & Counties Bank
Business Current AccountYesYes
Business Savings AccountYesYes
Business Credit CardYesNo
Business OverdraftYesYes
Accounts For StartupsNoNo
Accounts For CharitiesNoYes
Accounts For Sole TradersYesYes
Joint Business Accounts AvailableYesYes
Card TypeMastercardMastercard
Online BankingYesYes
Mobile BankingYesNo
In Person/Branch BankingYesYes
Branch LocationsUK-wideLeicester

Handelsbanken vs Cambridge & Counties Bank Customer Support Options

HandelsbankenCambridge & Counties Bank
Phone Support AvailableYesYes
Email Support AvailableYesYes
App Based Support YesNo
Web Based SupportYesYes
In person Customer SupportYesYes

Handelsbanken vs Cambridge & Counties Bank Foreign Currency Accounts

HandelsbankenCambridge & Counties Bank
US Dollar (USD) Bank AccountsYesNo
Euro (EUR) Bank AccountsYesNo
Other Currencies Available:
  • Australian Dollar (AUD)
  • Canadian Dollar (CAD)
  • Swiss Franc (CHF)
  • Danish Krone (DKK)
  • Norwegian Krone (NOK)
  • Swedish Krona (SEK)
  • New Zealand Dollar (NZD)
  • Japanese Yen (JPY)
No

Other Business Services From Handelsbanken and Cambridge & Counties Bank

Handelsbanken Account Types
Other Handelsbanken Services


Cambridge & Counties Bank Account Types
Other Cambridge & Counties Bank Services


HandelsbankenCambridge & Counties Bank
Business LoansYesYes
Commercial MortgagesNoYes
Invoice FinancingNoNo
International PaymentsYesYes
Merchant Payment ServicesNoNo
Card MachinesNoNo
Free Accounting SoftwareNoNo

Handelsbanken vs Cambridge & Counties Bank Banking Basics

HandelsbankenCambridge & Counties Bank
Bank TypeHigh StreetChallenger
FSCS ProtectionYes, up to £85,000Yes, up to £85,000
FCA Number197340579415
WebsiteHandelsbanken WebsiteCambridge & Counties Bank Website

Common Comparison Questions

Does Handelsbanken or Cambridge & Counties Bank have better customer reviews?

Handelsbanken scores 2.3 out of 5 based 124 Trustpilot reviews. Of these reviews 33% are 5-star and 55% are 1-star.

Whereas, Cambridge & Counties Bank scores 2.8 out of 5 based 7 Trustpilot reviews. Of which 29% are 5-star and 43% are 1-star.

Does Handelsbanken or Cambridge & Counties Bank have a better App?

Handelsbanken’s iPhone App is rated 2.6 out of 5 based on 17 reviews. And it’s Android App is rated 1.6 out of 5 based on 6 reviews.

In comparison, Cambridge & Counties Bank’s iPhone App is rated No Rating out of 5 based on No Reviews reviews. And it’s Android App is rated No Rating out of 5 based on No Reviews reviews.

Does Handelsbanken or Cambridge & Counties Bank have better business savings rates?

Handelsbanken offers the following types of business savings accounts: Instant Access, Fixed Term, Notice Savings with interest rates ranging from No to No. (AER)

In contrast, Cambridge & Counties Bank offers Notice account, Fixed Rate accounts with interest rates ranging from 4.05% to 4.80% (AER).

See Other Comparisons:
Handelsbanken vs Recognise Bank
Handelsbanken vs Dudley Building Society
Handelsbanken vs MyPOS
Handelsbanken vs Ampere
Anna vs Hampshire Trust Bank


For other business bank accounts see our guide here.

 



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